Citibank N.A. (India) Fixed Deposit interest rates · November 2026
What will my FD earn at Citibank India?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 10 days |
1.80% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
11 days to 35 days 3 slabs at this rate |
1.85% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
36 days to 45 days |
1.75% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
46 days to 60 days |
2.00% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
61 days to 1096 days and above 11 slabs at this rate |
1.75% | – | Below ₹3 crore | 13 Nov 2026 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
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Citibank India FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
1.75%- resident deposits below ₹3 crore
Before you book
Citibank India Fixed Deposit: frequently asked questions
What is the highest Citibank India Fixed Deposit interest rate?
As of 14 Nov 2026, Citibank N.A. (India) offers up to 2.00% p.a. on its fixed deposit (FD) (46 days to 60 days) for general customers. Rates below are as published by the bank. Confirm with Citibank India before investing.
What is the Citibank India 1-year FD interest rate?
As of 14 Nov 2026, Citibank N.A. (India) offers 1.75% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 13 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Citibank India 2-year FD interest rate?
As of 14 Nov 2026, Citibank N.A. (India) offers 1.75% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 13 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Citibank India 3-year FD interest rate?
As of 14 Nov 2026, Citibank N.A. (India) offers 1.75% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 13 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Citibank India 5-year FD interest rate?
As of 14 Nov 2026, Citibank N.A. (India) offers 1.75% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 13 Nov 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Citibank India?
Citibank N.A. (India) does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did Citibank India last change its Fixed Deposit rates?
RateScan.in has recorded no change to Citibank N.A. (India)'s fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Citibank India offer?
Citibank N.A. (India)'s published fixed deposit (FD) rate table has 17 tenure bands, from “7 days to 10 days” to “1096 days and above”.
Does Citibank India pay more than the Post Office Time Deposit?
Citibank N.A. (India) pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 1.75% (PO 6.90%), 2y 1.75% (PO 7.00%), 3y 1.75% (PO 7.10%), 5y 1.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Citibank India's 1-year FD rate rank?
Citibank N.A. (India)'s 1-year general FD rate of 1.75% ranks #1033 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Citibank India insured?
Deposits with Citibank N.A. (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Citibank India rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 13 Nov 2026. Rates can change without notice, so verify on the official Citibank India website before investing.
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Good to know
- Deposits with Citibank N.A. (India) are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Citibank India is a foreign bank operating in India, regulated by the RBI.
Informational only. Always confirm the current rate on the official Citibank India website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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