As of 5 Oct 2026, Gujarat State Co-operative Bank Ltd offers up to 6.75% p.a. on its fixed deposit (FD) (12 months (365 days)) for general customers and 7.25% p.a. (12 months (365 days)) for senior citizens. Rates below are as published by the bank — confirm with GSC Bank before investing.
Estimate returns at GSC Bank (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 to 45 days |
3.75% | 4.25% | Any amount | 3 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
3.75% | 4.25% | Any amount | 3 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 120 days |
4.00% | 4.50% | Any amount | 3 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
121 to 179 days |
4.00% | 4.50% | Any amount | 3 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
180 to 269 days |
5.25% | 5.75% | Any amount | 3 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
270 to 364 days |
5.25% | 5.75% | Any amount | 3 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
12 months (365 days) |
6.75% | 7.25% | Any amount | 3 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
366 days to 24 months |
6.50% | 7.00% | Any amount | 3 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 years to less than 3 years |
6.25% | 6.75% | Any amount | 3 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 years to less than 5 years |
6.25% | 6.75% | Any amount | 3 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
Tax Saving FD (60 months) |
5.00% | 5.50% | Any amount | 3 Jun 2026 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Gujarat State Co-operative Bank Ltd offers up to 6.75% p.a. on its fixed deposit (FD) (12 months (365 days)) for general customers and 7.25% p.a. (12 months (365 days)) for senior citizens. Rates below are as published by the bank — confirm with GSC Bank before investing.
As of 5 Oct 2026, Gujarat State Co-operative Bank Ltd offers 6.75% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Gujarat State Co-operative Bank Ltd, depending on the tenure.
Deposits with Gujarat State Co-operative Bank Ltd are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 3 Jun 2026. Rates can change without notice, so verify on the official GSC Bank website before investing.
Deposits with Gujarat State Co-operative Bank Ltd are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official GSC Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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