Rates verified from official source

The Pioneer Urban Co-operative Bank Ltd., Belgaum Fixed Deposit interest rates · November 2026

Pioneer Urban Co-op Bank's best Fixed Deposit rate is 8.00% (1 years and above), 1.50 points below the best on the market (9.50%).

  • Seniors: up to 8.50% (1 years and above), 0.50 points above the general rate for that tenure.

What will my FD earn at Pioneer Urban Co-op Bank?

Estimated value after 1 year · before tax ₹5,41,216 8.00% p.a. · ₹41,216 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
46 Days
to 90 Days
4.50% 5.00% Any amount
1 Jun 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
91 Days to
180 Days
5.00% 5.50% Any amount
1 Jun 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
181 Days
to 364 Days
5.50% 6.00% Any amount
1 Jun 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026
1 years and above
8.00% 8.50% Any amount
1 Jun 2026
✓ verified 13 Nov 2026
official
fetched 26 Oct 2026

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Pioneer Urban Co-op Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

8.00%
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Pioneer Urban Co-op Bank Fixed Deposit: frequently asked questions

What is the highest Pioneer Urban Co-op Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Pioneer Urban Co-operative Bank Ltd., Belgaum offers up to 8.00% p.a. on its fixed deposit (FD) (1 years and above) for general customers and 8.50% p.a. (1 years and above) for senior citizens. Rates below are as published by the bank. Confirm with Pioneer Urban Co-op Bank before investing.

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What is the Pioneer Urban Co-op Bank 1-year FD interest rate?

As of 14 Nov 2026, The Pioneer Urban Co-operative Bank Ltd., Belgaum offers 8.00% p.a. on a 1-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Pioneer Urban Co-op Bank 2-year FD interest rate?

As of 14 Nov 2026, The Pioneer Urban Co-operative Bank Ltd., Belgaum offers 8.00% p.a. on a 2-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Pioneer Urban Co-op Bank 3-year FD interest rate?

As of 14 Nov 2026, The Pioneer Urban Co-operative Bank Ltd., Belgaum offers 8.00% p.a. on a 3-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Pioneer Urban Co-op Bank 5-year FD interest rate?

As of 14 Nov 2026, The Pioneer Urban Co-operative Bank Ltd., Belgaum offers 8.00% p.a. on a 5-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jun 2026 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Pioneer Urban Co-op Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Pioneer Urban Co-operative Bank Ltd., Belgaum, depending on the tenure.

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When did Pioneer Urban Co-op Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to The Pioneer Urban Co-operative Bank Ltd., Belgaum's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.

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What fixed deposit (FD) tenures does Pioneer Urban Co-op Bank offer?

The Pioneer Urban Co-operative Bank Ltd., Belgaum's published fixed deposit (FD) rate table has 4 tenure bands, from “46 Days to 90 Days” to “1 years and above”.

Does Pioneer Urban Co-op Bank pay more than the Post Office Time Deposit?

The Pioneer Urban Co-operative Bank Ltd., Belgaum pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 8.00% (PO 6.90%), 2y 8.00% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 8.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

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How does Pioneer Urban Co-op Bank's 1-year FD rate rank?

The Pioneer Urban Co-operative Bank Ltd., Belgaum's 1-year general FD rate of 8.00% ranks #24 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Pioneer Urban Co-op Bank insured?

Deposits with The Pioneer Urban Co-operative Bank Ltd., Belgaum are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Pioneer Urban Co-op Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jun 2026. Rates can change without notice, so verify on the official Pioneer Urban Co-op Bank website before investing.

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Good to know

  • Deposits with The Pioneer Urban Co-operative Bank Ltd., Belgaum are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Pioneer Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Pioneer Urban Co-op Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Pioneer Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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