Shree Vardhaman Sahakari Bank Ltd. Fixed Deposit interest rates · October 2026
Shree Vardhaman Bank's best Fixed Deposit rate is 6.00% (1 YEAR up to 3 YEAR), 2.25 points below the best on the market (8.25%).
- Seniors: up to 6.50% (1 YEAR up to 3 YEAR), 0.50 points above the general rate for that tenure.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
91 DAYS To Below 1 YEAR |
4.75% | — | Any amount | 15 Mar 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
1 YEAR up to 3 YEAR |
6.00% | 6.50% | Any amount | 15 Mar 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
3 YEAR up to 5 YEAR |
4.00% | 4.50% | Any amount | 15 Mar 2023 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Shree Vardhaman Bank FD returns at a glance based on investment amount
| Deposit | ~1 year6.00% | ~3 years6.00% | ~5 years4.00% |
|---|---|---|---|
| ₹50,000 | ₹53,068₹250/mo | ₹59,781₹250/mo | ₹61,010₹167/mo |
| ₹1 lakh | ₹1,06,136₹500/mo | ₹1,19,562₹500/mo | ₹1,22,019₹333/mo |
| ₹2 lakh | ₹2,12,273₹1,000/mo | ₹2,39,124₹1,000/mo | ₹2,44,038₹667/mo |
| ₹5 lakh | ₹5,30,682₹2,500/mo | ₹5,97,809₹2,500/mo | ₹6,10,095₹1,667/mo |
| ₹10 lakh | ₹10,61,364₹5,000/mo | ₹11,95,618₹5,000/mo | ₹12,20,190₹3,333/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Shree Vardhaman Bank Fixed Deposit rate changes
Changes to Shree Vardhaman Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Shree Vardhaman Bank's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
Compare Shree Vardhaman Bank with similar banks
Nearby banks paying a little more at 1 year
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Best FD rates among urban co-operative banks → Best FD rates in Gujarat →
Shree Vardhaman Bank Fixed Deposit: frequently asked questions
What is the highest Shree Vardhaman Bank Fixed Deposit interest rate?
As of 22 Oct 2026, Shree Vardhaman Sahakari Bank Ltd. offers up to 6.00% p.a. on its fixed deposit (FD) (1 YEAR up to 3 YEAR) for general customers and 6.50% p.a. (1 YEAR up to 3 YEAR) for senior citizens. Rates below are as published by the bank — confirm with Shree Vardhaman Bank before investing.
What is the Shree Vardhaman Bank 1-year FD interest rate?
As of 22 Oct 2026, Shree Vardhaman Sahakari Bank Ltd. offers 6.00% p.a. on a 1-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Mar 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Shree Vardhaman Bank 2-year FD interest rate?
As of 22 Oct 2026, Shree Vardhaman Sahakari Bank Ltd. offers 6.00% p.a. on a 2-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Mar 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Shree Vardhaman Bank 3-year FD interest rate?
As of 22 Oct 2026, Shree Vardhaman Sahakari Bank Ltd. offers 6.00% p.a. on a 3-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Mar 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Shree Vardhaman Bank 5-year FD interest rate?
As of 22 Oct 2026, Shree Vardhaman Sahakari Bank Ltd. offers 4.00% p.a. on a 5-year FD for general customers and 4.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 15 Mar 2023 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Shree Vardhaman Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shree Vardhaman Sahakari Bank Ltd., depending on the tenure.
When did Shree Vardhaman Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Shree Vardhaman Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Shree Vardhaman Bank offer?
Shree Vardhaman Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 3 tenure bands, from “91 DAYS To Below 1 YEAR” to “3 YEAR up to 5 YEAR”.
Does Shree Vardhaman Bank pay more than the Post Office Time Deposit?
Shree Vardhaman Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.00% (PO 6.90%), 2y 6.00% (PO 7.00%), 3y 6.00% (PO 7.10%), 5y 4.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Shree Vardhaman Bank's 1-year FD rate rank?
Shree Vardhaman Sahakari Bank Ltd.'s 1-year general FD rate of 6.00% ranks #271 of 333 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Shree Vardhaman Bank insured?
Deposits with Shree Vardhaman Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Shree Vardhaman Bank rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 15 Mar 2023. Rates can change without notice, so verify on the official Shree Vardhaman Bank website before investing.
More Shree Vardhaman Bank rates
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Cumulative FD, quarterly compounding. Illustrative, not a bank quote.
Good to know
- Deposits with Shree Vardhaman Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Shree Vardhaman Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shree Vardhaman Bank, depending on the tenure.
Informational only — always confirm the current rate on the official Shree Vardhaman Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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