Rates verified from official source

Basoda Nagrik Sahakari Bank Maryadit Fixed Deposit interest rates · November 2026

Basoda Nagrik Sahakari Bank's best Fixed Deposit rate is 7.00% (18 Month), 2.50 points below the best on the market (9.50%).

  • Seniors: up to 7.75% (18 Month), 0.75 points above the general rate for that tenure.

What will my FD earn at Basoda Nagrik Sahakari Bank?

Estimated value after 1 year · before tax ₹5,34,614 6.75% p.a. · ₹34,614 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
46 to 180 days
2 slabs at this rate
4.00% 4.75% Any amount
1 Jan 2023
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
181 Days to
Below 1 Year
5.00% 5.75% Any amount
1 Jan 2023
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
1 Year
6.75% 7.50% Any amount
1 Jan 2023
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
18 Month
7.00% 7.75% Any amount
1 Jan 2023
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026
Above 18 Month
6.00% 6.75% Any amount
1 Jan 2023
✓ verified 13 Nov 2026
official
fetched 23 Oct 2026

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Basoda Nagrik Sahakari Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.75%
Before you book

Basoda Nagrik Sahakari Bank Fixed Deposit: frequently asked questions

What is the highest Basoda Nagrik Sahakari Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Basoda Nagrik Sahakari Bank Maryadit offers up to 7.00% p.a. on its fixed deposit (FD) (18 Month) for general customers and 7.75% p.a. (18 Month) for senior citizens. Rates below are as published by the bank. Confirm with Basoda Nagrik Sahakari Bank before investing.

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What is the Basoda Nagrik Sahakari Bank 1-year FD interest rate?

As of 14 Nov 2026, Basoda Nagrik Sahakari Bank Maryadit offers 6.75% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Basoda Nagrik Sahakari Bank 2-year FD interest rate?

As of 14 Nov 2026, Basoda Nagrik Sahakari Bank Maryadit offers 6.00% p.a. on a 2-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Basoda Nagrik Sahakari Bank 3-year FD interest rate?

As of 14 Nov 2026, Basoda Nagrik Sahakari Bank Maryadit offers 6.00% p.a. on a 3-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Basoda Nagrik Sahakari Bank 5-year FD interest rate?

As of 14 Nov 2026, Basoda Nagrik Sahakari Bank Maryadit offers 6.00% p.a. on a 5-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jan 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Basoda Nagrik Sahakari Bank?

Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Basoda Nagrik Sahakari Bank Maryadit, depending on the tenure.

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When did Basoda Nagrik Sahakari Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Basoda Nagrik Sahakari Bank Maryadit's fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.

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What fixed deposit (FD) tenures does Basoda Nagrik Sahakari Bank offer?

Basoda Nagrik Sahakari Bank Maryadit's published fixed deposit (FD) rate table has 6 tenure bands, from “46 to 90 Days” to “Above 18 Month”.

Does Basoda Nagrik Sahakari Bank pay more than the Post Office Time Deposit?

Basoda Nagrik Sahakari Bank Maryadit pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 6.00% (PO 7.00%), 3y 6.00% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Basoda Nagrik Sahakari Bank's 1-year FD rate rank?

Basoda Nagrik Sahakari Bank Maryadit's 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Basoda Nagrik Sahakari Bank insured?

Deposits with Basoda Nagrik Sahakari Bank Maryadit are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Basoda Nagrik Sahakari Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jan 2023. Rates can change without notice, so verify on the official Basoda Nagrik Sahakari Bank website before investing.

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Good to know

  • Deposits with Basoda Nagrik Sahakari Bank Maryadit are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Basoda Nagrik Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Basoda Nagrik Sahakari Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Basoda Nagrik Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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