Goa Urban Co-op Bank FD returns at a glance based on investment amount
Deposit
~1 year4.25%
~3 years7.00%
~5 years6.75%
₹50,000
₹52,159₹177/mo
₹61,572₹292/mo
₹69,875₹281/mo
₹1 lakh
₹1,04,318₹354/mo
₹1,23,144₹583/mo
₹1,39,750₹563/mo
₹2 lakh
₹2,08,636₹708/mo
₹2,46,288₹1,167/mo
₹2,79,500₹1,125/mo
₹5 lakh
₹5,21,591₹1,771/mo
₹6,15,720₹2,917/mo
₹6,98,749₹2,813/mo
₹10 lakh
₹10,43,182₹3,542/mo
₹12,31,439₹5,833/mo
₹13,97,499₹5,625/mo
Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
Compare Goa Urban Co-op Bank Fixed Deposit Returns with other Top Banks
Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when Goa Urban Co-op Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.
Goa Urban Co-op Bank
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Quarterly Payout Scheme (as labelled by the bank)
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Higher 1 year Fixed Deposit rates than Goa Urban Co-op Bank
Changes to Goa Urban Co-op Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 15 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Goa Urban Co-op Bank's fixed deposit (FD) rates has been recorded since tracking started on 15 Oct 2026.
Goa Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Goa Urban Co-op Bank Fixed Deposit interest rate?
As of 18 Oct 2026, The Goa Urban Co-operative Bank Ltd. offers up to 7.25% p.a. on its fixed deposit (FD) (18 months) for general customers and 7.75% p.a. (18 months) for senior citizens. Rates below are as published by the bank — confirm with Goa Urban Co-op Bank before investing.
What is the Goa Urban Co-op Bank 1-year FD interest rate?
As of 18 Oct 2026, The Goa Urban Co-operative Bank Ltd. offers 4.25% p.a. on a 1-year FD for general customers and 4.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Jul 2025 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Goa Urban Co-op Bank 2-year FD interest rate?
As of 18 Oct 2026, The Goa Urban Co-operative Bank Ltd. offers 6.75% p.a. on a 2-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Jul 2025 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Goa Urban Co-op Bank 3-year FD interest rate?
As of 18 Oct 2026, The Goa Urban Co-operative Bank Ltd. offers 7.00% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Jul 2025 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Goa Urban Co-op Bank 5-year FD interest rate?
As of 18 Oct 2026, The Goa Urban Co-operative Bank Ltd. offers 6.75% p.a. on a 5-year FD for general customers and 7.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 7 Jul 2025 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What fixed deposit (FD) tenures does Goa Urban Co-op Bank offer?
The Goa Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 9 tenure bands, from “7 Days to 14 Days” to “Above 48 Months to 60 Months”.
Does Goa Urban Co-op Bank have special fixed deposit (FD) schemes?
The Goa Urban Co-operative Bank Ltd.'s rate table lists these named schemes (1): FBLOSSOM Quarterly Payout Scheme. Check eligibility and end dates with the bank.
Does Goa Urban Co-op Bank pay more than the Post Office Time Deposit?
The Goa Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 4.25% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 7.00% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Goa Urban Co-op Bank's 1-year FD rate rank?
The Goa Urban Co-operative Bank Ltd.'s 1-year general FD rate of 4.25% ranks #247 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Goa Urban Co-op Bank insured?
Deposits with The Goa Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Goa Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 7 Jul 2025. Rates can change without notice, so verify on the official Goa Urban Co-op Bank website before investing.
Deposits with The Goa Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
Goa Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Goa Urban Co-op Bank, depending on the tenure.
Goa Urban Co-op Bank's FD table includes 1 special schemes; check eligibility and end dates.
officialEffective 7 Jul 2025 · Ingested 15 Oct 2026 · Verified 18 Oct 2026 · View source
Informational only — always confirm the current rate on theofficial Goa Urban Co-op Bank websitebefore investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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