Rates verified from official source

The Peoples' Urban Co-operative Bank Ltd., Tripunithura Fixed Deposit interest rates · November 2026

Peoples Urban Co-op Bank's best Fixed Deposit rate is 8.00% (555 days), 1.50 points below the best on the market (9.50%).

  • Seniors: up to 8.20% (1 Year to 3 Years), 0.50 points above the general rate for that tenure.

What will my FD earn at Peoples Urban Co-op Bank?

Estimated value after 1 year · before tax ₹5,39,626 7.70% p.a. · ₹39,626 interest · quarterly compounding
TenureGeneralSeniorSuper Sr.Applies toEffective OnSource
31 days
to 46 days
5.00% 5.50% 5.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
47 days
to 90 days
5.25% 5.75% 6.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
91 days to
180 days
5.50% 6.00% 6.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
181 days
to 364 days
6.50% 7.00% 7.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
12 months
7.70% 7.70% 7.70% ₹1 crore and above
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
1 Year to 3 Years
7.70% 8.20% 8.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
444 days
444-day deposit
7.80% – – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
555 days
555-day deposit
8.00% – – Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
Above 3 Years and
up to 120 Months
7.00% 7.50% 7.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026

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Peoples Urban Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.70%
Before you book

Peoples Urban Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Peoples Urban Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Peoples' Urban Co-operative Bank Ltd., Tripunithura offers up to 8.00% p.a. on its fixed deposit (FD) (555 days) for general customers and 8.20% p.a. (1 Year to 3 Years) for senior citizens. Rates below are as published by the bank. Confirm with Peoples Urban Co-op Bank before investing.

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What is the Peoples Urban Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, The Peoples' Urban Co-operative Bank Ltd., Tripunithura offers 7.70% p.a. on a 1-year FD for general customers and 8.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Peoples Urban Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, The Peoples' Urban Co-operative Bank Ltd., Tripunithura offers 7.70% p.a. on a 2-year FD for general customers and 8.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Peoples Urban Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, The Peoples' Urban Co-operative Bank Ltd., Tripunithura offers 7.70% p.a. on a 3-year FD for general customers and 8.20% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Peoples Urban Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, The Peoples' Urban Co-operative Bank Ltd., Tripunithura offers 7.00% p.a. on a 5-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Peoples Urban Co-op Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Peoples' Urban Co-operative Bank Ltd., Tripunithura, depending on the tenure.

See today's top senior citizen rates →

When did Peoples Urban Co-op Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Peoples' Urban Co-operative Bank Ltd., Tripunithura's fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Peoples Urban Co-op Bank offer?

The Peoples' Urban Co-operative Bank Ltd., Tripunithura's published fixed deposit (FD) rate table has 7 tenure bands, from “31 days to 46 days” to “Above 3 Years and up to 120 Months”.

Does Peoples Urban Co-op Bank pay different fixed deposit (FD) rates by deposit size?

Yes. The Peoples' Urban Co-operative Bank Ltd., Tripunithura's table lists separate bands: Any amount; ₹1 crore and above. Each row shows the band it applies to.

Does Peoples Urban Co-op Bank have special fixed deposit (FD) schemes?

The Peoples' Urban Co-operative Bank Ltd., Tripunithura's rate table lists these named schemes (2): 444-day deposit; 555-day deposit. Check eligibility and end dates with the bank.

Does Peoples Urban Co-op Bank pay more than the Post Office Time Deposit?

The Peoples' Urban Co-operative Bank Ltd., Tripunithura pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.70% (PO 6.90%), 2y 7.70% (PO 7.00%), 3y 7.70% (PO 7.10%), 5y 7.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Peoples Urban Co-op Bank's 1-year FD rate rank?

The Peoples' Urban Co-operative Bank Ltd., Tripunithura's 1-year general FD rate of 7.70% ranks #92 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Peoples Urban Co-op Bank insured?

Deposits with The Peoples' Urban Co-operative Bank Ltd., Tripunithura are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Peoples Urban Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Peoples Urban Co-op Bank website before investing.

Rate movements →

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Good to know

  • Deposits with The Peoples' Urban Co-operative Bank Ltd., Tripunithura are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Peoples Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Peoples Urban Co-op Bank, depending on the tenure.
  • Peoples Urban Co-op Bank's FD table includes 2 special schemes; check eligibility and end dates.

Informational only. Always confirm the current rate on the official Peoples Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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