Rates verified from official source

Howrah District Central Co-operative Bank Ltd. Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Howrah District Central Co-operative Bank Ltd. offers up to 6.85% p.a. on its fixed deposit (FD) (333 days (special)) for general customers and 7.40% p.a. (333 days (special)) for senior citizens. Rates below are as published by the bank — confirm with Howrah DCCB before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

4%5%6%7% 7 to 14 days: 4.05% 15 to 29 days: 4.10% 30 to 45 days: 4.15% 46 to 90 days: 4.50% 91 to 180 days: 5.25% 181 days to less than 1 year: 5.50% 333 days (special): 6.85% 1 year: 6.50% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) More than 1 to 3 years: 6.60% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days (special): 6.75% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 3 to less than 5 years: 6.40% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years and above: 6.25% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m6m11m1y366d444d3y5y 4.054.104.154.505.255.506.856.506.606.756.406.25 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

4%5%6%7% 7 to 14 days: 4.05% (General: 4.05%) 15 to 29 days: 4.10% (General: 4.10%) 30 to 45 days: 4.15% (General: 4.15%) 46 to 90 days: 4.50% (General: 4.50%) 91 to 180 days: 5.25% (General: 5.25%) 181 days to less than 1 year: 5.50% (General: 5.50%) 333 days (special): 7.40% (General: 6.85%) 1 year: 7.00% (General: 6.50%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) More than 1 to 3 years: 7.10% (General: 6.60%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 444 days (special): 6.75% (General: 6.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 3 to less than 5 years: 6.90% (General: 6.40%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years and above: 6.75% (General: 6.25%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m6m11m1y366d444d3y5y 4.054.104.154.505.255.507.407.007.106.756.906.75 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

4%5%6%7% 7 to 14 days: 4.05% (Senior: 4.05%) 15 to 29 days: 4.10% (Senior: 4.10%) 30 to 45 days: 4.15% (Senior: 4.15%) 46 to 90 days: 4.50% (Senior: 4.50%) 91 to 180 days: 5.25% (Senior: 5.25%) 181 days to less than 1 year: 5.50% (Senior: 5.50%) 333 days (special): 7.40% (Senior: 7.40%) 1 year: 7.00% (Senior: 7.00%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) More than 1 to 3 years: 7.10% (Senior: 7.10%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 444 days (special): 6.75% (Senior: 6.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 3 to less than 5 years: 6.90% (Senior: 6.90%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years and above: 6.75% (Senior: 6.75%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m3m6m11m1y366d444d3y5y 4.054.104.154.505.255.507.407.007.106.756.906.75 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 to 14 days
 4.05% 4.05% Any amount
2 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
15 to 29 days
 4.10% 4.10% Any amount
2 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
30 to 45 days
 4.15% 4.15% Any amount
2 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
46 to 90 days
 4.50% 4.50% Any amount
2 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
91 to 180 days
 5.25% 5.25% Any amount
2 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
181 days to less than 1 year
 5.50% 5.50% Any amount
2 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
333 days (special)
 6.85% 7.40% Any amount
2 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
1 year
 6.50% 7.00% Any amount
2 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
More than 1 to 3 years
 6.60% 7.10% Any amount
2 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
444 days (special)
 6.75% 6.75% Any amount
2 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
3 to less than 5 years
 6.40% 6.90% Any amount
2 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
5 years and above
 6.25% 6.75% Any amount
2 Jul 2025
official
fetched 1 Oct 2026
✓ verified 5 Oct 2026
Source ↗

Howrah DCCB Fixed Deposit: frequently asked questions

What is the highest Howrah DCCB Fixed Deposit interest rate?

As of 5 Oct 2026, Howrah District Central Co-operative Bank Ltd. offers up to 6.85% p.a. on its fixed deposit (FD) (333 days (special)) for general customers and 7.40% p.a. (333 days (special)) for senior citizens. Rates below are as published by the bank — confirm with Howrah DCCB before investing.

What is the Howrah DCCB 1 year FD interest rate?

As of 5 Oct 2026, Howrah District Central Co-operative Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at Howrah DCCB?

Yes. Senior citizens (60+) earn up to 0.55% p.a. more than general customers at Howrah District Central Co-operative Bank Ltd., depending on the tenure.

Is my fixed deposit (FD) with Howrah DCCB insured?

Deposits with Howrah District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Howrah DCCB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 2 Jul 2025. Rates can change without notice, so verify on the official Howrah DCCB website before investing.

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Good to know

Deposits with Howrah District Central Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 2 Jul 2025 · Ingested 1 Oct 2026 · Verified 5 Oct 2026 · View source

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