Balasinor Nagarik Bank FD returns at a glance based on investment amount
Deposit
~1 year6.35%
~3 years6.55%
~5 years6.60%
~10 years6.60%
₹50,000
₹53,251₹265/mo
₹60,760₹273/mo
₹69,361₹275/mo
₹96,220₹275/mo
₹1 lakh
₹1,06,503₹529/mo
₹1,21,520₹546/mo
₹1,38,723₹550/mo
₹1,92,440₹550/mo
₹2 lakh
₹2,13,006₹1,058/mo
₹2,43,040₹1,092/mo
₹2,77,445₹1,100/mo
₹3,84,880₹1,100/mo
₹5 lakh
₹5,32,514₹2,646/mo
₹6,07,600₹2,729/mo
₹6,93,614₹2,750/mo
₹9,62,200₹2,750/mo
₹10 lakh
₹10,65,028₹5,292/mo
₹12,15,200₹5,458/mo
₹13,87,227₹5,500/mo
₹19,24,400₹5,500/mo
Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
Compare Balasinor Nagarik Bank Fixed Deposit Returns with other Top Banks
Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when Balasinor Nagarik Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No Super Senior FD rate data available.
Higher 1 year Fixed Deposit rates than Balasinor Nagarik Bank
Changes to Balasinor Nagarik Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 10 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Balasinor Nagarik Bank's fixed deposit (FD) rates has been recorded since tracking started on 10 Oct 2026.
Balasinor Nagarik Bank Fixed Deposit: frequently asked questions
What is the highest Balasinor Nagarik Bank Fixed Deposit interest rate?
As of 18 Oct 2026, Balasinor Nagarik Sahakari Bank Ltd. offers up to 6.60% p.a. on its fixed deposit (FD) (1098 days and above) for general customers and 7.10% p.a. (1098 days and above) for senior citizens. Rates below are as published by the bank — confirm with Balasinor Nagarik Bank before investing.
What is the Balasinor Nagarik Bank 1-year FD interest rate?
As of 18 Oct 2026, Balasinor Nagarik Sahakari Bank Ltd. offers 6.35% p.a. on a 1-year FD for general customers and 6.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Balasinor Nagarik Bank 2-year FD interest rate?
As of 18 Oct 2026, Balasinor Nagarik Sahakari Bank Ltd. offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Balasinor Nagarik Bank 3-year FD interest rate?
As of 18 Oct 2026, Balasinor Nagarik Sahakari Bank Ltd. offers 6.55% p.a. on a 3-year FD for general customers and 7.05% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Balasinor Nagarik Bank 5-year FD interest rate?
As of 18 Oct 2026, Balasinor Nagarik Sahakari Bank Ltd. offers 6.60% p.a. on a 5-year FD for general customers and 7.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Aug 2025 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What fixed deposit (FD) tenures does Balasinor Nagarik Bank offer?
Balasinor Nagarik Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 10 tenure bands, from “7 days to 45 days” to “1098 days and above”.
Does Balasinor Nagarik Bank pay more than the Post Office Time Deposit?
Balasinor Nagarik Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.35% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.55% (PO 7.10%), 5y 6.60% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Balasinor Nagarik Bank's 1-year FD rate rank?
Balasinor Nagarik Sahakari Bank Ltd.'s 1-year general FD rate of 6.35% ranks #180 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Balasinor Nagarik Bank insured?
Deposits with Balasinor Nagarik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Balasinor Nagarik Bank rates?
RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 1 Aug 2025. Rates can change without notice, so verify on the official Balasinor Nagarik Bank website before investing.
Deposits with Balasinor Nagarik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
Balasinor Nagarik Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Senior citizens (60+) earn up to 3.50% p.a. more than general customers at Balasinor Nagarik Bank, depending on the tenure.
Balasinor Nagarik Bank's FD table includes 1 special schemes; check eligibility and end dates.
officialEffective 1 Aug 2025 · Ingested 10 Oct 2026 · Verified 18 Oct 2026 · View source
Informational only — always confirm the current rate on theofficial Balasinor Nagarik Bank websitebefore investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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