Citizen Credit Co-op Bank FD returns at a glance based on investment amount
Deposit
~1 year6.10%
~3 years6.10%
~5 years6.10%
₹50,000
₹53,120₹254/mo
₹59,958₹254/mo
₹67,675₹254/mo
₹1 lakh
₹1,06,241₹508/mo
₹1,19,916₹508/mo
₹1,35,351₹508/mo
₹2 lakh
₹2,12,482₹1,017/mo
₹2,39,831₹1,017/mo
₹2,70,701₹1,017/mo
₹5 lakh
₹5,31,205₹2,542/mo
₹5,99,578₹2,542/mo
₹6,76,753₹2,542/mo
₹10 lakh
₹10,62,410₹5,083/mo
₹11,99,157₹5,083/mo
₹13,53,505₹5,083/mo
Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
Compare Citizen Credit Co-op Bank Fixed Deposit Returns with other Top Banks
Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when Citizen Credit Co-op Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.
Citizen Credit Co-op Bank
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Page states "Additional 0.25% for Senior Citizens (for domestic deposit all tenor)" - not applied (stated as a sentence, not a published column).
Page lists only the product code "RAP30" (no tenure column); the digits are read as 30 days.
Page lists only the product code "RAP90" (no tenure column); the digits are read as 90 days.
Page lists only the product code "FD365" (no tenure column); the digits are read as 365 days.
Page lists only the product code "FD500" (no tenure column); the digits are read as 500 days.
Page lists only the product code "FD725" (no tenure column); the digits are read as 725 days.
Page lists only the product code "FD999" (no tenure column); the digits are read as 999 days.
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No separate Senior rate — showing General rates.
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No super-senior rate — showing General rates.
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Higher 1 year Fixed Deposit rates than Citizen Credit Co-op Bank
Citizen Credit Co-op Bank Fixed Deposit rate changes
Changes to Citizen Credit Co-op Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 10 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Citizen Credit Co-op Bank's fixed deposit (FD) rates has been recorded since tracking started on 10 Oct 2026.
Compare Citizen Credit Co-op Bank with similar banks
Citizen Credit Co-op Bank Fixed Deposit: frequently asked questions
What is the highest Citizen Credit Co-op Bank Fixed Deposit interest rate?
As of 18 Oct 2026, Citizen Credit Co-operative Bank Ltd. offers up to 6.35% p.a. on its fixed deposit (FD) (999 days) for general customers. Rates below are as published by the bank — confirm with Citizen Credit Co-op Bank before investing.
What is the Citizen Credit Co-op Bank 2-year FD interest rate?
As of 18 Oct 2026, Citizen Credit Co-operative Bank Ltd. offers 6.00% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Aug 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Citizen Credit Co-op Bank 3-year FD interest rate?
As of 18 Oct 2026, Citizen Credit Co-operative Bank Ltd. offers 6.10% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Aug 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Citizen Credit Co-op Bank 5-year FD interest rate?
As of 18 Oct 2026, Citizen Credit Co-operative Bank Ltd. offers 6.10% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 1 Aug 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Citizen Credit Co-op Bank?
Citizen Credit Co-operative Bank Ltd. does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
What fixed deposit (FD) tenures does Citizen Credit Co-op Bank offer?
Citizen Credit Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 days to 29 days” to “3 years upto 5 years”.
Does Citizen Credit Co-op Bank have special fixed deposit (FD) schemes?
Citizen Credit Co-operative Bank Ltd.'s rate table lists these named schemes (6): RAP30; RAP90; FD365; FD500; FD725…. Check eligibility and end dates with the bank.
Does Citizen Credit Co-op Bank pay more than the Post Office Time Deposit?
Citizen Credit Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 3 standard tenures compared (general rates). Rates: 2y 6.00% (PO 7.00%), 3y 6.10% (PO 7.10%), 5y 6.10% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Citizen Credit Co-op Bank's 1-year FD rate rank?
Citizen Credit Co-operative Bank Ltd.'s 1-year general FD rate of 6.10% ranks #211 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Citizen Credit Co-op Bank insured?
Deposits with Citizen Credit Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Citizen Credit Co-op Bank rates?
RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 1 Aug 2026. Rates can change without notice, so verify on the official Citizen Credit Co-op Bank website before investing.
Deposits with Citizen Credit Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
Citizen Credit Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Citizen Credit Co-op Bank's FD table includes 6 special schemes; check eligibility and end dates.
officialEffective 22 Jun 2020 · Ingested 10 Oct 2026 · Verified 18 Oct 2026 · View source
Informational only — always confirm the current rate on theofficial Citizen Credit Co-op Bank websitebefore investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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