Rates verified from official source

Punjab National Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Punjab National Bank offers up to 6.70% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.20% p.a. (444 days) for senior citizens. Rates below are as published by the bank — confirm with PNB before investing.

Maturity calculator

Estimate returns at PNB (quarterly compounding)

₹
—

Fixed Deposit rates

Rates for deposits below ₹3 crore · General / Senior / Super Senior · trend over time

4%4.50%5%5.50%6%6.50%7%7.50% 7 to 14 days: 4.50% 15 to 45 days: 5.00% 46 to 90 days: 5.00% 91 to 154 days · PNB Uttam: 5.05% 155 days · PNB Uttam: 5.65% 156 to 179 days · PNB Uttam: 5.05% 180 to 270 days · PNB Uttam: 5.85% 271 to 302 days · PNB Uttam: 6.05% 303 days · PNB Uttam: 6.00% 304 days to less than 1 year · PNB Uttam: 6.05% 1 year · PNB Uttam: 6.35% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) above 1 year to 389 days · PNB Uttam: 6.40% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 390 days · PNB Uttam: 6.40% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 391 to 443 days · PNB Uttam: 6.40% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · PNB Uttam: 6.70% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 445 to 665 days · PNB Uttam: 6.40% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 445 days to 2 years · PNB Uttam: 6.20% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 666 days · PNB Uttam: 6.60% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 667 days to 2 years · PNB Uttam: 6.40% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) above 2 to 3 years · PNB Uttam: 6.40% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) above 3 years to 1203 days · PNB Uttam: 6.45% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 1204 days · PNB Uttam: 6.40% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 1205 days to 5 years · PNB Uttam: 6.45% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years · PNB Tax Saver: 6.10% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) above 5 to 10 years · PNB Uttam: 6.10% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d2m3m5m5m6m9m10m10m1y366d390d391d444d445d445d666d667d731d1096d1204d1205d5y1826d General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 7 to 14 days: 3.50% (General: 3.00%) 15 to 45 days: 3.50% (General: 3.00%) 46 to 90 days: 5.00% (General: 4.50%) 91 to 154 days · PNB Uttam: 5.50% (General: 5.00%) 155 days · PNB Uttam: 6.15% (General: 5.65%) 156 to 179 days · PNB Uttam: 5.50% (General: 5.00%) 180 to 270 days · PNB Uttam: 6.20% (General: 5.70%) 271 to 302 days · PNB Uttam: 6.20% (General: 5.70%) 303 days · PNB Uttam: 6.15% (General: 5.65%) 304 days to less than 1 year · PNB Uttam: 6.20% (General: 5.70%) 1 year · PNB Uttam: 6.85% (General: 6.35%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) above 1 year to 389 days · PNB Uttam: 6.90% (General: 6.40%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 390 days · PNB Uttam: 6.90% (General: 6.40%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 391 to 443 days · PNB Uttam: 6.90% (General: 6.40%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 444 days · PNB Uttam: 7.20% (General: 6.70%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 445 to 665 days · PNB Uttam: 6.90% (General: 6.40%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 666 days · PNB Uttam: 7.10% (General: 6.60%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 667 days to 2 years · PNB Uttam: 6.90% (General: 6.40%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) above 2 to 3 years · PNB Uttam: 6.90% (General: 6.40%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) above 3 years to 1203 days · PNB Uttam: 6.95% (General: 6.45%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 1204 days · PNB Uttam: 6.90% (General: 6.40%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 1205 days to 5 years · PNB Uttam: 6.95% (General: 6.45%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years · PNB Tax Saver: 6.60% (General: 6.10%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) above 5 to 10 years · PNB Uttam: 6.90% (General: 6.10%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d2m3m5m5m6m9m10m10m1y366d390d391d444d445d666d667d731d1096d1204d1205d5y1826d Senior General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 7 to 14 days: 3.80% (Senior: 3.50%) 15 to 45 days: 3.80% (Senior: 3.50%) 46 to 90 days: 5.30% (Senior: 5.00%) 91 to 154 days · PNB Uttam: 5.80% (Senior: 5.50%) 155 days · PNB Uttam: 6.45% (Senior: 6.15%) 156 to 179 days · PNB Uttam: 5.80% (Senior: 5.50%) 180 to 270 days · PNB Uttam: 6.50% (Senior: 6.20%) 271 to 302 days · PNB Uttam: 6.50% (Senior: 6.20%) 303 days · PNB Uttam: 6.45% (Senior: 6.15%) 304 days to less than 1 year · PNB Uttam: 6.50% (Senior: 6.20%) 1 year · PNB Uttam: 7.15% (Senior: 6.85%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) above 1 year to 389 days · PNB Uttam: 7.20% (Senior: 6.90%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 390 days · PNB Uttam: 7.20% (Senior: 6.90%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 391 to 443 days · PNB Uttam: 7.20% (Senior: 6.90%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 444 days · PNB Uttam: 7.50% (Senior: 7.20%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 445 to 665 days · PNB Uttam: 7.20% (Senior: 6.90%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 666 days · PNB Uttam: 7.40% (Senior: 7.10%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 667 days to 2 years · PNB Uttam: 7.20% (Senior: 6.90%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) above 2 to 3 years · PNB Uttam: 7.20% (Senior: 6.90%) · Post Office TD: 7.00% (above the govt-guaranteed benchmark) above 3 years to 1203 days · PNB Uttam: 7.25% (Senior: 6.95%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 1204 days · PNB Uttam: 7.20% (Senior: 6.90%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 1205 days to 5 years · PNB Uttam: 7.25% (Senior: 6.95%) · Post Office TD: 7.10% (above the govt-guaranteed benchmark) 5 years · PNB Tax Saver: 6.90% (Senior: 6.60%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) above 5 to 10 years · PNB Uttam: 6.90% (Senior: 6.90%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d15d2m3m5m5m6m9m10m10m1y366d390d391d444d445d666d667d731d1096d1204d1205d5y1826d Super Senior Senior Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorSuper Sr.TrendApplies toAs ofSource
7 to 14 days
 3.00% 3.50% 3.80% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
7 to 14 days
 4.50% 3.50% 3.80% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
15 to 45 days
 3.00% 3.50% 3.80% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
15 to 45 days
 5.00% 3.50% 3.80% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
46 to 90 days
 4.50% 5.00% 5.30% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
46 to 90 days
 5.00% 5.00% 5.30% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
91 to 154 days
 4.90% 5.40% 5.70% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
91 to 154 days
PNB Uttam
 5.00% 5.50% 5.80% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
