Dataset refreshed 26 Sept 2026

Who raised or cut deposit rates

A daily-tracked log of rate changes across India's banks — hikes and cuts, ranked by how much they moved.

Rate changes tracked
202
across 8 daily snapshots
Hikes
120
rates raised
Cuts
82
rates lowered

Recent rate changes

Biggest moves first · 18 Sept 2026–26 Sept 2026

Bank & productWasNowChangeOn
Indian Bank
Fixed Deposit · 7–14 days · General
2.80% 7.50% 4.70% 26 Sept 2026
Indian Bank
Fixed Deposit · 15–29 days · General
2.80% 7.50% 4.70% 26 Sept 2026
Indian Bank
Fixed Deposit · 30–45 days · General
3.00% 7.50% 4.50% 26 Sept 2026
Indian Bank
Fixed Deposit · 46–90 days · General
3.25% 7.50% 4.25% 26 Sept 2026
Indian Bank
Fixed Deposit · 91–120 days · General
3.50% 7.50% 4.00% 26 Sept 2026
Indian Bank
Fixed Deposit · 181–269 days · General
4.50% 7.50% 3.00% 26 Sept 2026
Indian Bank
Fixed Deposit · 270–364 days · General
4.75% 7.50% 2.75% 26 Sept 2026
Indian Bank
Savings Account · 0+ days · General
0.50% 2.80% 2.30% 26 Sept 2026
Punjab & Sind Bank
Fixed Deposit · 46–90 days · Senior
5.55% 3.35% 2.20% 26 Sept 2026
Punjab & Sind Bank
Fixed Deposit · 31–45 days · General
2.85% 5.00% 2.15% 26 Sept 2026
Punjab National Bank
Fixed Deposit · 15–45 days · General
3.00% 5.00% 2.00% 26 Sept 2026
Punjab & Sind Bank
Fixed Deposit · 7–14 days · General
2.85% 4.85% 2.00% 26 Sept 2026
Punjab & Sind Bank
Fixed Deposit · 15–30 days · General
2.85% 4.85% 2.00% 26 Sept 2026
Punjab National Bank
Savings Account · 0+ days · General
2.50% 4.25% 1.75% 26 Sept 2026
Punjab National Bank
Fixed Deposit · 7–14 days · General
3.00% 4.50% 1.50% 26 Sept 2026
Central Bank of India
Fixed Deposit · 7–14 days · Senior
3.00% 4.50% 1.50% 26 Sept 2026
Indian Bank
Fixed Deposit · 121–180 days · General
3.85% 5.25% 1.40% 26 Sept 2026
Indian Bank
Fixed Deposit · 1 year · General
6.10% 7.50% 1.40% 26 Sept 2026
ESAF Small Finance Bank
Fixed Deposit · 3 years · General
7.40% 6.00% 1.40% 26 Sept 2026
ESAF Small Finance Bank
Fixed Deposit · 3 years · Senior
7.90% 6.50% 1.40% 26 Sept 2026
UCO Bank
Recurring Deposit · 3000 days · Senior
8.04% 6.70% 1.34% 26 Sept 2026
Indian Bank
Fixed Deposit · 46–90 days · General
5.25% 4.00% 1.25% 26 Sept 2026
Central Bank of India
Fixed Deposit · 15–30 days · Senior
3.50% 4.75% 1.25% 26 Sept 2026
Central Bank of India
Fixed Deposit · 31–45 days · Senior
3.50% 4.75% 1.25% 26 Sept 2026
UCO Bank
Fixed Deposit · 7–14 days · General
2.90% 4.00% 1.10% 26 Sept 2026
ESAF Small Finance Bank
Fixed Deposit · 5 years · General
6.80% 5.75% 1.05% 26 Sept 2026
ESAF Small Finance Bank
Fixed Deposit · 5 years · Senior
7.30% 6.25% 1.05% 26 Sept 2026
Punjab National Bank
Fixed Deposit · 1205–1825 days · General
6.35% 5.35% 1.00% 26 Sept 2026
Canara Bank
Fixed Deposit · 46–90 days · General
4.00% 5.00% 1.00% 26 Sept 2026
Canara Bank
Fixed Deposit · 180–269 days · General
5.25% 6.25% 1.00% 26 Sept 2026
Canara Bank
