Rates verified from official source

Odisha Grameen Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Odisha Grameen Bank offers up to 6.05% p.a. on its fixed deposit (FD) (1 year) for general customers and 6.55% p.a. (1 year) for senior citizens. Rates below are as published by the bank — confirm with OGB before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General / Senior / Super Senior · trend over time

2%3%4%5%6%7% 7 days to 14 days: 2.65% 15 days to 29 days: 2.75% 30 days to 45 days: 2.75% 46 days to 60 days: 2.75% 61 days to 90 days: 2.75% 91 days to 120 days: 3.75% 121 days to 150 days: 4.00% 151 days to 179 days: 4.00% 180 days to 210 days: 4.50% 211 days to 270 days: 4.50% 271 days to less than 1 year: 4.75% 1 year: 6.05% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) More than 1 year to less than 2 years: 6.00% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years to less than 3 years: 5.90% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 5.95% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to less than 8 years: 5.85% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) Tax Saver Deposit Scheme (5 years) · Tax Saver: 5.85% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 8 years and above (up to 10 years): 5.75% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m2m3m4m5m6m7m9m1y366d2y3y5y5y8y General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

2%3%4%5%6%7% 7 days to 14 days: 2.65% (General: 2.65%) 15 days to 29 days: 2.75% (General: 2.75%) 30 days to 45 days: 2.75% (General: 2.75%) 46 days to 60 days: 2.75% (General: 2.75%) 61 days to 90 days: 2.75% (General: 2.75%) 91 days to 120 days: 3.75% (General: 3.75%) 121 days to 150 days: 4.00% (General: 4.00%) 151 days to 179 days: 4.00% (General: 4.00%) 180 days to 210 days: 5.00% (General: 4.50%) 211 days to 270 days: 5.00% (General: 4.50%) 271 days to less than 1 year: 5.25% (General: 4.75%) 1 year: 6.55% (General: 6.05%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) More than 1 year to less than 2 years: 6.50% (General: 6.00%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years to less than 3 years: 6.40% (General: 5.90%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 6.45% (General: 5.95%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to less than 8 years: 6.35% (General: 5.85%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) Tax Saver Deposit Scheme (5 years) · Tax Saver: 5.85% (General: 5.85%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 8 years and above (up to 10 years): 6.25% (General: 5.75%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m2m3m4m5m6m7m9m1y366d2y3y5y5y8y Senior General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

2%3%4%5%6%7% 7 days to 14 days: 2.65% (Senior: 2.65%) 15 days to 29 days: 2.75% (Senior: 2.75%) 30 days to 45 days: 2.75% (Senior: 2.75%) 46 days to 60 days: 2.75% (Senior: 2.75%) 61 days to 90 days: 2.75% (Senior: 2.75%) 91 days to 120 days: 3.75% (Senior: 3.75%) 121 days to 150 days: 4.00% (Senior: 4.00%) 151 days to 179 days: 4.00% (Senior: 4.00%) 180 days to 210 days: 5.25% (Senior: 5.00%) 211 days to 270 days: 5.25% (Senior: 5.00%) 271 days to less than 1 year: 5.50% (Senior: 5.25%) 1 year: 6.80% (Senior: 6.55%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) More than 1 year to less than 2 years: 6.75% (Senior: 6.50%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 2 years to less than 3 years: 6.65% (Senior: 6.40%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 3 years to less than 5 years: 6.70% (Senior: 6.45%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to less than 8 years: 6.60% (Senior: 6.35%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) Tax Saver Deposit Scheme (5 years) · Tax Saver: 5.85% (Senior: 5.85%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 8 years and above (up to 10 years): 6.50% (Senior: 6.25%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d1m2m2m3m4m5m6m7m9m1y366d2y3y5y5y8y Super Senior Senior Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorSuper Sr.TrendApplies toAs ofSource
7 days to 14 days
 2.65% 2.65% 2.65% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
15 days to 29 days
 2.75% 2.75% 2.75% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
30 days to 45 days
 2.75% 2.75% 2.75% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
46 days to 60 days
 2.75% 2.75% 2.75% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
61 days to 90 days
 2.75% 2.75% 2.75% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
91 days to 120 days
 3.75% 3.75% 3.75% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
121 days to 150 days
 4.00% 4.00% 4.00% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
151 days to 179 days
 4.00% 4.00% 4.00% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
180 days to 210 days
 4.50% 5.00% 5.25% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
211 days to 270 days
 4.50% 5.00% 5.25% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
271 days to less than 1 year
 4.75% 5.25% 5.50% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1 year
 6.05% 6.55% 6.80% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
More than 1 year to less than 2 years
 6.00% 6.50% 6.75% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
2 years to less than 3 years
 5.90% 6.40% 6.65% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
3 years to less than 5 years
 5.95% 6.45% 6.70% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
5 years to less than 8 years
 5.85% 6.35% 6.60% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Tax Saver Deposit Scheme (5 years)
Tax Saver
 5.85% 5.85% 5.85% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
8 years and above (up to 10 years)
 5.75% 6.25% 6.50% Below ₹1 crore
1 Dec 2025
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Source ↗

OGB Fixed Deposit: frequently asked questions

What is the highest OGB Fixed Deposit interest rate?

As of 5 Oct 2026, Odisha Grameen Bank offers up to 6.05% p.a. on its fixed deposit (FD) (1 year) for general customers and 6.55% p.a. (1 year) for senior citizens. Rates below are as published by the bank — confirm with OGB before investing.

What is the OGB 1 year FD interest rate?

As of 5 Oct 2026, Odisha Grameen Bank offers 6.05% p.a. on a 1-year FD for general customers and 6.55% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at OGB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Odisha Grameen Bank, depending on the tenure.

Is my fixed deposit (FD) with OGB insured?

Deposits with Odisha Grameen Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these OGB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Dec 2025. Rates can change without notice, so verify on the official OGB website before investing.

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Good to know

Deposits with Odisha Grameen Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 1 Dec 2025 · Ingested 26 Sept 2026 · Verified 5 Oct 2026 · View source

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