Rates verified from official source

District Co-operative Bank Ltd., Saharanpur Fixed Deposit interest rates · November 2026

Saharanpur DCB's best Fixed Deposit rate is 6.65% (1 year to less than 2 years), 2.85 points below the best on the market (9.50%).

  • Seniors: up to 7.15% (1 year to less than 2 years), 0.50 points above the general rate for that tenure.

What will my FD earn at Saharanpur DCB?

Estimated value after 1 year · before tax ₹5,34,088 6.65% p.a. · ₹34,088 interest · quarterly compounding
TenureGeneralSeniorApplies toEffective OnSource
7 days to 14 days
3.00% – Any amount
25 Jun 2025
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
15 days
to 90 days
2 slabs at this rate
3.50% – Any amount
25 Jun 2025
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
91 days to
180 days
4.50% – Any amount
25 Jun 2025
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
181 days to
less than 1 year
6.00% – Any amount
25 Jun 2025
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
1 year to less
than 2 years
6.65% 7.15% Any amount
25 Jun 2025
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026
2 years to
10 years
3 slabs at this rate
6.50% 7.00% Any amount
25 Jun 2025
✓ verified 13 Nov 2026
official
fetched 27 Oct 2026

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Saharanpur DCB FD return examples

Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.

FD rates by tenure

Select a term · Annual rates for ₹5,00,000

1 year

6.65%
Before you book

Saharanpur DCB Fixed Deposit: frequently asked questions

What is the highest Saharanpur DCB Fixed Deposit interest rate?

As of 14 Nov 2026, District Co-operative Bank Ltd., Saharanpur offers up to 6.65% p.a. on its fixed deposit (FD) (1 year to less than 2 years) for general customers and 7.15% p.a. (1 year to less than 2 years) for senior citizens. Rates below are as published by the bank. Confirm with Saharanpur DCB before investing.

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What is the Saharanpur DCB 1-year FD interest rate?

As of 14 Nov 2026, District Co-operative Bank Ltd., Saharanpur offers 6.65% p.a. on a 1-year FD for general customers and 7.15% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 25 Jun 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Saharanpur DCB 2-year FD interest rate?

As of 14 Nov 2026, District Co-operative Bank Ltd., Saharanpur offers 6.50% p.a. on a 2-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 25 Jun 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Saharanpur DCB 3-year FD interest rate?

As of 14 Nov 2026, District Co-operative Bank Ltd., Saharanpur offers 6.50% p.a. on a 3-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 25 Jun 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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What is the Saharanpur DCB 5-year FD interest rate?

As of 14 Nov 2026, District Co-operative Bank Ltd., Saharanpur offers 6.50% p.a. on a 5-year FD for general customers and 7.00% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 25 Jun 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.

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Do senior citizens get higher Fixed Deposit rates at Saharanpur DCB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at District Co-operative Bank Ltd., Saharanpur, depending on the tenure.

See today's top senior citizen rates →

When did Saharanpur DCB last change its Fixed Deposit rates?

RateScan.in has recorded no change to District Co-operative Bank Ltd., Saharanpur's fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.

Rate movements →

What fixed deposit (FD) tenures does Saharanpur DCB offer?

District Co-operative Bank Ltd., Saharanpur's published fixed deposit (FD) rate table has 9 tenure bands, from “7 days to 14 days” to “5 years to 10 years”.

Does Saharanpur DCB pay more than the Post Office Time Deposit?

District Co-operative Bank Ltd., Saharanpur pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.65% (PO 6.90%), 2y 6.50% (PO 7.00%), 3y 6.50% (PO 7.10%), 5y 6.50% (PO 7.50%). PO is the Post Office Time Deposit rate.

See the Post Office schemes guide →

How does Saharanpur DCB's 1-year FD rate rank?

District Co-operative Bank Ltd., Saharanpur's 1-year general FD rate of 6.65% ranks #559 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.

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Is my fixed deposit (FD) with Saharanpur DCB insured?

Deposits with District Co-operative Bank Ltd., Saharanpur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these Saharanpur DCB rates?

RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 25 Jun 2025. Rates can change without notice, so verify on the official Saharanpur DCB website before investing.

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Good to know

  • Deposits with District Co-operative Bank Ltd., Saharanpur are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
  • Saharanpur DCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
  • Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Saharanpur DCB, depending on the tenure.

Informational only. Always confirm the current rate on the official Saharanpur DCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.

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