Janata Sahakari Bank (Pune) FD returns at a glance based on investment amount
Deposit
~1 year6.50%
~3 years6.00%
~5 years6.00%
~10 years6.00%
₹50,000
₹53,330₹271/mo
₹59,781₹250/mo
₹67,343₹250/mo
₹90,701₹250/mo
₹1 lakh
₹1,06,660₹542/mo
₹1,19,562₹500/mo
₹1,34,686₹500/mo
₹1,81,402₹500/mo
₹2 lakh
₹2,13,320₹1,083/mo
₹2,39,124₹1,000/mo
₹2,69,371₹1,000/mo
₹3,62,804₹1,000/mo
₹5 lakh
₹5,33,301₹2,708/mo
₹5,97,809₹2,500/mo
₹6,73,428₹2,500/mo
₹9,07,009₹2,500/mo
₹10 lakh
₹10,66,602₹5,417/mo
₹11,95,618₹5,000/mo
₹13,46,855₹5,000/mo
₹18,14,018₹5,000/mo
Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
Compare Janata Sahakari Bank (Pune) Fixed Deposit Returns with other Top Banks
Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when Janata Sahakari Bank (Pune) has a rate for it. Bank D stays visible so you can add a fourth comparison.
Janata Sahakari Bank (Pune)
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Higher 1 year Fixed Deposit rates than Janata Sahakari Bank (Pune)
Janata Sahakari Bank (Pune) Fixed Deposit rate changes
Changes to Janata Sahakari Bank (Pune)'s fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 15 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Janata Sahakari Bank (Pune)'s fixed deposit (FD) rates has been recorded since tracking started on 15 Oct 2026.
Compare Janata Sahakari Bank (Pune) with similar banks
Janata Sahakari Bank (Pune) Fixed Deposit: frequently asked questions
What is the highest Janata Sahakari Bank (Pune) Fixed Deposit interest rate?
As of 18 Oct 2026, Janata Sahakari Bank Ltd., Pune offers up to 6.75% p.a. on its fixed deposit (FD) (2 Year to less Than 3 Years) for general customers and 7.25% p.a. (2 Year to less Than 3 Years) for senior citizens. Rates below are as published by the bank — confirm with Janata Sahakari Bank (Pune) before investing.
What is the Janata Sahakari Bank (Pune) 1-year FD interest rate?
As of 18 Oct 2026, Janata Sahakari Bank Ltd., Pune offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 24 Sept 2025 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Janata Sahakari Bank (Pune) 2-year FD interest rate?
As of 18 Oct 2026, Janata Sahakari Bank Ltd., Pune offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 24 Sept 2025 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Janata Sahakari Bank (Pune) 3-year FD interest rate?
As of 18 Oct 2026, Janata Sahakari Bank Ltd., Pune offers 6.00% p.a. on a 3-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 24 Sept 2025 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Janata Sahakari Bank (Pune) 5-year FD interest rate?
As of 18 Oct 2026, Janata Sahakari Bank Ltd., Pune offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 24 Sept 2025 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What fixed deposit (FD) tenures does Janata Sahakari Bank (Pune) offer?
Janata Sahakari Bank Ltd., Pune's published fixed deposit (FD) rate table has 10 tenure bands, from “7 to 30 Days” to “5 Years to Upto 10 Years”.
Does Janata Sahakari Bank (Pune) have special fixed deposit (FD) schemes?
Janata Sahakari Bank Ltd., Pune's rate table lists these named schemes (3): Swadhan & Classic Sweep; Janhit; Income Tax Saver. Check eligibility and end dates with the bank.
Does Janata Sahakari Bank (Pune) pay more than the Post Office Time Deposit?
Janata Sahakari Bank Ltd., Pune pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.50% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.00% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Janata Sahakari Bank (Pune)'s 1-year FD rate rank?
Janata Sahakari Bank Ltd., Pune's 1-year general FD rate of 6.50% ranks #142 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Janata Sahakari Bank (Pune) insured?
Deposits with Janata Sahakari Bank Ltd., Pune are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Janata Sahakari Bank (Pune) rates?
RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 24 Sept 2025. Rates can change without notice, so verify on the official Janata Sahakari Bank (Pune) website before investing.
Deposits with Janata Sahakari Bank Ltd., Pune are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
Janata Sahakari Bank (Pune) is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Janata Sahakari Bank (Pune), depending on the tenure.
Janata Sahakari Bank (Pune)'s FD table includes 3 special schemes; check eligibility and end dates.
officialEffective 24 Sept 2025 · Ingested 15 Oct 2026 · Verified 18 Oct 2026 · View source
Informational only — always confirm the current rate on theofficial Janata Sahakari Bank (Pune) websitebefore investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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