Rates verified from official source

The Patan Urban Co-operative Bank Ltd., Satara Fixed Deposit interest rates · November 2026

Patan Urban Bank's best Fixed Deposit rate is 7.60% (1 Year to 18 Months), 1.90 points below the best on the market (9.50%).

  • Seniors: up to 8.10% (1 Year to 18 Months), 0.50 points above the general rate for that tenure.

What will my FD earn at Patan Urban Bank?

Estimated value after 1 year · before tax ₹5,39,097 7.60% p.a. · ₹39,097 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
15 Days
to 29 Days
3.75% 4.25% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
30 Days to
119 Days
4.50% 5.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
120 Days
to 180 Days
5.25% 5.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
181 Days
to 240 Days
6.00% 6.50% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
241 Days
to 364 Days
6.25% 6.75% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026
1 Year to
18 Months
7.60% 8.10% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 5 Nov 2026
Above 18 Months
7.50% 8.00% Any amount
unavailable
✓ verified 13 Nov 2026
official
fetched 4 Nov 2026

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Patan Urban Bank FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

7.60%
Before you book

Patan Urban Bank Fixed Deposit: frequently asked questions

What is the highest Patan Urban Bank Fixed Deposit interest rate?

As of 14 Nov 2026, The Patan Urban Co-operative Bank Ltd., Satara offers up to 7.60% p.a. on its fixed deposit (FD) (1 Year to 18 Months) for general customers and 8.10% p.a. (1 Year to 18 Months) for senior citizens. Rates below are as published by the bank. Confirm with Patan Urban Bank before investing.

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What is the Patan Urban Bank 1-year FD interest rate?

As of 14 Nov 2026, The Patan Urban Co-operative Bank Ltd., Satara offers 7.60% p.a. on a 1-year FD for general customers and 8.10% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Patan Urban Bank 2-year FD interest rate?

As of 14 Nov 2026, The Patan Urban Co-operative Bank Ltd., Satara offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Patan Urban Bank 3-year FD interest rate?

As of 14 Nov 2026, The Patan Urban Co-operative Bank Ltd., Satara offers 7.50% p.a. on a 3-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Patan Urban Bank 5-year FD interest rate?

As of 14 Nov 2026, The Patan Urban Co-operative Bank Ltd., Satara offers 7.50% p.a. on a 5-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Patan Urban Bank?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Patan Urban Co-operative Bank Ltd., Satara, depending on the tenure.

See today's top senior citizen rates →

When did Patan Urban Bank last change its Fixed Deposit rates?

The Patan Urban Co-operative Bank Ltd., Satara last changed a fixed deposit (FD) rate. RateScan.in first recorded the change on 5 Nov 2026: the general rate for 1 Year to 18 Months went from 7.25% to 7.60%. RateScan.in has tracked Patan Urban Bank's rates since 4 Nov 2026.

Rate movements →

What fixed deposit (FD) tenures does Patan Urban Bank offer?

The Patan Urban Co-operative Bank Ltd., Satara's published fixed deposit (FD) rate table has 7 tenure bands, from “15 Days to 29 Days” to “Above 18 Months”.

Does Patan Urban Bank pay more than the Post Office Time Deposit?

The Patan Urban Co-operative Bank Ltd., Satara pays more than the Post Office Time Deposit at 3 of 4 standard tenures compared (general rates). Rates: 1y 7.60% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 7.50% (PO 7.10%), 5y 7.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Patan Urban Bank's 1-year FD rate rank?

The Patan Urban Co-operative Bank Ltd., Satara's 1-year general FD rate of 7.60% ranks #94 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Patan Urban Bank insured?

Deposits with The Patan Urban Co-operative Bank Ltd., Satara are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Patan Urban Bank rates?

RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Patan Urban Bank website before investing.

Rate movements →

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Good to know

  • Deposits with The Patan Urban Co-operative Bank Ltd., Satara are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Patan Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Patan Urban Bank, depending on the tenure.

Informational only. Always confirm the current rate on the official Patan Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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