As of 5 Oct 2026, The West Bengal State Co-operative Bank offers up to 6.50% p.a. on its fixed deposit (FD) (1 year) for general customers and 6.75% p.a. (1 year) for senior citizens. Rates below are as published by the bank — confirm with WBSTCB before investing.
Estimate returns at WBSTCB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 to 14 days |
4.00% | — | Below ₹1 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
7 to 14 days |
4.00% | — | ₹1 crore to under ₹25 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
7 to 14 days |
4.00% | — | ₹25 crore to under ₹100 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
7 to 14 days |
4.00% | — | ₹100 crore and above | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 29 days |
4.00% | — | Below ₹1 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 29 days |
4.00% | — | ₹1 crore to under ₹25 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 29 days |
4.00% | — | ₹25 crore to under ₹100 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
15 to 29 days |
4.00% | — | ₹100 crore and above | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
30 to 45 days |
4.05% | — | Below ₹1 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
30 to 45 days |
4.05% | — | ₹1 crore to under ₹25 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
30 to 45 days |
4.10% | — | ₹25 crore to under ₹100 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
30 to 45 days |
4.15% | — | ₹100 crore and above | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
4.25% | — | Below ₹1 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
4.10% | — | ₹1 crore to under ₹25 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
4.20% | — | ₹25 crore to under ₹100 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
46 to 90 days |
4.25% | — | ₹100 crore and above | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 180 days |
4.75% | — | Below ₹1 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 180 days |
4.20% | — | ₹1 crore to under ₹25 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 180 days |
4.30% | — | ₹25 crore to under ₹100 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
91 to 180 days |
4.35% | — | ₹100 crore and above | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 to 364 days |
5.75% | — | Below ₹1 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 to 364 days |
4.75% | — | ₹1 crore to under ₹25 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 to 364 days |
4.85% | — | ₹25 crore to under ₹100 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
181 to 364 days |
5.00% | — | ₹100 crore and above | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
6.50% | 6.75% | Below ₹1 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
6.50% | 6.75% | ₹1 crore to under ₹25 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
6.50% | 6.75% | ₹25 crore to under ₹100 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
1 year |
6.50% | 6.75% | ₹100 crore and above | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to 3 years |
6.30% | 6.55% | Below ₹1 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to 3 years |
5.00% | 6.55% | ₹1 crore to under ₹25 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to 3 years |
5.00% | 6.55% | ₹25 crore to under ₹100 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 1 year to 3 years |
5.00% | 6.55% | ₹100 crore and above | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 to 5 years |
6.25% | 6.50% | Below ₹1 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 to 5 years |
4.50% | 6.50% | ₹1 crore to under ₹25 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 to 5 years |
4.50% | 6.50% | ₹25 crore to under ₹100 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
3 to 5 years |
4.50% | 6.50% | ₹100 crore and above | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 years to 10 years |
6.00% | 6.25% | Below ₹1 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 years to 10 years |
4.00% | 6.25% | ₹1 crore to under ₹25 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 years to 10 years |
4.00% | 6.25% | ₹25 crore to under ₹100 crore | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
|
Above 5 years to 10 years |
4.00% | 6.25% | ₹100 crore and above | 10 Jul 2025 |
official fetched 30 Sept 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, The West Bengal State Co-operative Bank offers up to 6.50% p.a. on its fixed deposit (FD) (1 year) for general customers and 6.75% p.a. (1 year) for senior citizens. Rates below are as published by the bank — confirm with WBSTCB before investing.
As of 5 Oct 2026, The West Bengal State Co-operative Bank offers 6.50% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 2.25% p.a. more than general customers at The West Bengal State Co-operative Bank, depending on the tenure.
Deposits with The West Bengal State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 10 Jul 2025. Rates can change without notice, so verify on the official WBSTCB website before investing.
Deposits with The West Bengal State Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official WBSTCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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