Prime Co-operative Bank Ltd. Fixed Deposit interest rates · October 2026
Prime Co-op Bank's best Fixed Deposit rate is 7.25% (above 1 years to 3 years), 1.75 points below the best on the market (9.00%).
- Seniors: up to 7.50% (above 1 years to 3 years), 0.25 points above the general rate for that tenure.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
07 to 90 Days |
5.00% | 5.50% | Any amount | 18 Jun 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
91 Days to 180 days |
6.00% | 6.50% | Any amount | 18 Jun 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
181 days to 365 days |
7.00% | 7.25% | Any amount | 18 Jun 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
above 1 years to 3 years |
7.25% | 7.50% | Any amount | 18 Jun 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
3 years to 5 years |
7.00% | 7.25% | Any amount | 18 Jun 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
5 years to below 10 years |
6.50% | 7.00% | Any amount | 18 Jun 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Prime Co-op Bank FD returns at a glance based on investment amount
| Deposit | ~1 year7.00% | ~3 years7.00% | ~5 years6.50% |
|---|---|---|---|
| ₹50,000 | ₹53,593₹292/mo | ₹61,572₹292/mo | ₹69,021₹271/mo |
| ₹1 lakh | ₹1,07,186₹583/mo | ₹1,23,144₹583/mo | ₹1,38,042₹542/mo |
| ₹2 lakh | ₹2,14,372₹1,167/mo | ₹2,46,288₹1,167/mo | ₹2,76,084₹1,083/mo |
| ₹5 lakh | ₹5,35,930₹2,917/mo | ₹6,15,720₹2,917/mo | ₹6,90,210₹2,708/mo |
| ₹10 lakh | ₹10,71,859₹5,833/mo | ₹12,31,439₹5,833/mo | ₹13,80,420₹5,417/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No Super Senior FD rate data available.
Prime Co-op Bank Fixed Deposit rate changes
Changes to Prime Co-op Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Prime Co-op Bank's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
Compare Prime Co-op Bank with similar banks
Nearby banks paying a little more at 1 year
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Best FD rates among urban co-operative banks → Best FD rates in Gujarat →
Prime Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Prime Co-op Bank Fixed Deposit interest rate?
As of 22 Oct 2026, Prime Co-operative Bank Ltd. offers up to 7.25% p.a. on its fixed deposit (FD) (above 1 years to 3 years) for general customers and 7.75% p.a. (2 years - 3 years) for senior citizens. Rates below are as published by the bank — confirm with Prime Co-op Bank before investing.
What is the Prime Co-op Bank 1-year FD interest rate?
As of 22 Oct 2026, Prime Co-operative Bank Ltd. offers 7.00% p.a. on a 1-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Jun 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Prime Co-op Bank 2-year FD interest rate?
As of 22 Oct 2026, Prime Co-operative Bank Ltd. offers 7.25% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 18 Jun 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Prime Co-op Bank 3-year FD interest rate?
As of 22 Oct 2026, Prime Co-operative Bank Ltd. offers 7.00% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 18 Jun 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
What is the Prime Co-op Bank 5-year FD interest rate?
As of 22 Oct 2026, Prime Co-operative Bank Ltd. offers 6.50% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Jun 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Prime Co-op Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Prime Co-operative Bank Ltd., depending on the tenure.
When did Prime Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Prime Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Prime Co-op Bank offer?
Prime Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “07 to 90 Days” to “5 years to below 10 years”.
Does Prime Co-op Bank pay more than the Post Office Time Deposit?
Prime Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 2 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Prime Co-op Bank's 1-year FD rate rank?
Prime Co-operative Bank Ltd.'s 1-year general FD rate of 7.00% ranks #63 of 333 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Prime Co-op Bank insured?
Deposits with Prime Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Prime Co-op Bank rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 18 Jun 2026. Rates can change without notice, so verify on the official Prime Co-op Bank website before investing.
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Cumulative FD, quarterly compounding. Illustrative, not a bank quote.
Good to know
- Deposits with Prime Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Prime Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Prime Co-op Bank, depending on the tenure.
- Prime Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only — always confirm the current rate on the official Prime Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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