The Vasai Janata Sahakari Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Vasai Janata Sahakari Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 DAYS to 14 DAYS |
2.75% | 2.75% | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
15 DAYS to 45 DAYS |
3.00% | 3.00% | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
46 DAYS to 90 DAYS |
3.25% | 3.25% | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
91 DAYS to 180 DAYS |
3.50% | 3.50% | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
181 DAYS to 364 DAYS |
4.50% | 4.50% | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
For 1 year |
6.25% | 6.50% | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
Above 1 year upto 2 years |
6.00% | 6.25% | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
13 months Bahujan Utkarsh Thev (13 months) |
6.50% | 6.75% | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 10 Nov 2026 |
Above 2 years upto 3 years |
5.50% | 5.75% | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
Above 3 years upto 10 years |
5.25% | 5.50% | Any amount | 1 Oct 2025 ✓ verified 13 Nov 2026 | official fetched 24 Oct 2026 |
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Vasai Janata Sahakari Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.25%Before you book
Vasai Janata Sahakari Bank Fixed Deposit: frequently asked questions
What is the highest Vasai Janata Sahakari Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Vasai Janata Sahakari Bank Ltd. offers up to 6.50% p.a. on its fixed deposit (FD) (13 months) for general customers and 6.75% p.a. (13 months) for senior citizens. Rates below are as published by the bank. Confirm with Vasai Janata Sahakari Bank before investing.
What is the Vasai Janata Sahakari Bank 1-year FD interest rate?
As of 14 Nov 2026, The Vasai Janata Sahakari Bank Ltd. offers 6.25% p.a. on a 1-year FD for general customers and 6.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vasai Janata Sahakari Bank 2-year FD interest rate?
As of 14 Nov 2026, The Vasai Janata Sahakari Bank Ltd. offers 6.00% p.a. on a 2-year FD for general customers and 6.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vasai Janata Sahakari Bank 3-year FD interest rate?
As of 14 Nov 2026, The Vasai Janata Sahakari Bank Ltd. offers 5.50% p.a. on a 3-year FD for general customers and 5.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Vasai Janata Sahakari Bank 5-year FD interest rate?
As of 14 Nov 2026, The Vasai Janata Sahakari Bank Ltd. offers 5.25% p.a. on a 5-year FD for general customers and 5.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 1 Oct 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Vasai Janata Sahakari Bank?
Yes. Senior citizens (60+) earn up to 0.25% p.a. more than general customers at The Vasai Janata Sahakari Bank Ltd., depending on the tenure.
When did Vasai Janata Sahakari Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Vasai Janata Sahakari Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 25 Oct 2026.
What fixed deposit (FD) tenures does Vasai Janata Sahakari Bank offer?
The Vasai Janata Sahakari Bank Ltd.'s published fixed deposit (FD) rate table has 9 tenure bands, from “7 DAYS to 14 DAYS” to “Above 3 years upto 10 years”.
Does Vasai Janata Sahakari Bank have special fixed deposit (FD) schemes?
The Vasai Janata Sahakari Bank Ltd.'s rate table lists these named schemes (1): Bahujan Utkarsh Thev (13 months). Check eligibility and end dates with the bank.
Does Vasai Janata Sahakari Bank pay more than the Post Office Time Deposit?
The Vasai Janata Sahakari Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.25% (PO 6.90%), 2y 6.00% (PO 7.00%), 3y 5.50% (PO 7.10%), 5y 5.25% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Vasai Janata Sahakari Bank's 1-year FD rate rank?
The Vasai Janata Sahakari Bank Ltd.'s 1-year general FD rate of 6.25% ranks #739 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Vasai Janata Sahakari Bank insured?
Deposits with The Vasai Janata Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Vasai Janata Sahakari Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 1 Oct 2025. Rates can change without notice, so verify on the official Vasai Janata Sahakari Bank website before investing.
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Good to know
- Deposits with The Vasai Janata Sahakari Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Vasai Janata Sahakari Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.25% p.a. more than general customers at Vasai Janata Sahakari Bank, depending on the tenure.
- Vasai Janata Sahakari Bank's FD table includes 1 special schemes; check eligibility and end dates.
Informational only. Always confirm the current rate on the official Vasai Janata Sahakari Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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