Janaseva Sahakari Bank Ltd., Pune Fixed Deposit interest rates · November 2026
What will my FD earn at Janaseva Sahakari Bank (Pune)?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
46 days to 90 days |
4.75% | 4.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
91 days to 180 days |
5.25% | 5.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
181 days to 270 days |
5.75% | 5.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
271 days to 395 days |
6.00% | 6.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
13 months to 36 months |
6.80% | 7.30% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 36 months to 60 months |
6.85% | 7.35% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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Janaseva Sahakari Bank (Pune) FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.00%Before you book
Janaseva Sahakari Bank (Pune) Fixed Deposit: frequently asked questions
What is the highest Janaseva Sahakari Bank (Pune) Fixed Deposit interest rate?
As of 14 Nov 2026, Janaseva Sahakari Bank Ltd., Pune offers up to 6.85% p.a. on its fixed deposit (FD) (above 36 months to 60 months) for general customers and 7.35% p.a. (above 36 months to 60 months) for senior citizens. Rates below are as published by the bank. Confirm with Janaseva Sahakari Bank (Pune) before investing.
What is the Janaseva Sahakari Bank (Pune) 1-year FD interest rate?
As of 14 Nov 2026, Janaseva Sahakari Bank Ltd., Pune offers 6.00% p.a. on a 1-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Janaseva Sahakari Bank (Pune) 2-year FD interest rate?
As of 14 Nov 2026, Janaseva Sahakari Bank Ltd., Pune offers 6.80% p.a. on a 2-year FD for general customers and 7.30% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Janaseva Sahakari Bank (Pune) 3-year FD interest rate?
As of 14 Nov 2026, Janaseva Sahakari Bank Ltd., Pune offers 6.80% p.a. on a 3-year FD for general customers and 7.30% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Janaseva Sahakari Bank (Pune) 5-year FD interest rate?
As of 14 Nov 2026, Janaseva Sahakari Bank Ltd., Pune offers 6.85% p.a. on a 5-year FD for general customers and 7.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Janaseva Sahakari Bank (Pune)?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Janaseva Sahakari Bank Ltd., Pune, depending on the tenure.
When did Janaseva Sahakari Bank (Pune) last change its Fixed Deposit rates?
RateScan.in has recorded no change to Janaseva Sahakari Bank Ltd., Pune's fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.
What fixed deposit (FD) tenures does Janaseva Sahakari Bank (Pune) offer?
Janaseva Sahakari Bank Ltd., Pune's published fixed deposit (FD) rate table has 6 tenure bands, from “46 days to 90 days” to “above 36 months to 60 months”.
Does Janaseva Sahakari Bank (Pune) pay more than the Post Office Time Deposit?
Janaseva Sahakari Bank Ltd., Pune pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.00% (PO 6.90%), 2y 6.80% (PO 7.00%), 3y 6.80% (PO 7.10%), 5y 6.85% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Janaseva Sahakari Bank (Pune)'s 1-year FD rate rank?
Janaseva Sahakari Bank Ltd., Pune's 1-year general FD rate of 6.00% ranks #817 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Janaseva Sahakari Bank (Pune) insured?
Deposits with Janaseva Sahakari Bank Ltd., Pune are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Janaseva Sahakari Bank (Pune) rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Janaseva Sahakari Bank (Pune) website before investing.
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Good to know
- Deposits with Janaseva Sahakari Bank Ltd., Pune are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Janaseva Sahakari Bank (Pune) is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Janaseva Sahakari Bank (Pune), depending on the tenure.
Informational only. Always confirm the current rate on the official Janaseva Sahakari Bank (Pune) website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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