Rates verified from official source

Shivalik Small Finance Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Shivalik Small Finance Bank offers up to 8.00% p.a. on its fixed deposit (FD) (23 months 1 day to 27 months) for general customers and 8.25% p.a. (23 months 1 day to 27 months) for senior citizens. Rates below are as published by the bank — confirm with Shivalik before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7%8% 7 days to 14 days: 3.50% 15 days to 29 days: 3.75% 30 days to 90 days: 4.25% 91 days to 180 days: 4.75% 6 months to less than 9 months: 6.00% 9 months to 12 months: 6.00% 12 months 1 day to less than 18 months: 6.75% 18 months to 23 months: 7.50% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 23 months 1 day to 27 months: 8.00% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 27 months 1 day to 36 months: 7.50% · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 36 months 1 day to 60 months: 6.25% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 60 months 1 day to 120 months: 6.25% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) Tax saver FD 5 Years (60 months): 6.25% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m3m6m9m12m540d691d811d1081d1801d5y 3.503.754.254.756.006.006.757.508.007.506.256.256.25 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7%8% 7 days to 14 days: 3.75% (General: 3.50%) 15 days to 29 days: 4.00% (General: 3.75%) 30 days to 90 days: 4.50% (General: 4.25%) 91 days to 180 days: 5.00% (General: 4.75%) 6 months to less than 9 months: 6.25% (General: 6.00%) 9 months to 12 months: 6.25% (General: 6.00%) 12 months 1 day to less than 18 months: 7.00% (General: 6.75%) 18 months to 23 months: 7.75% (General: 7.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 23 months 1 day to 27 months: 8.25% (General: 8.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 27 months 1 day to 36 months: 7.75% (General: 7.50%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 36 months 1 day to 60 months: 6.50% (General: 6.25%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 60 months 1 day to 120 months: 6.50% (General: 6.25%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) Tax saver FD 5 Years (60 months): 6.50% (General: 6.25%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m3m6m9m12m540d691d811d1081d1801d5y 3.754.004.505.006.256.257.007.758.257.756.506.506.50 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

3%4%5%6%7%8% 7 days to 14 days: 3.75% (Senior: 3.75%) 15 days to 29 days: 4.00% (Senior: 4.00%) 30 days to 90 days: 4.50% (Senior: 4.50%) 91 days to 180 days: 5.00% (Senior: 5.00%) 6 months to less than 9 months: 6.25% (Senior: 6.25%) 9 months to 12 months: 6.25% (Senior: 6.25%) 12 months 1 day to less than 18 months: 7.00% (Senior: 7.00%) 18 months to 23 months: 7.75% (Senior: 7.75%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 23 months 1 day to 27 months: 8.25% (Senior: 8.25%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 27 months 1 day to 36 months: 7.75% (Senior: 7.75%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 36 months 1 day to 60 months: 6.50% (Senior: 6.50%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 60 months 1 day to 120 months: 6.50% (Senior: 6.50%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) Tax saver FD 5 Years (60 months): 6.50% (Senior: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m3m6m9m12m540d691d811d1081d1801d5y 3.754.004.505.006.256.257.007.758.257.756.506.506.50 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 days to 14 days
 3.50% 3.75% Below ₹3 crore (retail)
1 Sept 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
15 days to 29 days
 3.75% 4.00% Below ₹3 crore (retail)
1 Sept 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
30 days to 90 days
 4.25% 4.50% Below ₹3 crore (retail)
1 Sept 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
91 days to 180 days
 4.75% 5.00% Below ₹3 crore (retail)
1 Sept 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
6 months to less than 9 months
 6.00% 6.25% Below ₹3 crore (retail)
1 Sept 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
9 months to 12 months
 6.00% 6.25% Below ₹3 crore (retail)
1 Sept 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
12 months 1 day to less than 18 months
 6.75% 7.00% Below ₹3 crore (retail)
1 Sept 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
18 months to 23 months
 7.50% 7.75% Below ₹3 crore (retail)
1 Sept 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
23 months 1 day to 27 months
 8.00% 8.25% Below ₹3 crore (retail)
1 Sept 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
27 months 1 day to 36 months
 7.50% 7.75% Below ₹3 crore (retail)
1 Sept 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
36 months 1 day to 60 months
 6.25% 6.50% Below ₹3 crore (retail)
1 Sept 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
60 months 1 day to 120 months
 6.25% 6.50% Below ₹3 crore (retail)
1 Sept 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
Tax saver FD 5 Years (60 months)
 6.25% 6.50% Below ₹3 crore (retail)
1 Sept 2026
official
fetched 19 Sept 2026
✓ verified 5 Oct 2026
Source ↗

Shivalik Fixed Deposit: frequently asked questions

What is the highest Shivalik Fixed Deposit interest rate?

As of 5 Oct 2026, Shivalik Small Finance Bank offers up to 8.00% p.a. on its fixed deposit (FD) (23 months 1 day to 27 months) for general customers and 8.25% p.a. (23 months 1 day to 27 months) for senior citizens. Rates below are as published by the bank — confirm with Shivalik before investing.

What is the Shivalik 1 year FD interest rate?

As of 5 Oct 2026, Shivalik Small Finance Bank offers 6.75% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at Shivalik?

Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Shivalik Small Finance Bank, depending on the tenure.

Is my fixed deposit (FD) with Shivalik insured?

Deposits with Shivalik Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Shivalik rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Sept 2026. Rates can change without notice, so verify on the official Shivalik website before investing.

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Good to know

Deposits with Shivalik Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 1 Sept 2026 · Ingested 19 Sept 2026 · Verified 5 Oct 2026 · View source

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