91 to 154 days
 5.00% 5.40% 5.70% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
91 to 154 days
PNB Uttam
 5.05% 5.50% 5.80% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
155 days
 5.55% 6.05% 6.35% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
155 days
PNB Uttam
 5.65% 6.15% 6.45% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
155 days
 5.55% 6.05% 6.35% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
155 days
PNB Uttam
 5.60% 6.15% 6.45% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
156 to 179 days
 4.90% 5.40% 5.70% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
156 to 179 days
PNB Uttam
 5.00% 5.50% 5.80% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
156 to 179 days
 5.00% 5.40% 5.70% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
156 to 179 days
PNB Uttam
 5.05% 5.50% 5.80% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
180 to 270 days
 5.60% 6.10% 6.40% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
180 to 270 days
PNB Uttam
 5.70% 6.20% 6.50% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
180 to 270 days
 5.80% 6.10% 6.40% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
180 to 270 days
PNB Uttam
 5.85% 6.20% 6.50% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
271 to 302 days
 5.60% 6.10% 6.40% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
271 to 302 days
PNB Uttam
 5.70% 6.20% 6.50% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
271 to 302 days
 6.00% 6.10% 6.40% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
271 to 302 days
PNB Uttam
 6.05% 6.20% 6.50% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
303 days
 5.55% 6.05% 6.35% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
303 days
PNB Uttam
 5.65% 6.15% 6.45% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
303 days
 5.95% 6.05% 6.35% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
303 days
PNB Uttam
 6.00% 6.15% 6.45% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
304 days to less than 1 year
 5.60% 6.10% 6.40% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
304 days to less than 1 year
PNB Uttam
 5.70% 6.20% 6.50% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
304 days to less than 1 year
 6.00% 6.10% 6.40% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
304 days to less than 1 year
PNB Uttam
 6.05% 6.20% 6.50% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1 year
 6.25% 6.75% 7.05% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1 year
PNB Uttam
 6.35% 6.85% 7.15% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1 year
 6.25% 6.75% 7.05% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1 year
PNB Uttam
 6.30% 6.85% 7.15% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 1 year to 389 days
 6.30% 6.80% 7.10% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 1 year to 389 days
PNB Uttam
 6.40% 6.90% 7.20% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 1 year to 389 days
 6.15% 6.80% 7.10% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 1 year to 389 days
PNB Uttam
 6.20% 6.90% 7.20% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
390 days
 6.30% 6.80% 7.10% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
390 days
PNB Uttam
 6.40% 6.90% 7.20% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
390 days
 6.20% 6.80% 7.10% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
390 days
PNB Uttam
 6.25% 6.90% 7.20% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
391 to 443 days
 6.30% 6.80% 7.10% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
391 to 443 days
PNB Uttam
 6.40% 6.90% 7.20% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
391 to 443 days
 6.15% 6.80% 7.10% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
391 to 443 days
PNB Uttam
 6.20% 6.90% 7.20% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
444 days
 6.60% 7.10% 7.40% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
444 days
PNB Uttam
 6.70% 7.20% 7.50% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
444 days
 6.60% 7.10% 7.40% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
444 days
PNB Uttam
 6.65% 7.20% 7.50% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
445 to 665 days
 6.30% 6.80% 7.10% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
445 to 665 days
PNB Uttam
 6.40% 6.90% 7.20% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
445 days to 2 years
 6.15% — — ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
445 days to 2 years
PNB Uttam
 6.20% — — ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
666 days
 6.50% 7.00% 7.30% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
666 days
PNB Uttam
 6.60% 7.10% 7.40% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
667 days to 2 years
 6.30% 6.80% 7.10% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
667 days to 2 years
PNB Uttam
 6.40% 6.90% 7.20% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 2 to 3 years
 6.30% 6.80% 7.10% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 2 to 3 years
PNB Uttam
 6.40% 6.90% 7.20% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 2 to 3 years
 6.05% 6.80% 7.10% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 2 to 3 years
PNB Uttam
 6.10% 6.90% 7.20% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 3 years to 1203 days
 6.35% 6.85% 7.15% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 3 years to 1203 days
PNB Uttam
 6.45% 6.95% 7.25% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 3 years to 1203 days
 5.35% 6.85% 7.15% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 3 years to 1203 days
PNB Uttam
 5.40% 6.95% 7.25% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1204 days
 6.30% 6.80% 7.10% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1204 days
PNB Uttam
 6.40% 6.90% 7.20% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1204 days
 5.30% 6.80% 7.10% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1204 days
PNB Uttam
 5.35% 6.90% 7.20% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1205 days to 5 years
 6.35% 6.85% 7.15% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1205 days to 5 years
PNB Uttam
 6.45% 6.95% 7.25% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1205 days to 5 years
 5.35% 6.85% 7.15% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
1205 days to 5 years
PNB Uttam
 5.40% 6.95% 7.25% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
5 years
PNB Tax Saver
 6.10% 6.60% 6.90% Below ₹3 crore
1 Feb 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 5 to 10 years
 6.00% 6.80% 6.80% Below ₹3 crore
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 5 to 10 years
PNB Uttam
 6.10% 6.90% 6.90% Above ₹1 crore to below ₹3 crore (non-callable)
1 Jun 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 5 to 10 years
 5.60% 6.80% 6.80% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 5 to 10 years
PNB Uttam
 5.65% 6.90% 6.90% ₹3 crore to ₹10 crore
14 Mar 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
above 5 to 10 years
PNB Tax Saver
 6.00% 6.50% 6.50% Below ₹3 crore
1 Feb 2026
official
fetched 26 Sept 2026
✓ verified 5 Oct 2026
Source ↗

