Valmiki Urban Co-operative Bank Ltd., Pathri Fixed Deposit interest rates · November 2026
What will my FD earn at Valmiki Urban Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days To 90 Days |
4.50% | 5.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 Days To 180 Days |
5.50% | 6.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 Days To 12 Months |
7.00% | 7.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
13 Months To 36 Months |
7.75% | 8.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
37 Months and above |
8.00% | 8.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Compare Valmiki Urban Co-op Bank FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Valmiki Urban Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.00%Before you book
Valmiki Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Valmiki Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Valmiki Urban Co-operative Bank Ltd., Pathri offers up to 8.00% p.a. on its fixed deposit (FD) (37 Months and above) for general customers and 8.50% p.a. (37 Months and above) for senior citizens. Rates below are as published by the bank. Confirm with Valmiki Urban Co-op Bank before investing.
What is the Valmiki Urban Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, Valmiki Urban Co-operative Bank Ltd., Pathri offers 7.00% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Valmiki Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, Valmiki Urban Co-operative Bank Ltd., Pathri offers 7.75% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Valmiki Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, Valmiki Urban Co-operative Bank Ltd., Pathri offers 7.75% p.a. on a 3-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Valmiki Urban Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, Valmiki Urban Co-operative Bank Ltd., Pathri offers 8.00% p.a. on a 5-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Valmiki Urban Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Valmiki Urban Co-operative Bank Ltd., Pathri, depending on the tenure.
When did Valmiki Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Valmiki Urban Co-operative Bank Ltd., Pathri's fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Valmiki Urban Co-op Bank offer?
Valmiki Urban Co-operative Bank Ltd., Pathri's published fixed deposit (FD) rate table has 5 tenure bands, from “7 Days To 90 Days” to “37 Months and above”.
Does Valmiki Urban Co-op Bank pay more than the Post Office Time Deposit?
Valmiki Urban Co-operative Bank Ltd., Pathri pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.75% (PO 7.00%), 3y 7.75% (PO 7.10%), 5y 8.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Valmiki Urban Co-op Bank's 1-year FD rate rank?
Valmiki Urban Co-operative Bank Ltd., Pathri's 1-year general FD rate of 7.00% ranks #295 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Valmiki Urban Co-op Bank insured?
Deposits with Valmiki Urban Co-operative Bank Ltd., Pathri are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Valmiki Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Valmiki Urban Co-op Bank website before investing.
More Valmiki Urban Co-op Bank rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Valmiki Urban Co-op Bank with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Maharashtra →
Good to know
- Deposits with Valmiki Urban Co-operative Bank Ltd., Pathri are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Valmiki Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Valmiki Urban Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Valmiki Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Work at Valmiki Urban Co-op Bank? Send us your latest rate card
Have feedback?
Tell us what would make RateScan.in more useful. No email required.