The Mahalakshmi Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Mahalakshmi Co-op Bank (Udupi)?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 45 days |
4.00% | 4.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
46 days to 90 days |
4.50% | 5.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
91 days upto 180 days |
6.50% | 7.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
181 days upto 364 days |
7.00% | 7.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
1 year and above upto 2 years |
8.45% | 8.85% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
Above 2 years |
8.80% | 9.60% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 23 Oct 2026 |
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Mahalakshmi Co-op Bank (Udupi) FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
8.45%Before you book
Mahalakshmi Co-op Bank (Udupi) Fixed Deposit: frequently asked questions
What is the highest Mahalakshmi Co-op Bank (Udupi) Fixed Deposit interest rate?
As of 14 Nov 2026, The Mahalakshmi Co-operative Bank Ltd. offers up to 8.80% p.a. on its fixed deposit (FD) (Above 2 years) for general customers and 9.60% p.a. (Above 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Mahalakshmi Co-op Bank (Udupi) before investing.
What is the Mahalakshmi Co-op Bank (Udupi) 1-year FD interest rate?
As of 14 Nov 2026, The Mahalakshmi Co-operative Bank Ltd. offers 8.45% p.a. on a 1-year FD for general customers and 8.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mahalakshmi Co-op Bank (Udupi) 2-year FD interest rate?
As of 14 Nov 2026, The Mahalakshmi Co-operative Bank Ltd. offers 8.45% p.a. on a 2-year FD for general customers and 8.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mahalakshmi Co-op Bank (Udupi) 3-year FD interest rate?
As of 14 Nov 2026, The Mahalakshmi Co-operative Bank Ltd. offers 8.80% p.a. on a 3-year FD for general customers and 9.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mahalakshmi Co-op Bank (Udupi) 5-year FD interest rate?
As of 14 Nov 2026, The Mahalakshmi Co-operative Bank Ltd. offers 8.80% p.a. on a 5-year FD for general customers and 9.60% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Mahalakshmi Co-op Bank (Udupi)?
Yes. Senior citizens (60+) earn up to 0.80% p.a. more than general customers at The Mahalakshmi Co-operative Bank Ltd., depending on the tenure.
When did Mahalakshmi Co-op Bank (Udupi) last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Mahalakshmi Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Mahalakshmi Co-op Bank (Udupi) offer?
The Mahalakshmi Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “15 days to 45 days” to “Above 2 years”.
Does Mahalakshmi Co-op Bank (Udupi) pay more than the Post Office Time Deposit?
The Mahalakshmi Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 8.45% (PO 6.90%), 2y 8.45% (PO 7.00%), 3y 8.80% (PO 7.10%), 5y 8.80% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Mahalakshmi Co-op Bank (Udupi)'s 1-year FD rate rank?
The Mahalakshmi Co-operative Bank Ltd.'s 1-year general FD rate of 8.45% ranks #12 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Mahalakshmi Co-op Bank (Udupi) insured?
Deposits with The Mahalakshmi Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Mahalakshmi Co-op Bank (Udupi) rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Mahalakshmi Co-op Bank (Udupi) website before investing.
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Good to know
- Deposits with The Mahalakshmi Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Mahalakshmi Co-op Bank (Udupi) is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.80% p.a. more than general customers at Mahalakshmi Co-op Bank (Udupi), depending on the tenure.
Informational only. Always confirm the current rate on the official Mahalakshmi Co-op Bank (Udupi) website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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