PNB Fixed Deposit: frequently asked questions

What is the highest PNB Fixed Deposit interest rate?

As of 5 Oct 2026, Punjab National Bank offers up to 6.70% p.a. on its fixed deposit (FD) (444 days) for general customers and 7.20% p.a. (444 days) for senior citizens. Rates below are as published by the bank — confirm with PNB before investing.

What is the PNB 1 year FD interest rate?

As of 5 Oct 2026, Punjab National Bank offers 6.35% p.a. on a 1-year FD for general customers and 6.85% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at PNB?

Yes. Senior citizens (60+) earn up to 1.55% p.a. more than general customers at Punjab National Bank, depending on the tenure.

Is my fixed deposit (FD) with PNB insured?

Deposits with Punjab National Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these PNB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 1 Jun 2026. Rates can change without notice, so verify on the official PNB website before investing.

More PNB rates

PNB overviewPNB Recurring Deposit ratesPNB Savings ratesPNB NRE FD ratesPNB FCNR(B) rates

Fixed Deposit rates at other banks

Sangli DCCB Fixed Deposit ratesSuryoday Fixed Deposit ratesChitradurga DCC Fixed Deposit ratesKCDCCB Fixed Deposit ratesUtkarsh Fixed Deposit ratesSrikakulam DCCB Fixed Deposit ratesWarangal DCCB Fixed Deposit ratesJSKB Dewas Fixed Deposit ratesJSKB Jhabua Fixed Deposit ratesKhammam DCCB Fixed Deposit ratesBest Fixed Deposit rates across all banks

Compare PNB with other banks

See PNB FD rates side by side against India's top banks.

PNB vs SBIPNB vs BoBPNB vs CanaraPNB vs UnionPNB vs BoIPNB vs HDFCPNB vs ICICIPNB vs AxisPNB vs KotakPNB vs IndusIndPNB vs YesPNB vs IDFC FirstPNB vs FederalPNB vs BandhanPNB vs RBLPNB vs AUPNB vs EquitasPNB vs Ujjivan

Good to know

Deposits with Punjab National Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 1 Jun 2026 · Ingested 26 Sept 2026 · Verified 5 Oct 2026 · View source

Informational only — always confirm the current rate on the official PNB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.