Rates verified from official source

Shree Co-operative Bank Ltd., Vadodara Fixed Deposit interest rates · November 2026

Shree Co-op Bank's best Fixed Deposit rate is 6.65% (37 months), 3.35 points below the best on the market (10.00%).

  • Seniors: up to 7.15% (37 months), 0.50 points above the general rate for that tenure.

What will my FD earn at Shree Co-op Bank?

Estimated value after 1 year · before tax ₹5,25,473 5.00% p.a. · ₹25,473 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
30 days
to 60 days
4.00% – Any amount
1 Sept 2022
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
61 days to
180 days
4.50% – Any amount
1 Sept 2022
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
181 days
to 365 days
5.00% – Any amount
1 Sept 2022
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
366 days to
36 months
6.25% 6.75% Any amount
1 Sept 2022
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026
37 months
6.65% 7.15% Any amount
1 Sept 2022
✓ verified 13 Nov 2026
official
fetched 13 Nov 2026

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Shree Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

5.00%
Before you book

Shree Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Shree Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, Shree Co-operative Bank Ltd., Vadodara offers up to 6.65% p.a. on its fixed deposit (FD) (37 months) for general customers and 7.15% p.a. (37 months) for senior citizens. Rates below are as published by the bank. Confirm with Shree Co-op Bank before investing.

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What is the Shree Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, Shree Co-operative Bank Ltd., Vadodara offers 5.00% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Sept 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Shree Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, Shree Co-operative Bank Ltd., Vadodara offers 6.25% p.a. on a 2-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Shree Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, Shree Co-operative Bank Ltd., Vadodara offers 6.25% p.a. on a 3-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Sept 2022 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Shree Co-op Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shree Co-operative Bank Ltd., Vadodara, depending on the tenure.

See today's top senior citizen rates →

When did Shree Co-op Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Shree Co-operative Bank Ltd., Vadodara's fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Shree Co-op Bank offer?

Shree Co-operative Bank Ltd., Vadodara's published fixed deposit (FD) rate table has 5 tenure bands, from “30 days to 60 days” to “37 months”.

Does Shree Co-op Bank pay more than the Post Office Time Deposit?

Shree Co-operative Bank Ltd., Vadodara pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 1y 5.00% (PO 6.90%), 2y 6.25% (PO 7.00%), 3y 6.25% (PO 7.10%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Shree Co-op Bank's 1-year FD rate rank?

Shree Co-operative Bank Ltd., Vadodara's 1-year general FD rate of 5.00% ranks #993 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Shree Co-op Bank insured?

Deposits with Shree Co-operative Bank Ltd., Vadodara are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Shree Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Sept 2022. Rates can change without notice, so verify on the official Shree Co-op Bank website before investing.

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Good to know

  • Deposits with Shree Co-operative Bank Ltd., Vadodara are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Shree Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shree Co-op Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Shree Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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