Shree Mahuva Nagrik Sahakari Bank Ltd. Fixed Deposit interest rates · October 2026
Mahuva Nagrik Bank's best Fixed Deposit rate is 6.75% (above 3 Year to below 5 Year), 1.50 points below the best on the market (8.25%).
- Seniors: up to 7.25% (above 3 Year to below 5 Year), 0.50 points above the general rate for that tenure.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 to 14 Days |
3.25% | 3.75% | Any amount | 1 May 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
15 to 30 Days |
3.55% | 4.05% | Any amount | 1 May 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
31 to 45 Days |
3.55% | 4.05% | Any amount | 1 May 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
46 to 60 Days |
5.25% | 5.75% | Any amount | 1 May 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
61 to 90 Days |
5.25% | 5.75% | Any amount | 1 May 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
91 to 179 days |
5.35% | 5.85% | Any amount | 1 May 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
180 days to below 1 Year |
5.90% | 6.40% | Any amount | 1 May 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
1 Year |
6.50% | 7.00% | Any amount | 1 May 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
above 1 Year to below 2 Year |
6.65% | 7.15% | Any amount | 1 May 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
above 2 Year to below 3 Year |
6.70% | 7.20% | Any amount | 1 May 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
above 3 Year to below 5 Year |
6.75% | 7.25% | Any amount | 1 May 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
above 5 Year |
6.70% | 7.20% | Any amount | 1 May 2026 ✓ verified 22 Oct 2026 | official fetched 22 Oct 2026 |
Mahuva Nagrik Bank FD returns at a glance based on investment amount
| Deposit | ~1 year6.50% | ~10 years6.70% |
|---|---|---|
| ₹50,000 | ₹53,330₹271/mo | ₹97,171₹279/mo |
| ₹1 lakh | ₹1,06,660₹542/mo | ₹1,94,342₹558/mo |
| ₹2 lakh | ₹2,13,320₹1,083/mo | ₹3,88,685₹1,117/mo |
| ₹5 lakh | ₹5,33,301₹2,708/mo | ₹9,71,711₹2,792/mo |
| ₹10 lakh | ₹10,66,602₹5,417/mo | ₹19,43,423₹5,583/mo |
Illustrative · quarterly compounding · rates as of 22 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
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General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Mahuva Nagrik Bank Fixed Deposit rate changes
Changes to Mahuva Nagrik Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 22 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Mahuva Nagrik Bank's fixed deposit (FD) rates has been recorded since tracking started on 22 Oct 2026.
Compare Mahuva Nagrik Bank with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Gujarat →
Mahuva Nagrik Bank Fixed Deposit: frequently asked questions
What is the highest Mahuva Nagrik Bank Fixed Deposit interest rate?
As of 22 Oct 2026, Shree Mahuva Nagrik Sahakari Bank Ltd. offers up to 6.75% p.a. on its fixed deposit (FD) (above 3 Year to below 5 Year) for general customers and 7.25% p.a. (above 3 Year to below 5 Year) for senior citizens. Rates below are as published by the bank — confirm with Mahuva Nagrik Bank before investing.
What is the Mahuva Nagrik Bank 1-year FD interest rate?
As of 22 Oct 2026, Shree Mahuva Nagrik Sahakari Bank Ltd. offers 6.50% p.a. on a 1-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 May 2026 and was last verified 22 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Mahuva Nagrik Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Shree Mahuva Nagrik Sahakari Bank Ltd., depending on the tenure.
When did Mahuva Nagrik Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Shree Mahuva Nagrik Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 22 Oct 2026.
What fixed deposit (FD) tenures does Mahuva Nagrik Bank offer?
Shree Mahuva Nagrik Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 12 tenure bands, from “7 to 14 Days” to “above 5 Year”.
How does Mahuva Nagrik Bank's 1-year FD rate rank?
Shree Mahuva Nagrik Sahakari Bank Ltd.'s 1-year general FD rate of 6.50% ranks #177 of 333 banks on RateScan.in (as of 22 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Mahuva Nagrik Bank insured?
Deposits with Shree Mahuva Nagrik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Mahuva Nagrik Bank rates?
RateScan.in refreshed this dataset on 22 Oct 2026; the bank's rates shown here are effective 1 May 2026. Rates can change without notice, so verify on the official Mahuva Nagrik Bank website before investing.
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Good to know
- Deposits with Shree Mahuva Nagrik Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Mahuva Nagrik Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Mahuva Nagrik Bank, depending on the tenure.
Informational only — always confirm the current rate on the official Mahuva Nagrik Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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