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Ujjivan Small Finance Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Ujjivan Small Finance Bank offers up to 7.80% p.a. on its fixed deposit (FD) (3 Year 1 Day – 3 year 6 months) for general customers and 8.30% p.a. (3 Year 1 Day – 3 year 6 months) for senior citizens. Rates below are as published by the bank — confirm with Ujjivan before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7%8% 7 days to 29 days: 3.50% 30 days to 89 days: 4.15% 90 days to 179 days: 4.65% 180 days: 6.00% 6 months to < 1 year: 5.50% 1 Year to < 2 years: 7.25% · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 Years: 7.55% · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 2 Year 1 day - 3 Year: 7.25% · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 3 Year 1 Day – 3 year 6 months: 7.80% · Post Office TD: 7.10% (above the govt-guaranteed benchmark) >3 Year 6 months- 5 Years: 7.20% · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 5 years 1 day: 7.30% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 5 Years 2 Days - 10 Years: 6.50% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d1m3m6m6m1y2y731d1096d1275d1826d1827d 3.504.154.656.005.507.257.557.257.807.207.306.50 General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7%8% 7 days to 29 days: 4.00% (General: 3.50%) 30 days to 89 days: 4.65% (General: 4.15%) 90 days to 179 days: 5.15% (General: 4.65%) 180 days: 6.50% (General: 6.00%) 6 months to < 1 year: 6.00% (General: 5.50%) 1 Year to < 2 years: 7.75% (General: 7.25%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 Years: 8.05% (General: 7.55%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 2 Year 1 day - 3 Year: 7.75% (General: 7.25%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 3 Year 1 Day – 3 year 6 months: 8.30% (General: 7.80%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) >3 Year 6 months- 5 Years: 7.70% (General: 7.20%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 5 years 1 day: 7.80% (General: 7.30%) · Post Office TD: 7.50% (above the govt-guaranteed benchmark) 5 Years 2 Days - 10 Years: 7.00% (General: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d1m3m6m6m1y2y731d1096d1275d1826d1827d 4.004.655.156.506.007.758.057.758.307.707.807.00 Senior General Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

4%5%6%7%8% 7 days to 29 days: 4.00% (Senior: 4.00%) 30 days to 89 days: 4.65% (Senior: 4.65%) 90 days to 179 days: 5.15% (Senior: 5.15%) 180 days: 6.50% (Senior: 6.50%) 6 months to < 1 year: 6.00% (Senior: 6.00%) 1 Year to < 2 years: 7.75% (Senior: 7.75%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 2 Years: 8.05% (Senior: 8.05%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 2 Year 1 day - 3 Year: 7.75% (Senior: 7.75%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) 3 Year 1 Day – 3 year 6 months: 8.30% (Senior: 8.30%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) >3 Year 6 months- 5 Years: 7.70% (Senior: 7.70%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 5 years 1 day: 7.80% (Senior: 7.80%) · Post Office TD: 7.50% (above the govt-guaranteed benchmark) 5 Years 2 Days - 10 Years: 7.00% (Senior: 7.00%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d1m3m6m6m1y2y731d1096d1275d1826d1827d 4.004.655.156.506.007.758.057.758.307.707.807.00 Senior Senior Post Office TD

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 days to 29 days
 3.50% 4.00% Below ₹3 crore
1 Sept 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
30 days to 89 days
 4.15% 4.65% Below ₹3 crore
1 Sept 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
90 days to 179 days
 4.65% 5.15% Below ₹3 crore
1 Sept 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
180 days
 6.00% 6.50% Below ₹3 crore
1 Sept 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
6 months to < 1 year
 5.50% 6.00% Below ₹3 crore
1 Sept 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
1 Year to < 2 years
 7.25% 7.75% Below ₹3 crore
1 Sept 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
2 Years
 7.55% 8.05% Below ₹3 crore
1 Sept 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
2 Year 1 day - 3 Year
 7.25% 7.75% Below ₹3 crore
1 Sept 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
3 Year 1 Day – 3 year 6 months
 7.80% 8.30% Below ₹3 crore
1 Sept 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
>3 Year 6 months- 5 Years
 7.20% 7.70% Below ₹3 crore
1 Sept 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
5 years 1 day
 7.30% 7.80% Below ₹3 crore
1 Sept 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
5 Years 2 Days - 10 Years
 6.50% 7.00% Below ₹3 crore
1 Sept 2026
official
fetched 21 Sept 2026
✓ verified 5 Oct 2026
Source ↗

Ujjivan Fixed Deposit: frequently asked questions

What is the highest Ujjivan Fixed Deposit interest rate?

As of 5 Oct 2026, Ujjivan Small Finance Bank offers up to 7.80% p.a. on its fixed deposit (FD) (3 Year 1 Day – 3 year 6 months) for general customers and 8.30% p.a. (3 Year 1 Day – 3 year 6 months) for senior citizens. Rates below are as published by the bank — confirm with Ujjivan before investing.

What is the Ujjivan 1 year FD interest rate?

As of 5 Oct 2026, Ujjivan Small Finance Bank offers 7.25% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at Ujjivan?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Ujjivan Small Finance Bank, depending on the tenure.

Is my fixed deposit (FD) with Ujjivan insured?

Deposits with Ujjivan Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Ujjivan rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Sept 2026. Rates can change without notice, so verify on the official Ujjivan website before investing.

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Compare Ujjivan with other banks

See Ujjivan FD rates side by side against India's top banks.

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Good to know

Deposits with Ujjivan Small Finance Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 1 Sept 2026 · Ingested 21 Sept 2026 · Verified 5 Oct 2026 · View source

Informational only — always confirm the current rate on the official Ujjivan website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.