The Godavari Urban Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Godavari Urban Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 Days to 90 Days |
4.50% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
91 Days to 180 Days |
5.50% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
181 Days to 365 Days |
5.75% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
366 Days to 2 years |
7.00% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
Above 2 years |
7.25% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
25 months Godavari Amrut (25 months) |
7.60% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 10 Nov 2026 |
37 months Godavari Amrut (37 months) |
7.60% | – | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 10 Nov 2026 |
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Godavari Urban Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
5.75%Before you book
Godavari Urban Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Godavari Urban Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Godavari Urban Co-operative Bank Ltd. offers up to 7.60% p.a. on its fixed deposit (FD) (25 months) for general customers. Rates below are as published by the bank. Confirm with Godavari Urban Co-op Bank before investing.
What is the Godavari Urban Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, The Godavari Urban Co-operative Bank Ltd. offers 5.75% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Godavari Urban Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, The Godavari Urban Co-operative Bank Ltd. offers 7.00% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Godavari Urban Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, The Godavari Urban Co-operative Bank Ltd. offers 7.25% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Godavari Urban Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, The Godavari Urban Co-operative Bank Ltd. offers 7.25% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Godavari Urban Co-op Bank?
The Godavari Urban Co-operative Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did Godavari Urban Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Godavari Urban Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 24 Oct 2026.
What fixed deposit (FD) tenures does Godavari Urban Co-op Bank offer?
The Godavari Urban Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 5 tenure bands, from “30 Days to 90 Days” to “Above 2 years”.
Does Godavari Urban Co-op Bank have special fixed deposit (FD) schemes?
The Godavari Urban Co-operative Bank Ltd.'s rate table lists these named schemes (2): Godavari Amrut (25 months); Godavari Amrut (37 months). Check eligibility and end dates with the bank.
Does Godavari Urban Co-op Bank pay more than the Post Office Time Deposit?
The Godavari Urban Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 5.75% (PO 6.90%), 2y 7.00% (PO 7.00%), 3y 7.25% (PO 7.10%), 5y 7.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Godavari Urban Co-op Bank's 1-year FD rate rank?
The Godavari Urban Co-operative Bank Ltd.'s 1-year general FD rate of 5.75% ranks #900 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Godavari Urban Co-op Bank insured?
Deposits with The Godavari Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Godavari Urban Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Godavari Urban Co-op Bank website before investing.
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Good to know
- Deposits with The Godavari Urban Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Godavari Urban Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Godavari Urban Co-op Bank's FD table includes 2 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Godavari Urban Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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