Rates verified from official source
As of 5 Oct 2026, ICICI Bank offers up to 6.50% p.a. on its fixed deposit (FD) (3 Years 1 Day to 5 Years) for general customers and 7.10% p.a. (3 Years 1 Day to 5 Years) for senior citizens. Rates below are as published by the bank — confirm with ICICI before investing.
Estimate returns at ICICI (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 to 45 Days |
2.75% | 3.25% | Below ₹3 crore (retail) | 5 Oct 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 Days |
4.00% | 4.50% | Below ₹3 crore (retail) | 5 Oct 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 184 Days |
4.50% | 5.00% | Below ₹3 crore (retail) | 5 Oct 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
185 to < 1 Year |
5.50% | 6.00% | Below ₹3 crore (retail) | 5 Oct 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 Year to < 18 Months |
6.25% | 6.75% | Below ₹3 crore (retail) | 5 Oct 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
18 Months to 2 Years |
6.30% | 6.80% | Below ₹3 crore (retail) | 5 Oct 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
2 Years 1 Day to 3 Years |
6.45% | 6.95% | Below ₹3 crore (retail) | 5 Oct 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 Years 1 Day to 5 Years |
6.50% | 7.10% | Below ₹3 crore (retail) | 5 Oct 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
|
5 Years 1 Day to 10 Years |
6.50% | 7.00% | Below ₹3 crore (retail) | 5 Oct 2026 |
official fetched 19 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, ICICI Bank offers up to 6.50% p.a. on its fixed deposit (FD) (3 Years 1 Day to 5 Years) for general customers and 7.10% p.a. (3 Years 1 Day to 5 Years) for senior citizens. Rates below are as published by the bank — confirm with ICICI before investing.
As of 5 Oct 2026, ICICI Bank offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.60% p.a. more than general customers at ICICI Bank, depending on the tenure.
Deposits with ICICI Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 5 Oct 2026. Rates can change without notice, so verify on the official ICICI website before investing.
See ICICI FD rates side by side against India's top banks.
Deposits with ICICI Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official ICICI website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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