Sarakari Naukarara Sahakari Bank Niyamit Fixed Deposit interest rates · November 2026
What will my FD earn at Sarakari Naukarara Sahakari Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 Days to 90 Days |
5.00% | – | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
91 Days to 180 Days |
6.00% | – | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
181 days to 365 days |
7.50% | – | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Above 12 Months |
7.75% | 8.25% | Any amount | 1 Jul 2026 ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Compare Sarakari Naukarara Sahakari Bank FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Sarakari Naukarara Sahakari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.50%Before you book
Sarakari Naukarara Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Sarakari Naukarara Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Sarakari Naukarara Sahakari Bank Niyamit offers up to 7.75% p.a. on its fixed deposit (FD) (Above 12 Months) for general customers and 8.25% p.a. (Above 12 Months) for senior citizens. Rates below are as published by the bank. Confirm with Sarakari Naukarara Sahakari Bank before investing.
What is the Sarakari Naukarara Sahakari Bank 1-year FD interest rate?
As of 14 Nov 2026, Sarakari Naukarara Sahakari Bank Niyamit offers 7.50% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Sarakari Naukarara Sahakari Bank 2-year FD interest rate?
As of 14 Nov 2026, Sarakari Naukarara Sahakari Bank Niyamit offers 7.75% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Sarakari Naukarara Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, Sarakari Naukarara Sahakari Bank Niyamit offers 7.75% p.a. on a 3-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Sarakari Naukarara Sahakari Bank 5-year FD interest rate?
As of 14 Nov 2026, Sarakari Naukarara Sahakari Bank Niyamit offers 7.75% p.a. on a 5-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Sarakari Naukarara Sahakari Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Sarakari Naukarara Sahakari Bank Niyamit, depending on the tenure.
When did Sarakari Naukarara Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Sarakari Naukarara Sahakari Bank Niyamit's fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Sarakari Naukarara Sahakari Bank offer?
Sarakari Naukarara Sahakari Bank Niyamit's published fixed deposit (FD) rate table has 4 tenure bands, from “30 Days to 90 Days” to “Above 12 Months”.
Does Sarakari Naukarara Sahakari Bank pay more than the Post Office Time Deposit?
Sarakari Naukarara Sahakari Bank Niyamit pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 7.50% (PO 6.90%), 2y 7.75% (PO 7.00%), 3y 7.75% (PO 7.10%), 5y 7.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Sarakari Naukarara Sahakari Bank's 1-year FD rate rank?
Sarakari Naukarara Sahakari Bank Niyamit's 1-year general FD rate of 7.50% ranks #105 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Sarakari Naukarara Sahakari Bank insured?
Deposits with Sarakari Naukarara Sahakari Bank Niyamit are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Sarakari Naukarara Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jul 2026. Rates can change without notice, so verify on the official Sarakari Naukarara Sahakari Bank website before investing.
More Sarakari Naukarara Sahakari Bank rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Sarakari Naukarara Sahakari Bank with similar banks
Nearby banks paying a little more at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Karnataka →
Good to know
- Deposits with Sarakari Naukarara Sahakari Bank Niyamit are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Sarakari Naukarara Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Sarakari Naukarara Sahakari Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Sarakari Naukarara Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Work at Sarakari Naukarara Sahakari Bank? Send us your latest rate card
Have feedback?
Tell us what would make RateScan.in more useful. No email required.