Shrimant Malojiraje Sahakari Bank Ltd., Phaltan Fixed Deposit interest rates · November 2026
What will my FD earn at Malojiraje Sahakari Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 days To 90 Days Any amount |
5.00% | 5.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
15 days To 90 Days Above ₹15 lakh |
5.50% | 5.50% | Above ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
91 days To 180 Days Any amount |
5.25% | 5.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
91 days To 180 Days Above ₹15 lakh |
5.75% | 5.75% | Above ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
181 days to 13 months Any amount |
6.00% | 6.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
181 days to 13 months Above ₹15 lakh |
6.50% | 6.50% | Above ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 13 months to 24 months Any amount |
7.50% | 8.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 13 months to 24 months Above ₹15 lakh |
8.00% | 8.00% | Above ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 2 years Any amount |
6.00% | 6.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
above 2 years Above ₹15 lakh |
6.50% | 6.50% | Above ₹15 lakh | unavailable ✓ verified 13 Nov 2026 | official fetched 4 Nov 2026 |
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Malojiraje Sahakari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.00%- single fixed deposit above ₹15 lakh: the bank's second column
Before you book
Malojiraje Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Malojiraje Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Shrimant Malojiraje Sahakari Bank Ltd., Phaltan offers up to 7.50% p.a. on its fixed deposit (FD) (above 13 months to 24 months) for general customers and 8.00% p.a. (above 13 months to 24 months) for senior citizens. Rates below are as published by the bank. Confirm with Malojiraje Sahakari Bank before investing.
What is the Malojiraje Sahakari Bank 1-year FD interest rate?
As of 14 Nov 2026, Shrimant Malojiraje Sahakari Bank Ltd., Phaltan offers 6.00% p.a. on a 1-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Malojiraje Sahakari Bank 2-year FD interest rate?
As of 14 Nov 2026, Shrimant Malojiraje Sahakari Bank Ltd., Phaltan offers 7.50% p.a. on a 2-year FD for general customers and 8.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Malojiraje Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, Shrimant Malojiraje Sahakari Bank Ltd., Phaltan offers 6.00% p.a. on a 3-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Malojiraje Sahakari Bank 5-year FD interest rate?
As of 14 Nov 2026, Shrimant Malojiraje Sahakari Bank Ltd., Phaltan offers 6.00% p.a. on a 5-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Malojiraje Sahakari Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shrimant Malojiraje Sahakari Bank Ltd., Phaltan, depending on the tenure.
When did Malojiraje Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Shrimant Malojiraje Sahakari Bank Ltd., Phaltan's fixed deposit (FD) rates since it started tracking them on 4 Nov 2026.
What fixed deposit (FD) tenures does Malojiraje Sahakari Bank offer?
Shrimant Malojiraje Sahakari Bank Ltd., Phaltan's published fixed deposit (FD) rate table has 5 tenure bands, from “15 days To 90 Days” to “above 2 years”.
Does Malojiraje Sahakari Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Shrimant Malojiraje Sahakari Bank Ltd., Phaltan's table lists separate bands: Any amount; Above ₹15 lakh. Each row shows the band it applies to.
Does Malojiraje Sahakari Bank pay more than the Post Office Time Deposit?
Shrimant Malojiraje Sahakari Bank Ltd., Phaltan pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 6.00% (PO 6.90%), 2y 7.50% (PO 7.00%), 3y 6.00% (PO 7.10%), 5y 6.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Malojiraje Sahakari Bank's 1-year FD rate rank?
Shrimant Malojiraje Sahakari Bank Ltd., Phaltan's 1-year general FD rate of 6.00% ranks #817 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Malojiraje Sahakari Bank insured?
Deposits with Shrimant Malojiraje Sahakari Bank Ltd., Phaltan are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Malojiraje Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Malojiraje Sahakari Bank website before investing.
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Good to know
- Deposits with Shrimant Malojiraje Sahakari Bank Ltd., Phaltan are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Malojiraje Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Malojiraje Sahakari Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Malojiraje Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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