Vasai Vikas Sahakari Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Vasai Vikas Sahakari Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 Days to 45 Days |
3.25% | 3.25% | Any amount | 18 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
46 Days to 90 Days |
4.00% | 4.00% | Any amount | 18 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
91 Days to 180 Days |
4.50% | 4.50% | Any amount | 18 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
181 Days to 364 Days |
5.25% | 5.25% | Any amount | 18 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
365 days to 365 days |
6.40% | 6.55% | Any amount | 18 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 12 Months to less than 18 Months |
6.60% | 6.75% | Any amount | 18 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 18 Months upto 24 Months |
6.70% | 6.85% | Any amount | 18 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 24 Months upto 36 Months |
6.00% | 6.15% | Any amount | 18 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 36 Months upto 60 Months |
6.10% | 6.25% | Any amount | 18 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 60 Months |
5.50% | 5.65% | Any amount | 18 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Above 60 months Vasai Vikas Tax Saving Scheme |
6.00% | 6.00% | Any amount | 18 Dec 2025 ✓ verified 13 Nov 2026 | official fetched 26 Oct 2026 |
Compare Vasai Vikas Sahakari Bank FD returns with other banks
Choose up to five banks. Compare rates and returns across every tenure.
Loading comparison…
See all tenures
Vasai Vikas Sahakari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.40%Before you book
Vasai Vikas Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Vasai Vikas Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, Vasai Vikas Sahakari Bank Ltd. offers up to 6.70% p.a. on its fixed deposit (FD) (Above 18 Months upto 24 Months) for general customers and 6.85% p.a. (Above 18 Months upto 24 Months) for senior citizens. Rates below are as published by the bank. Confirm with Vasai Vikas Sahakari Bank before investing.
What is the Vasai Vikas Sahakari Bank 1-year FD interest rate?
As of 14 Nov 2026, Vasai Vikas Sahakari Bank Ltd. offers 6.40% p.a. on a 1-year FD for general customers and 6.55% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vasai Vikas Sahakari Bank 2-year FD interest rate?
As of 14 Nov 2026, Vasai Vikas Sahakari Bank Ltd. offers 6.70% p.a. on a 2-year FD for general customers and 6.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vasai Vikas Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, Vasai Vikas Sahakari Bank Ltd. offers 6.00% p.a. on a 3-year FD for general customers and 6.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vasai Vikas Sahakari Bank 5-year FD interest rate?
As of 14 Nov 2026, Vasai Vikas Sahakari Bank Ltd. offers 6.10% p.a. on a 5-year FD for general customers and 6.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Dec 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Vasai Vikas Sahakari Bank?
Yes. Senior citizens (60+) earn up to 0.15% p.a. more than general customers at Vasai Vikas Sahakari Bank Ltd., depending on the tenure.
When did Vasai Vikas Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Vasai Vikas Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 26 Oct 2026.
What fixed deposit (FD) tenures does Vasai Vikas Sahakari Bank offer?
Vasai Vikas Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 10 tenure bands, from “15 Days to 45 Days” to “Above 60 Months”.
Does Vasai Vikas Sahakari Bank have special fixed deposit (FD) schemes?
Vasai Vikas Sahakari Bank Ltd.'s rate table lists these named schemes (1): Vasai Vikas Tax Saving Scheme. Check eligibility and end dates with the bank.
Does Vasai Vikas Sahakari Bank pay more than the Post Office Time Deposit?
Vasai Vikas Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.40% (PO 6.90%), 2y 6.70% (PO 7.00%), 3y 6.00% (PO 7.10%), 5y 6.10% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Vasai Vikas Sahakari Bank's 1-year FD rate rank?
Vasai Vikas Sahakari Bank Ltd.'s 1-year general FD rate of 6.40% ranks #710 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Vasai Vikas Sahakari Bank insured?
Deposits with Vasai Vikas Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Vasai Vikas Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 18 Dec 2025. Rates can change without notice, so verify on the official Vasai Vikas Sahakari Bank website before investing.
More Vasai Vikas Sahakari Bank rates
Fixed Deposit rates at other banks
More ways to compare banks
Compare Vasai Vikas Sahakari Bank with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Maharashtra →
Good to know
- Deposits with Vasai Vikas Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Vasai Vikas Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.15% p.a. more than general customers at Vasai Vikas Sahakari Bank, depending on the tenure.
- Vasai Vikas Sahakari Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Vasai Vikas Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
Work at Vasai Vikas Sahakari Bank? Send us your latest rate card
Have feedback?
Tell us what would make RateScan.in more useful. No email required.