As of 5 Oct 2026, Maharashtra State Co-operative Bank offers up to 7.25% p.a. on its fixed deposit (FD) (More than 1 year to up to 2 years) for general customers. Rates below are as published by the bank — confirm with MSC Bank before investing.
Estimate returns at MSC Bank (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No separate Senior rate — showing General rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No super-senior rate — showing General rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 to 29 days |
3.25% | — | Any amount | 11 Aug 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
30 to 60 days |
4.25% | — | Any amount | 11 Aug 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
61 to 90 days |
4.75% | — | Any amount | 11 Aug 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 180 days |
5.00% | — | Any amount | 11 Aug 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 to 364 days |
6.00% | — | Any amount | 11 Aug 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
365 days |
7.00% | — | Below ₹15 lakh | 11 Aug 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
365 days |
7.15% | — | ₹15 lakh and above | 11 Aug 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
More than 1 year to up to 2 years |
7.05% | — | Below ₹15 lakh | 11 Aug 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
More than 1 year to up to 2 years |
7.25% | — | ₹15 lakh and above | 11 Aug 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
More than 2 years to up to 3 years |
7.00% | — | Below ₹15 lakh | 11 Aug 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
More than 2 years to up to 3 years |
7.10% | — | ₹15 lakh and above | 11 Aug 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
More than 3 years to below 10 years |
5.75% | — | Any amount | 11 Aug 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Maharashtra State Co-operative Bank offers up to 7.25% p.a. on its fixed deposit (FD) (More than 1 year to up to 2 years) for general customers. Rates below are as published by the bank — confirm with MSC Bank before investing.
As of 5 Oct 2026, Maharashtra State Co-operative Bank offers 7.15% p.a. on a 1-year FD for general customers.
Maharashtra State Co-operative Bank does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
Deposits with Maharashtra State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 11 Aug 2026. Rates can change without notice, so verify on the official MSC Bank website before investing.
Deposits with Maharashtra State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official MSC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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