Deposit calculators

Every calculator uses today's rates from each bank's and India Post's own pages, and shows what you keep after tax. No sign-up, nothing to install.

Plan your money

Plan my first crore See when you could reach ₹1 crore, or how much to save each month for your deadline. Open Money planner Where should a lump sum go? Bank FDs and Post Office schemes ranked after tax, split so every rupee stays insured. Open Should I break my FD? Break your FD and move to a better rate, or stay? Counts the bank's penalty and shows the rate that makes moving worth it. Open FD ladder Split your money into FDs that mature one after another, each at today's best rate for its term. Open

Calculate returns

FD calculator Maturity amount or monthly payout of a fixed deposit, after tax, at today's best rate or your own bank's. Open RD calculator What a monthly deposit grows to, at the best rate today or at your own bank. Open PPF calculator What yearly PPF deposits grow to, tax-free, and the FD rate you would need to match it. Open SCSS calculator Quarterly income from the Senior Citizen Savings Scheme, after tax, next to the best senior FD. Open POMIS calculator Monthly income from the Post Office Monthly Income Scheme, after tax, next to the best monthly-payout FD. Open Savings interest calculator What your savings account balance earns in a year after tax, and how much more it would earn in an FD. Open

How these calculators are different

  • Real rates: read daily from the official pages of 1096 banks and India Post, never typed in by hand.
  • After tax: interest is taxed at your slab every year, so the results show what you actually keep.
  • Private: everything is worked out in your browser. Nothing you type is sent anywhere.