Rates verified from official source

Banaskantha District Central Co-operative Bank Ltd. Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Banaskantha District Central Co-operative Bank Ltd. offers up to 7.20% p.a. on its fixed deposit (FD) (2 to 3 years) for general customers and 7.70% p.a. (2 to 3 years) for senior citizens. Rates below are as published by the bank — confirm with Banaskantha DCCB before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 to 14 days: 3.50% 15 to 30 days: 3.70% 31 to 45 days: 3.75% 46 to 89 days: 4.50% 90 to 179 days: 4.75% 180 to 270 days: 5.70% 271 to 364 days: 5.90% 1 to 2 years: 7.15% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 to 3 years: 7.20% · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 3 to 5 years: 7.20% · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 7d15d1m2m3m6m9m1y2y3y 3.503.703.754.504.755.705.907.157.207.20 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7%8% 7 to 14 days: 4.00% (General: 3.50%) 15 to 30 days: 4.20% (General: 3.70%) 31 to 45 days: 4.25% (General: 3.75%) 46 to 89 days: 5.00% (General: 4.50%) 90 to 179 days: 5.25% (General: 4.75%) 180 to 270 days: 6.20% (General: 5.70%) 271 to 364 days: 6.40% (General: 5.90%) 1 to 2 years: 7.65% (General: 7.15%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 to 3 years: 7.70% (General: 7.20%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 3 to 5 years: 7.70% (General: 7.20%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 7d15d1m2m3m6m9m1y2y3y 4.004.204.255.005.256.206.407.657.707.70 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

4%5%6%7%8% 7 to 14 days: 4.00% (Senior: 4.00%) 15 to 30 days: 4.20% (Senior: 4.20%) 31 to 45 days: 4.25% (Senior: 4.25%) 46 to 89 days: 5.00% (Senior: 5.00%) 90 to 179 days: 5.25% (Senior: 5.25%) 180 to 270 days: 6.20% (Senior: 6.20%) 271 to 364 days: 6.40% (Senior: 6.40%) 1 to 2 years: 7.65% (Senior: 7.65%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 to 3 years: 7.70% (Senior: 7.70%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 3 to 5 years: 7.70% (Senior: 7.70%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 7d15d1m2m3m6m9m1y2y3y 4.004.204.255.005.256.206.407.657.707.70 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 to 14 days
 3.50% 4.00% Any amount
16 Sept 2026
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
15 to 30 days
 3.70% 4.20% Any amount
16 Sept 2026
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
31 to 45 days
 3.75% 4.25% Any amount
16 Sept 2026
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
46 to 89 days
 4.50% 5.00% Any amount
16 Sept 2026
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
90 to 179 days
 4.75% 5.25% Any amount
16 Sept 2026
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
180 to 270 days
 5.70% 6.20% Any amount
16 Sept 2026
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
271 to 364 days
 5.90% 6.40% Any amount
16 Sept 2026
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
1 to 2 years
 7.15% 7.65% Any amount
16 Sept 2026
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
2 to 3 years
 7.20% 7.70% Any amount
16 Sept 2026
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
3 to 5 years
 7.20% 7.70% Any amount
16 Sept 2026
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
Source ↗

Banaskantha DCCB Fixed Deposit: frequently asked questions

What is the highest Banaskantha DCCB Fixed Deposit interest rate?

As of 5 Oct 2026, Banaskantha District Central Co-operative Bank Ltd. offers up to 7.20% p.a. on its fixed deposit (FD) (2 to 3 years) for general customers and 7.70% p.a. (2 to 3 years) for senior citizens. Rates below are as published by the bank — confirm with Banaskantha DCCB before investing.

What is the Banaskantha DCCB 1 year FD interest rate?

As of 5 Oct 2026, Banaskantha District Central Co-operative Bank Ltd. offers 7.15% p.a. on a 1-year FD for general customers and 7.65% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at Banaskantha DCCB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Banaskantha District Central Co-operative Bank Ltd., depending on the tenure.

Is my fixed deposit (FD) with Banaskantha DCCB insured?

Deposits with Banaskantha District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Banaskantha DCCB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 16 Sept 2026. Rates can change without notice, so verify on the official Banaskantha DCCB website before investing.

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Good to know

Deposits with Banaskantha District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 16 Sept 2026 · Ingested 1 Oct 2026 · Verified 5 Oct 2026 · View source

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