Fixed Deposit · 270–364 days · General
5.50% 6.50% 1.00% 26 Sept 2026
Central Bank of India
Fixed Deposit · 7–14 days · General
3.00% 4.00% 1.00% 26 Sept 2026
Central Bank of India
Fixed Deposit · 46–59 days · Senior
4.25% 5.25% 1.00% 26 Sept 2026
Central Bank of India
Fixed Deposit · 60–90 days · Senior
4.00% 5.00% 1.00% 26 Sept 2026
Union Bank of India
Fixed Deposit · 181–364 days · General
6.30% 5.40% 0.90% 26 Sept 2026
Maharashtra Gramin Bank
Fixed Deposit · 1 year · General
7.15% 6.25% 0.90% 26 Sept 2026
Maharashtra Gramin Bank
Fixed Deposit · 1 year · Senior
7.65% 6.75% 0.90% 26 Sept 2026
Bank of Baroda
Fixed Deposit · 91–180 days · General
5.75% 5.00% 0.75% 26 Sept 2026
Bank of Baroda
Fixed Deposit · 91–180 days · Senior
6.25% 5.50% 0.75% 26 Sept 2026
Canara Bank
Fixed Deposit · 5 years · General
6.25% 7.00% 0.75% 26 Sept 2026
Union Bank of India
Fixed Deposit · 46–90 days · Senior
5.25% 4.50% 0.75% 26 Sept 2026
Central Bank of India
Fixed Deposit · 15–30 days · General
3.50% 4.25% 0.75% 26 Sept 2026
Central Bank of India
Fixed Deposit · 31–45 days · General
3.50% 4.25% 0.75% 26 Sept 2026
Central Bank of India
Fixed Deposit · 91–179 days · Senior
4.25% 5.00% 0.75% 26 Sept 2026
UCO Bank
Fixed Deposit · 91–180 days · General
5.50% 4.75% 0.75% 26 Sept 2026
Jana Small Finance Bank
Fixed Deposit · 61–90 days · Senior
5.50% 4.75% 0.75% 26 Sept 2026
Andhra Pradesh Grameena Bank
Fixed Deposit · 46–90 days · Senior
4.50% 5.25% 0.75% 26 Sept 2026
Jana Small Finance Bank
Fixed Deposit · 2 years · Senior
9.00% 8.30% 0.70% 26 Sept 2026
Madhya Pradesh Gramin Bank
Fixed Deposit · 3 years · General
7.00% 6.30% 0.70% 26 Sept 2026
Madhya Pradesh Gramin Bank
Fixed Deposit · 3 years · Senior
7.50% 6.80% 0.70% 26 Sept 2026
Indian Bank
Fixed Deposit · 2 years · General
6.15% 5.50% 0.65% 26 Sept 2026
Maharashtra Gramin Bank
Fixed Deposit · 2 years · General
6.75% 6.10% 0.65% 26 Sept 2026
Maharashtra Gramin Bank
Fixed Deposit · 2 years · Senior
7.25% 6.60% 0.65% 26 Sept 2026
Uttarakhand Gramin Bank
Fixed Deposit · 91–180 days · Senior
5.75% 5.10% 0.65% 26 Sept 2026
Canara Bank
Fixed Deposit · 3 years · General
6.25% 6.85% 0.60% 26 Sept 2026
Uttarakhand Gramin Bank
Fixed Deposit · 46–90 days · General
4.50% 5.10% 0.60% 26 Sept 2026
UCO Bank
Fixed Deposit · 2001–2999 days · Senior
7.06% 6.50% 0.56% 26 Sept 2026
UCO Bank
Recurring Deposit · 2001–2999 days · Senior
7.06% 6.50% 0.56% 26 Sept 2026
Indian Bank
Fixed Deposit · 3 years · General
6.05% 5.50% 0.55% 26 Sept 2026
Punjab National Bank
Fixed Deposit · 46–90 days · General
4.50% 5.00% 0.50% 26 Sept 2026

About these rates

Rates are compiled across India's banks and refreshed daily; 65 banks are scraped directly from their official sites, the rest from aggregated sources. Bank deposits are DICGC-insured up to ₹5 lakh; Post Office savings schemes carry a sovereign guarantee (Government of India). Verify on the bank's site before investing.