Mizoram Urban Co-operative Development Bank Ltd., Aizawl Fixed Deposit interest rates · November 2026
What will my FD earn at Mizoram Urban Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 Days to 45 Days |
3.10% | 3.60% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
46 Days to 179 Days |
5.15% | 5.65% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
180 Days to 210 Days |
5.75% | 6.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
211 days to less than 1 year |
6.00% | 6.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
1 Year to less than 2 years |
6.60% | 7.10% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
2 Years to less than 3 Years |
6.50% | 7.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
3 Years to less than 5 Years |
6.45% | 6.95% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
5 Years upto 10 years |
6.30% | 6.80% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
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Mizoram Urban Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.60%Before you book
Mizoram Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Mizoram Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Mizoram Urban Co-operative Development Bank Ltd., Aizawl offers up to 6.60% p.a. on its fixed deposit (FD) (1 Year to less than 2 years) for general customers and 7.10% p.a. (1 Year to less than 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Mizoram Urban Co-op Bank before investing.
What is the Mizoram Urban Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, Mizoram Urban Co-operative Development Bank Ltd., Aizawl offers 6.60% p.a. on a 1-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mizoram Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, Mizoram Urban Co-operative Development Bank Ltd., Aizawl offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mizoram Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, Mizoram Urban Co-operative Development Bank Ltd., Aizawl offers 6.45% p.a. on a 3-year FD for general customers and 6.95% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Mizoram Urban Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, Mizoram Urban Co-operative Development Bank Ltd., Aizawl offers 6.30% p.a. on a 5-year FD for general customers and 6.80% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Mizoram Urban Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Mizoram Urban Co-operative Development Bank Ltd., Aizawl, depending on the tenure.
When did Mizoram Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Mizoram Urban Co-operative Development Bank Ltd., Aizawl's fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does Mizoram Urban Co-op Bank offer?
Mizoram Urban Co-operative Development Bank Ltd., Aizawl's published fixed deposit (FD) rate table has 8 tenure bands, from “7 Days to 45 Days” to “5 Years upto 10 years”.
Does Mizoram Urban Co-op Bank pay more than the Post Office Time Deposit?
Mizoram Urban Co-operative Development Bank Ltd., Aizawl pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.60% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.45% (PO 7.10%), 5y 6.30% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Mizoram Urban Co-op Bank's 1-year FD rate rank?
Mizoram Urban Co-operative Development Bank Ltd., Aizawl's 1-year general FD rate of 6.60% ranks #566 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Mizoram Urban Co-op Bank insured?
Deposits with Mizoram Urban Co-operative Development Bank Ltd., Aizawl are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Mizoram Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Mizoram Urban Co-op Bank website before investing.
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Good to know
- Deposits with Mizoram Urban Co-operative Development Bank Ltd., Aizawl are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Mizoram Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Mizoram Urban Co-op Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Mizoram Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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