A daily-tracked log of rate changes across India's banks — hikes and cuts, ranked by how much they moved.
Biggest moves first · 18 Sept 2026–26 Sept 2026
| Bank & product | Was | Now | Change | On |
|---|---|---|---|---|
| Indian Bank
Fixed Deposit · 7–14 days · General |
2.80% | 7.50% | 4.70% | 26 Sept 2026 |
| Indian Bank
Fixed Deposit · 15–29 days · General |
2.80% | 7.50% | 4.70% | 26 Sept 2026 |
| Indian Bank
Fixed Deposit · 30–45 days · General |
3.00% | 7.50% | 4.50% | 26 Sept 2026 |
| Indian Bank
Fixed Deposit · 46–90 days · General |
3.25% | 7.50% | 4.25% | 26 Sept 2026 |
| Indian Bank
Fixed Deposit · 91–120 days · General |
3.50% | 7.50% | 4.00% | 26 Sept 2026 |
| Indian Bank
Fixed Deposit · 181–269 days · General |
4.50% | 7.50% | 3.00% | 26 Sept 2026 |
| Indian Bank
Fixed Deposit · 270–364 days · General |
4.75% | 7.50% | 2.75% | 26 Sept 2026 |
| Indian Bank
Savings Account · 0+ days · General |
0.50% | 2.80% | 2.30% | 26 Sept 2026 |
| Punjab & Sind Bank
Fixed Deposit · 46–90 days · Senior |
5.55% | 3.35% | 2.20% | 26 Sept 2026 |
| Punjab & Sind Bank
Fixed Deposit · 31–45 days · General |
2.85% | 5.00% | 2.15% | 26 Sept 2026 |
| Punjab National Bank
Fixed Deposit · 15–45 days · General |
3.00% | 5.00% | 2.00% | 26 Sept 2026 |
| Punjab & Sind Bank
Fixed Deposit · 7–14 days · General |
2.85% | 4.85% | 2.00% | 26 Sept 2026 |
| Punjab & Sind Bank
Fixed Deposit · 15–30 days · General |
2.85% | 4.85% | 2.00% | 26 Sept 2026 |
| Punjab National Bank
Savings Account · 0+ days · General |
2.50% | 4.25% | 1.75% | 26 Sept 2026 |
| Punjab National Bank
Fixed Deposit · 7–14 days · General |
3.00% | 4.50% | 1.50% | 26 Sept 2026 |
| Central Bank of India
Fixed Deposit · 7–14 days · Senior |
3.00% | 4.50% | 1.50% | 26 Sept 2026 |
| Indian Bank
Fixed Deposit · 121–180 days · General |
3.85% | 5.25% | 1.40% | 26 Sept 2026 |
| Indian Bank
Fixed Deposit · 1 year · General |
6.10% | 7.50% | 1.40% | 26 Sept 2026 |
| ESAF Small Finance Bank
Fixed Deposit · 3 years · General |
7.40% | 6.00% | 1.40% | 26 Sept 2026 |
| ESAF Small Finance Bank
Fixed Deposit · 3 years · Senior |
7.90% | 6.50% | 1.40% | 26 Sept 2026 |
| UCO Bank
Recurring Deposit · 3000 days · Senior |
8.04% | 6.70% | 1.34% | 26 Sept 2026 |
| Indian Bank
Fixed Deposit · 46–90 days · General |
5.25% | 4.00% | 1.25% | 26 Sept 2026 |
| Central Bank of India
Fixed Deposit · 15–30 days · Senior |
3.50% | 4.75% | 1.25% | 26 Sept 2026 |
| Central Bank of India
Fixed Deposit · 31–45 days · Senior |
3.50% | 4.75% | 1.25% | 26 Sept 2026 |
| UCO Bank
Fixed Deposit · 7–14 days · General |
2.90% | 4.00% | 1.10% | 26 Sept 2026 |
| ESAF Small Finance Bank
Fixed Deposit · 5 years · General |
6.80% | 5.75% | 1.05% | 26 Sept 2026 |
| ESAF Small Finance Bank
Fixed Deposit · 5 years · Senior |
7.30% | 6.25% | 1.05% | 26 Sept 2026 |
| Punjab National Bank
Fixed Deposit · 1205–1825 days · General |
6.35% | 5.35% | 1.00% | 26 Sept 2026 |
| Canara Bank
Fixed Deposit · 46–90 days · General |
4.00% | 5.00% | 1.00% | 26 Sept 2026 |
| Canara Bank
Fixed Deposit · 180–269 days · General |
5.25% | 6.25% | 1.00% | 26 Sept 2026 |
| Canara Bank
Fixed Deposit · 270–364 days · General |
5.50% | 6.50% | 1.00% | 26 Sept 2026 |
| Central Bank of India
