AP Mahesh Bank FD returns at a glance based on investment amount
Deposit
~1 year6.25%
~3 years7.50%
~5 years6.75%
~10 years6.50%
₹50,000
₹53,199₹260/mo
₹62,486₹313/mo
₹69,875₹281/mo
₹95,278₹271/mo
₹1 lakh
₹1,06,398₹521/mo
₹1,24,972₹625/mo
₹1,39,750₹563/mo
₹1,90,556₹542/mo
₹2 lakh
₹2,12,796₹1,042/mo
₹2,49,943₹1,250/mo
₹2,79,500₹1,125/mo
₹3,81,112₹1,083/mo
₹5 lakh
₹5,31,990₹2,604/mo
₹6,24,858₹3,125/mo
₹6,98,749₹2,813/mo
₹9,52,779₹2,708/mo
₹10 lakh
₹10,63,980₹5,208/mo
₹12,49,716₹6,250/mo
₹13,97,499₹5,625/mo
₹19,05,559₹5,417/mo
Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
Compare AP Mahesh Bank Fixed Deposit Returns with other Top Banks
Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when AP Mahesh Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.
AP Mahesh Bank
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Super Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Higher 1 year Fixed Deposit rates than AP Mahesh Bank
Changes to AP Mahesh Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 10 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to AP Mahesh Bank's fixed deposit (FD) rates has been recorded since tracking started on 10 Oct 2026.
AP Mahesh Bank Fixed Deposit: frequently asked questions
What is the highest AP Mahesh Bank Fixed Deposit interest rate?
As of 18 Oct 2026, The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd. offers up to 7.50% p.a. on its fixed deposit (FD) (Above 2 Years & upto 3 Years) for general customers and 8.00% p.a. (Above 2 Years & upto 3 Years) for senior citizens. Rates below are as published by the bank — confirm with AP Mahesh Bank before investing.
What is the AP Mahesh Bank 1-year FD interest rate?
As of 18 Oct 2026, The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd. offers 6.25% p.a. on a 1-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Jan 2024 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the AP Mahesh Bank 2-year FD interest rate?
As of 18 Oct 2026, The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd. offers 7.25% p.a. on a 2-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Jan 2024 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the AP Mahesh Bank 3-year FD interest rate?
As of 18 Oct 2026, The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd. offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 2 Jan 2024 and was last verified 18 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at AP Mahesh Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd., depending on the tenure.
When did AP Mahesh Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 10 Oct 2026.
What fixed deposit (FD) tenures does AP Mahesh Bank offer?
The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd.'s published fixed deposit (FD) rate table has 10 tenure bands, from “7 Days to 29 Days” to “Above 5 Years”.
Does AP Mahesh Bank have special fixed deposit (FD) schemes?
The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd.'s rate table lists these named schemes (1): Tax Saver Scheme. Check eligibility and end dates with the bank.
Does AP Mahesh Bank pay more than the Post Office Time Deposit?
The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd. pays more than the Post Office Time Deposit at 2 of 3 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 7.25% (PO 7.00%), 3y 7.50% (PO 7.10%). PO is the Post Office Time Deposit rate.
The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd.'s 1-year general FD rate of 6.25% ranks #190 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with AP Mahesh Bank insured?
Deposits with The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these AP Mahesh Bank rates?
RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 2 Jan 2024. Rates can change without notice, so verify on the official AP Mahesh Bank website before investing.
Deposits with The Andhra Pradesh Mahesh Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
AP Mahesh Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Senior citizens (60+) earn up to 0.50% p.a. more than general customers at AP Mahesh Bank, depending on the tenure.
AP Mahesh Bank's FD table includes 1 special schemes; check eligibility and end dates.
officialEffective 2 Jan 2024 · Ingested 10 Oct 2026 · Verified 18 Oct 2026 · View source
Informational only — always confirm the current rate on theofficial AP Mahesh Bank websitebefore investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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