The Merchants' Souharda Sahakara Bank Niyamitha, Chitradurga Fixed Deposit interest rates · November 2026
What will my FD earn at Merchants Bank Chitradurga?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
181 days to 365 days |
5.50% | 6.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
366 days to 730 days |
7.00% | 7.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
above 730 days |
7.50% | 8.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 6 Nov 2026 |
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Merchants Bank Chitradurga FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.50%- Transcribed from the bank's published rate sheet (re-checked by SHA-256 on every fetch); Kannada picture (undated): one rate table for cash certificates, FDs and RDs from 181 days; the pigmy rate is not ingested
Before you book
Merchants Bank Chitradurga Fixed Deposit: frequently asked questions
What is the highest Merchants Bank Chitradurga Fixed Deposit interest rate?
As of 14 Nov 2026, The Merchants' Souharda Sahakara Bank Niyamitha, Chitradurga offers up to 7.50% p.a. on its fixed deposit (FD) (above 730 days) for general customers and 8.00% p.a. (above 730 days) for senior citizens. Rates below are as published by the bank. Confirm with Merchants Bank Chitradurga before investing.
What is the Merchants Bank Chitradurga 1-year FD interest rate?
As of 14 Nov 2026, The Merchants' Souharda Sahakara Bank Niyamitha, Chitradurga offers 5.50% p.a. on a 1-year FD for general customers and 6.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Merchants Bank Chitradurga 2-year FD interest rate?
As of 14 Nov 2026, The Merchants' Souharda Sahakara Bank Niyamitha, Chitradurga offers 7.00% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Merchants Bank Chitradurga 3-year FD interest rate?
As of 14 Nov 2026, The Merchants' Souharda Sahakara Bank Niyamitha, Chitradurga offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Merchants Bank Chitradurga 5-year FD interest rate?
As of 14 Nov 2026, The Merchants' Souharda Sahakara Bank Niyamitha, Chitradurga offers 7.50% p.a. on a 5-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Merchants Bank Chitradurga?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Merchants' Souharda Sahakara Bank Niyamitha, Chitradurga, depending on the tenure.
When did Merchants Bank Chitradurga last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Merchants' Souharda Sahakara Bank Niyamitha, Chitradurga's fixed deposit (FD) rates since it started tracking them on 6 Nov 2026.
What fixed deposit (FD) tenures does Merchants Bank Chitradurga offer?
The Merchants' Souharda Sahakara Bank Niyamitha, Chitradurga's published fixed deposit (FD) rate table has 3 tenure bands, from “181 days to 365 days” to “above 730 days”.
Does Merchants Bank Chitradurga pay more than the Post Office Time Deposit?
The Merchants' Souharda Sahakara Bank Niyamitha, Chitradurga pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 5.50% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.50% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Merchants Bank Chitradurga's 1-year FD rate rank?
The Merchants' Souharda Sahakara Bank Niyamitha, Chitradurga's 1-year general FD rate of 5.50% ranks #926 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Merchants Bank Chitradurga insured?
Deposits with The Merchants' Souharda Sahakara Bank Niyamitha, Chitradurga are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Merchants Bank Chitradurga rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Merchants Bank Chitradurga website before investing.
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Good to know
- Deposits with The Merchants' Souharda Sahakara Bank Niyamitha, Chitradurga are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Merchants Bank Chitradurga is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Merchants Bank Chitradurga, depending on the tenure.
Informational only. Always confirm the current rate on the official Merchants Bank Chitradurga website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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