Fixed Deposit · 7–14 days · General |
3.00% | 4.00% | 1.00% | 26 Sept 2026 |
| Central Bank of India
Fixed Deposit · 46–59 days · Senior |
4.25% | 5.25% | 1.00% | 26 Sept 2026 |
| Central Bank of India
Fixed Deposit · 60–90 days · Senior |
4.00% | 5.00% | 1.00% | 26 Sept 2026 |
| Union Bank of India
Fixed Deposit · 181–364 days · General |
6.30% | 5.40% | 0.90% | 26 Sept 2026 |
| Maharashtra Gramin Bank
Fixed Deposit · 1 year · General |
7.15% | 6.25% | 0.90% | 26 Sept 2026 |
| Maharashtra Gramin Bank
Fixed Deposit · 1 year · Senior |
7.65% | 6.75% | 0.90% | 26 Sept 2026 |
| Bank of Baroda
Fixed Deposit · 91–180 days · General |
5.75% | 5.00% | 0.75% | 26 Sept 2026 |
| Bank of Baroda
Fixed Deposit · 91–180 days · Senior |
6.25% | 5.50% | 0.75% | 26 Sept 2026 |
| Canara Bank
Fixed Deposit · 5 years · General |
6.25% | 7.00% | 0.75% | 26 Sept 2026 |
| Union Bank of India
Fixed Deposit · 46–90 days · Senior |
5.25% | 4.50% | 0.75% | 26 Sept 2026 |
| Central Bank of India
Fixed Deposit · 15–30 days · General |
3.50% | 4.25% | 0.75% | 26 Sept 2026 |
| Central Bank of India
Fixed Deposit · 31–45 days · General |
3.50% | 4.25% | 0.75% | 26 Sept 2026 |
| Central Bank of India
Fixed Deposit · 91–179 days · Senior |
4.25% | 5.00% | 0.75% | 26 Sept 2026 |
| UCO Bank
Fixed Deposit · 91–180 days · General |
5.50% | 4.75% | 0.75% | 26 Sept 2026 |
| Jana Small Finance Bank
Fixed Deposit · 61–90 days · Senior |
5.50% | 4.75% | 0.75% | 26 Sept 2026 |
| Andhra Pradesh Grameena Bank
Fixed Deposit · 46–90 days · Senior |
4.50% | 5.25% | 0.75% | 26 Sept 2026 |
| Jana Small Finance Bank
Fixed Deposit · 2 years · Senior |
9.00% | 8.30% | 0.70% | 26 Sept 2026 |
| Madhya Pradesh Gramin Bank
Fixed Deposit · 3 years · General |
7.00% | 6.30% | 0.70% | 26 Sept 2026 |
| Madhya Pradesh Gramin Bank
Fixed Deposit · 3 years · Senior |
7.50% | 6.80% | 0.70% | 26 Sept 2026 |
| Indian Bank
Fixed Deposit · 2 years · General |
6.15% | 5.50% | 0.65% | 26 Sept 2026 |
| Maharashtra Gramin Bank
Fixed Deposit · 2 years · General |
6.75% | 6.10% | 0.65% | 26 Sept 2026 |
| Maharashtra Gramin Bank
Fixed Deposit · 2 years · Senior |
7.25% | 6.60% | 0.65% | 26 Sept 2026 |
| Uttarakhand Gramin Bank
Fixed Deposit · 91–180 days · Senior |
5.75% | 5.10% | 0.65% | 26 Sept 2026 |
| Canara Bank
Fixed Deposit · 3 years · General |
6.25% | 6.85% | 0.60% | 26 Sept 2026 |
| Uttarakhand Gramin Bank
Fixed Deposit · 46–90 days · General |
4.50% | 5.10% | 0.60% | 26 Sept 2026 |
| UCO Bank
Fixed Deposit · 2001–2999 days · Senior |
7.06% | 6.50% | 0.56% | 26 Sept 2026 |
| UCO Bank
Recurring Deposit · 2001–2999 days · Senior |
7.06% | 6.50% | 0.56% | 26 Sept 2026 |
| Indian Bank
Fixed Deposit · 3 years · General |
6.05% | 5.50% | 0.55% | 26 Sept 2026 |
| Punjab National Bank
Fixed Deposit · 46–90 days · General |
4.50% | 5.00% | 0.50% | 26 Sept 2026 |
Rates are compiled across India's banks and refreshed daily; 65 banks are scraped directly from their official sites, the rest from aggregated sources. Bank deposits are DICGC-insured up to ₹5 lakh; Post Office savings schemes carry a sovereign guarantee (Government of India). Verify on the bank's site before investing.
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