Rates verified from official source

Solapur Janata Sahakari Bank Ltd. Fixed Deposit interest rates · October 2026

SJSB Bank's best Fixed Deposit rate is 6.75% (More than 18 months up to 24 months), 2.25 points below the best on the market (9.00%).

  • Seniors: up to 7.25% (More than 18 months up to 24 months), 0.50 points above the general rate for that tenure.
TenureGeneralSeniorApplies toEffective OnSource
7 days to 45 days
3.00% 3.25% Any amount
15 Dec 2025
✓ verified 21 Oct 2026
official
fetched 21 Oct 2026
46 days to 90 days
4.00% 4.50% Any amount
15 Dec 2025
✓ verified 21 Oct 2026
official
fetched 21 Oct 2026
91 days to 180 days
4.50% 5.00% Any amount
15 Dec 2025
✓ verified 21 Oct 2026
official
fetched 21 Oct 2026
181 days to 364 days
5.00% 5.50% Any amount
15 Dec 2025
✓ verified 21 Oct 2026
official
fetched 21 Oct 2026
365 days/ 12Month/ One year
6.65% 7.15% Any amount
15 Dec 2025
✓ verified 21 Oct 2026
official
fetched 21 Oct 2026
More than 12 months up to 18 months
6.65% 7.15% Any amount
15 Dec 2025
✓ verified 21 Oct 2026
official
fetched 21 Oct 2026
More than 18 months up to 24 months
6.75% 7.25% Any amount
15 Dec 2025
✓ verified 21 Oct 2026
official
fetched 21 Oct 2026
2 years and above and up to 10 years
6.00% 6.50% Any amount
15 Dec 2025
✓ verified 21 Oct 2026
official
fetched 21 Oct 2026
5 years (Tax Saver u/s 80C)
Tax Saver (80C)
6.00% 6.00% Any amount
15 Dec 2025
✓ verified 21 Oct 2026
official
fetched 21 Oct 2026

SJSB Bank FD returns at a glance based on investment amount

Deposit~1 year6.65%~3 years6.00%~5 years6.00%~10 years6.00%
₹50,000₹53,409₹277/mo₹59,781₹250/mo₹67,343₹250/mo₹90,701₹250/mo
₹1 lakh₹1,06,818₹554/mo₹1,19,562₹500/mo₹1,34,686₹500/mo₹1,81,402₹500/mo
₹2 lakh₹2,13,635₹1,108/mo₹2,39,124₹1,000/mo₹2,69,371₹1,000/mo₹3,62,804₹1,000/mo
₹5 lakh₹5,34,088₹2,771/mo₹5,97,809₹2,500/mo₹6,73,428₹2,500/mo₹9,07,009₹2,500/mo
₹10 lakh₹10,68,177₹5,542/mo₹11,95,618₹5,000/mo₹13,46,855₹5,000/mo₹18,14,018₹5,000/mo

Illustrative · quarterly compounding · rates as of 21 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.

Compare SJSB Bank Fixed Deposit Returns with other Top Banks

Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when SJSB Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.

SJSB Bank

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General rate by tenure (% p.a.)

3%4%5%6%7% 7d2m3m6m1y366d548d731d5y 3.004.004.505.006.656.656.756.006.00 General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

Senior rate by tenure (% p.a.)

3%4%5%6%7% 7d2m3m6m1y366d548d731d5y 3.254.505.005.507.157.157.256.506.00 Senior General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

Senior rate by tenure (% p.a.)

3%4%5%6%7% 7d2m3m6m1y366d548d731d5y 3.254.505.005.507.157.157.256.506.00 Senior Senior Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

SJSB Bank Fixed Deposit rate changes

Changes to SJSB Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 21 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.

No change to SJSB Bank's fixed deposit (FD) rates has been recorded since tracking started on 21 Oct 2026.

SJSB Bank Fixed Deposit: frequently asked questions

What is the highest SJSB Bank Fixed Deposit interest rate?

As of 21 Oct 2026, Solapur Janata Sahakari Bank Ltd. offers up to 6.75% p.a. on its fixed deposit (FD) (More than 18 months up to 24 months) for general customers and 7.25% p.a. (More than 18 months up to 24 months) for senior citizens. Rates below are as published by the bank — confirm with SJSB Bank before investing.

See today's top interest rates →

What is the SJSB Bank 1-year FD interest rate?

As of 21 Oct 2026, Solapur Janata Sahakari Bank Ltd. offers 6.65% p.a. on a 1-year FD for general customers and 7.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2025 and was last verified 21 Oct 2026. Source: the bank's official rate page.

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What is the SJSB Bank 2-year FD interest rate?

As of 21 Oct 2026, Solapur Janata Sahakari Bank Ltd. offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2025 and was last verified 21 Oct 2026. Source: the bank's official rate page.

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What is the SJSB Bank 3-year FD interest rate?

As of 21 Oct 2026, Solapur Janata Sahakari Bank Ltd. offers 6.00% p.a. on a 3-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Dec 2025 and was last verified 21 Oct 2026. Source: the bank's official rate page.

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What is the SJSB Bank 5-year FD interest rate?

As of 21 Oct 2026, Solapur Janata Sahakari Bank Ltd. offers 6.00% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 15 Dec 2025 and was last verified 21 Oct 2026. Source: the bank's official rate page.

Compare 5-year FD rates →

Do senior citizens get higher Fixed Deposit rates at SJSB Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Solapur Janata Sahakari Bank Ltd., depending on the tenure.

See today's top senior citizen rates →

When did SJSB Bank last change its Fixed Deposit rates?

RateScan.in has recorded no change to Solapur Janata Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 21 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does SJSB Bank offer?

Solapur Janata Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 45 days” to “2 years and above and up to 10 years”.

Does SJSB Bank have special fixed deposit (FD) schemes?

Solapur Janata Sahakari Bank Ltd.'s rate table lists these named schemes (1): Tax Saver (80C). Check eligibility and end dates with the bank.

Does SJSB Bank pay more than the Post Office Time Deposit?

Solapur Janata Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.65% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.00% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does SJSB Bank's 1-year FD rate rank?

Solapur Janata Sahakari Bank Ltd.'s 1-year general FD rate of 6.65% ranks #131 of 255 banks on RateScan.in (as of 21 Oct 2026). The highest is Sangli DCCB at 8.25%.

Compare 1-year FD rates →

Is my fixed deposit (FD) with SJSB Bank insured?

Deposits with Solapur Janata Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these SJSB Bank rates?

RateScan.in refreshed this dataset on 21 Oct 2026; the bank's rates shown here are effective 15 Dec 2025. Rates can change without notice, so verify on the official SJSB Bank website before investing.

Rate movements →

Rate by tenure, and what it grows to Deposit

Cumulative FD, quarterly compounding. Illustrative, not a bank quote.

Good to know

  • Deposits with Solapur Janata Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • SJSB Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at SJSB Bank, depending on the tenure.
  • SJSB Bank's FD table includes 1 special schemes; check eligibility and end dates.

Informational only — always confirm the current rate on the official SJSB Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.