The Guntur Co-operative Urban Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Guntur Urban Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
30 days to 89 days |
4.00% | 4.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
90 days to 179 days |
4.50% | 5.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
180 days to below 1 year |
6.50% | 7.00% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
1 year to below 2 years |
7.25% | 7.75% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
2 years to below 3 years |
7.75% | 8.25% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 3 years |
8.00% | 8.50% | Any amount | unavailable ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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Guntur Urban Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.25%- The bank publishes no effective date
Before you book
Guntur Urban Bank Fixed Deposit: frequently asked questions
What is the highest Guntur Urban Bank Fixed Deposit interest rate?
As of 14 Nov 2026, The Guntur Co-operative Urban Bank Ltd. offers up to 8.00% p.a. on its fixed deposit (FD) (Above 3 years) for general customers and 8.50% p.a. (Above 3 years) for senior citizens. Rates below are as published by the bank. Confirm with Guntur Urban Bank before investing.
What is the Guntur Urban Bank 1-year FD interest rate?
As of 14 Nov 2026, The Guntur Co-operative Urban Bank Ltd. offers 7.25% p.a. on a 1-year FD for general customers and 7.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Guntur Urban Bank 2-year FD interest rate?
As of 14 Nov 2026, The Guntur Co-operative Urban Bank Ltd. offers 7.75% p.a. on a 2-year FD for general customers and 8.25% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Guntur Urban Bank 5-year FD interest rate?
As of 14 Nov 2026, The Guntur Co-operative Urban Bank Ltd. offers 8.00% p.a. on a 5-year FD for general customers and 8.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective unavailable and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Guntur Urban Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at The Guntur Co-operative Urban Bank Ltd., depending on the tenure.
When did Guntur Urban Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Guntur Co-operative Urban Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.
What fixed deposit (FD) tenures does Guntur Urban Bank offer?
The Guntur Co-operative Urban Bank Ltd.'s published fixed deposit (FD) rate table has 6 tenure bands, from “30 days to 89 days” to “Above 3 years”.
Does Guntur Urban Bank pay more than the Post Office Time Deposit?
The Guntur Co-operative Urban Bank Ltd. pays more than the Post Office Time Deposit at 3 of 3 standard tenures compared (general rates). Rates: 1y 7.25% (PO 6.90%), 2y 7.75% (PO 7.00%), 5y 8.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Guntur Urban Bank's 1-year FD rate rank?
The Guntur Co-operative Urban Bank Ltd.'s 1-year general FD rate of 7.25% ranks #190 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Guntur Urban Bank insured?
Deposits with The Guntur Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Guntur Urban Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026. Rates can change without notice, so verify on the official Guntur Urban Bank website before investing.
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Good to know
- Deposits with The Guntur Co-operative Urban Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Guntur Urban Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Guntur Urban Bank, depending on the tenure.
Informational only. Always confirm the current rate on the official Guntur Urban Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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