Karnataka Central Co-operative Bank Ltd., Dharwad Fixed Deposit interest rates · November 2026
What will my FD earn at KCCB Dharwad?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days to 45 days |
4.50% | 5.00% | Any amount | 1 Jul 2024 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
46 days to 90 days |
5.50% | 6.00% | Any amount | 1 Jul 2024 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
91 days to 180 days |
6.25% | 6.75% | Any amount | 1 Jul 2024 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
181 days to 364 days |
6.75% | 7.25% | Any amount | 1 Jul 2024 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
365 days to 2 years 2 slabs at this rate |
7.75% | 8.25% | Any amount | 1 Jul 2024 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 2 years |
7.50% | 8.00% | Any amount | 1 Jul 2024 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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KCCB Dharwad FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.75%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); leaflet of deposit rates in force from 01.07.2024; the co-operative societies/banks RFD rate is not ingested
Before you book
KCCB Dharwad Fixed Deposit: frequently asked questions
What is the highest KCCB Dharwad Fixed Deposit interest rate?
As of 14 Nov 2026, Karnataka Central Co-operative Bank Ltd., Dharwad offers up to 7.75% p.a. on its fixed deposit (FD) (365 days to 365 days) for general customers and 8.25% p.a. (365 days to 365 days) for senior citizens. Rates below are as published by the bank. Confirm with KCCB Dharwad before investing.
What is the KCCB Dharwad 1-year FD interest rate?
As of 14 Nov 2026, Karnataka Central Co-operative Bank Ltd., Dharwad offers 7.75% p.a. on a 1-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the KCCB Dharwad 2-year FD interest rate?
As of 14 Nov 2026, Karnataka Central Co-operative Bank Ltd., Dharwad offers 7.75% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the KCCB Dharwad 3-year FD interest rate?
As of 14 Nov 2026, Karnataka Central Co-operative Bank Ltd., Dharwad offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the KCCB Dharwad 5-year FD interest rate?
As of 14 Nov 2026, Karnataka Central Co-operative Bank Ltd., Dharwad offers 7.50% p.a. on a 5-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Jul 2024 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at KCCB Dharwad?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Karnataka Central Co-operative Bank Ltd., Dharwad, depending on the tenure.
When did KCCB Dharwad last change its Fixed Deposit rates?
RateScan.in has recorded no change to Karnataka Central Co-operative Bank Ltd., Dharwad's fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.
What fixed deposit (FD) tenures does KCCB Dharwad offer?
Karnataka Central Co-operative Bank Ltd., Dharwad's published fixed deposit (FD) rate table has 7 tenure bands, from “15 days to 45 days” to “Above 2 years”.
Does KCCB Dharwad pay more than the Post Office Time Deposit?
Karnataka Central Co-operative Bank Ltd., Dharwad pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.75% (PO 6.90%), 2y 7.75% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does KCCB Dharwad's 1-year FD rate rank?
Karnataka Central Co-operative Bank Ltd., Dharwad's 1-year general FD rate of 7.75% ranks #65 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with KCCB Dharwad insured?
Deposits with Karnataka Central Co-operative Bank Ltd., Dharwad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these KCCB Dharwad rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Jul 2024. Rates can change without notice, so verify on the official KCCB Dharwad website before investing.
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Good to know
- Deposits with Karnataka Central Co-operative Bank Ltd., Dharwad are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- KCCB Dharwad is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at KCCB Dharwad, depending on the tenure.
Informational only. Always confirm the current rate on the official KCCB Dharwad website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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