Best 6 months FD Rates 2026 — India's Banks

Best 6 months FD rates

General public · below ₹3 crore · Dataset refreshed 26 Sept 2026

#	Bank	Rate	Applies to
1	IDFC First Bank IDFC First	6.50%	181 days – less than 1 Year
2	Jana Small Finance Bank Jana	6.50%	181 Days - 270 Days
3	AU Small Finance Bank AU	6.35%	6 Months 1 Day to 12 Months
4	Equitas Small Finance Bank Equitas	6.35%	181 - 210 days
5	Indian Overseas Bank IOB	6.30%	181 days to < 1 year
6	Tamilnad Mercantile Bank TMB	6.30%	180-270 days
7	Karur Vysya Bank KVB	6.25%	181 Days to 270 days
8	Slice Small Finance Bank Slice	6.25%	6 months 1 day - 1 year
9	State Bank of India SBI	6.25%	181 days to < 1 year
10	Tamil Nadu Grama Bank TNGB	6.25%	181 days to less than 1 year
11	Telangana Grameena Bank TGB	6.20%	181 days to < 1 year
12	Andhra Pradesh Grameena Bank APGB	6.15%	180 days to 364 days
13	Mizoram Rural Bank MizRB	6.05%	181 days to less than 1 year
14	Rajasthan Gramin Bank RGB	6.05%	180 days to less than 1 year
15	South Indian Bank South Indian	6.05%	181 days to < 1 year
16	City Union Bank City Union	6.00%	181 days to 270 days
17	DCB Bank DCB	6.00%	6 months to less than 10 months
18	Gujarat Gramin Bank GGB	6.00%	181 days to < 1 year
19	Haryana Gramin Bank HGB	6.00%	181 days to < 1 year
20	Jammu and Kashmir Grameen Bank JKGB	6.00%	181 days to < 1 year
21	Karnataka Grameena Bank KGB	6.00%	181 days to < 1 year
22	Kerala Gramin Bank KerGB	6.00%	180 days to 269 days
23	Puducherry Grama Bank PuduGB	6.00%	181 days to < 1 year
24	Punjab Gramin Bank PGB	6.00%	181 days to < 1 year
25	Shivalik Small Finance Bank Shivalik	6.00%	6 months to less than 9 months
26	Utkarsh Small Finance Bank Utkarsh	6.00%	181 Days to 370 Days
27	Yes Bank Yes	6.00%	181 days to 271 days
28	Arunachal Pradesh Rural Bank APRB	5.80%	180 days to 240 days
29	Bihar Gramin Bank BGB	5.80%	180 days to 270 Days
30	Nagaland Rural Bank NagRB	5.80%	181 days to less than 1 year
31	IndusInd Bank IndusInd	5.75%	181 days to 210 days
32	Karnataka Bank Karnataka	5.75%	180 days to below 1 year
33	Manipur Rural Bank ManRB	5.75%	181 days to < 1 year
34	Standard Chartered India StanChart	5.75%	181-210 days
35	Tripura Gramin Bank TripGB	5.75%	181 days to < 1 year
36	Uttar Pradesh Gramin Bank UPGB	5.75%	181 days to < 1 year
37	Uttarakhand Gramin Bank UKGB	5.65%	181 days to less than 1 year
38	Punjab National Bank PNB	5.60%	180 to 270 days
39	Axis Bank Axis	5.50%	6 months < 9 months
40	Bank of Baroda BoB	5.50%	181 days to 210 days
41	Bank of India BoI	5.50%	180 days to 210 days
42	Capital Small Finance Bank Capital	5.50%	180 Days to less than 1 Year
43	Central Bank of India Central	5.50%	180 to 270 days
44	Chhattisgarh Gramin Bank CGB	5.50%	180 days to 240 days
45	CSB Bank CSB	5.50%	6 months to less than 9 months
46	Dhanlaxmi Bank Dhanlaxmi	5.50%	180 Days to 291 Days
47	Federal Bank Federal	5.50%	182 days to 270 days
48	HDFC Bank HDFC	5.50%	6 months 1 day <=9 months
49	IDBI Bank IDBI	5.50%	6 months 1 day to 270 Days
50	Kotak Mahindra Bank Kotak	5.50%	181 Days to 269 Days
51	Madhya Pradesh Gramin Bank MPGB	5.50%	180 days to 269 days
52	Meghalaya Rural Bank MegRB	5.50%	181 days and less than 1 Year
53	Suryoday Small Finance Bank Suryoday	5.50%	Above 6 Month 1 Day to 9 Months
54	Ujjivan Small Finance Bank Ujjivan	5.50%	6 months to < 1 year
55	West Bengal Gramin Bank WBGB	5.50%	180 days to 270 days
56	Union Bank of India Union	5.40%	181 to 270 days
57	Canara Bank Canara	5.25%	180 to 269 days
58	Himachal Pradesh Gramin Bank HPGB	5.25%	180 to 270 days
59	Jharkhand Rajya Gramin Bank JRGB	5.25%	180 days to 210 days
60	Bank of Maharashtra Maharashtra	5.00%	181 - 270 days
61	Deutsche Bank India Deutsche	5.00%	181 - 270 Days
62	UCO Bank UCO	5.00%	181 to 332 days
63	Nainital Bank Nainital	4.95%	180 days to less than 270 days
64	Punjab & Sind Bank P&S	4.85%	180 to 364 days
65	Assam Gramin Vikash Bank AGVB	4.50%	181 days to 270 days
66	ICICI Bank ICICI	4.50%	91 to 184 Days
67	Indian Bank Indian	4.50%	181 days to less than 9 months
68	Odisha Grameen Bank OGB	4.50%	180 days to 210 days
69	Bandhan Bank Bandhan	4.20%	6 months to less than 1 year
70	ESAF Small Finance Bank ESAF	4.00%	91 days to 182 days
71	HSBC India HSBC	3.25%	181 to 269 Days

Best 6 months FD rates

Best 6 months FD rates

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