The Sardargunj Mercantile Co-operative Bank Ltd., Patan Fixed Deposit interest rates · November 2026
What will my FD earn at Sardargunj Mercantile Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 days to 180 days |
4.00% | 4.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
181 days to 12 months |
5.00% | 5.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 12 months to 3 years |
6.50% | 7.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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Sardargunj Mercantile Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.00%Before you book
Sardargunj Mercantile Bank Fixed Deposit: frequently asked questions
What is the highest Sardargunj Mercantile Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Sardargunj Mercantile Co-operative Bank Ltd., Patan offers up to 6.50% p.a. on its fixed deposit (FD) (above 12 months to 3 years) for general customers and 7.00% p.a. (above 12 months to 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Sardargunj Mercantile Bank before investing.
What is the Sardargunj Mercantile Bank 1-year FD interest rate?
As of 14 Nov 2026, The Sardargunj Mercantile Co-operative Bank Ltd., Patan offers 5.00% p.a. on a 1-year FD for general customers and 5.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Sardargunj Mercantile Bank 2-year FD interest rate?
As of 14 Nov 2026, The Sardargunj Mercantile Co-operative Bank Ltd., Patan offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Sardargunj Mercantile Bank 3-year FD interest rate?
As of 14 Nov 2026, The Sardargunj Mercantile Co-operative Bank Ltd., Patan offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Sardargunj Mercantile Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Sardargunj Mercantile Co-operative Bank Ltd., Patan, depending on the tenure.
When did Sardargunj Mercantile Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Sardargunj Mercantile Co-operative Bank Ltd., Patan's fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.
What fixed deposit (FD) tenures does Sardargunj Mercantile Bank offer?
The Sardargunj Mercantile Co-operative Bank Ltd., Patan's published fixed deposit (FD) rate table has 3 tenure bands, from “30 days to 180 days” to “above 12 months to 3 years”.
Does Sardargunj Mercantile Bank pay more than the Post Office Time Deposit?
The Sardargunj Mercantile Co-operative Bank Ltd., Patan pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 1y 5.00% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.50% (PO 7.10%). PO is the Post Office Time Deposit rate.
How does Sardargunj Mercantile Bank's 1-year FD rate rank?
The Sardargunj Mercantile Co-operative Bank Ltd., Patan's 1-year general FD rate of 5.00% ranks #993 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Sardargunj Mercantile Bank insured?
Deposits with The Sardargunj Mercantile Co-operative Bank Ltd., Patan are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Sardargunj Mercantile Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Sardargunj Mercantile Bank website before investing.
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Good to know
- Deposits with The Sardargunj Mercantile Co-operative Bank Ltd., Patan are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Sardargunj Mercantile Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Sardargunj Mercantile Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Sardargunj Mercantile Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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