The Payyanur Co-operative Town Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Payyanur Town Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 45 days |
3.50% | 4.00% | Any amount | 10 Sept 2025 ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
46 days to 90 days |
4.25% | 4.75% | Any amount | 10 Sept 2025 ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
91 days to 179 days |
5.00% | 5.50% | Any amount | 10 Sept 2025 ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
180 days to 364 days |
6.00% | 6.50% | Any amount | 10 Sept 2025 ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
1 year to less than 2 Year |
7.35% | 7.85% | Any amount | 10 Sept 2025 ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
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Payyanur Town Bank FD return examples
| Deposit | 1 year7.35% |
|---|---|
| ₹50,000 | ₹53,778₹3,778 a year₹306/mo |
| ₹1 lakh | ₹1,07,555₹7,555 a year₹613/mo |
| ₹2 lakh | ₹2,15,110₹15,110 a year₹1,225/mo |
| ₹5 lakh | ₹5,37,775₹37,775 a year₹3,063/mo |
| ₹10 lakh | ₹10,75,551₹75,551 a year₹6,125/mo |
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.35%- The bank's table lists deposits up to 2 years only
Before you book
Payyanur Town Bank Fixed Deposit: frequently asked questions
What is the highest Payyanur Town Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Payyanur Co-operative Town Bank Ltd. offers up to 7.35% p.a. on its fixed deposit (FD) (1 year to less than 2 Year) for general customers and 7.85% p.a. (1 year to less than 2 Year) for senior citizens. Rates below are as published by the bank. Confirm with Payyanur Town Bank before investing.
What is the Payyanur Town Bank 1-year FD interest rate?
As of 14 Nov 2026, The Payyanur Co-operative Town Bank Ltd. offers 7.35% p.a. on a 1-year FD for general customers and 7.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 10 Sept 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Payyanur Town Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Payyanur Co-operative Town Bank Ltd., depending on the tenure.
When did Payyanur Town Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Payyanur Co-operative Town Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 6 Nov 2026.
What fixed deposit (FD) tenures does Payyanur Town Bank offer?
The Payyanur Co-operative Town Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “15 days to 45 days” to “1 year to less than 2 Year”.
How does Payyanur Town Bank's 1-year FD rate rank?
The Payyanur Co-operative Town Bank Ltd.'s 1-year general FD rate of 7.35% ranks #179 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Payyanur Town Bank insured?
Deposits with The Payyanur Co-operative Town Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Payyanur Town Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 10 Sept 2025. Rates can change without notice, so verify on the official Payyanur Town Bank website before investing.
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Good to know
- Deposits with The Payyanur Co-operative Town Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Payyanur Town Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Payyanur Town Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Payyanur Town Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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