As of 5 Oct 2026, Mumbai District Central Co-operative Bank offers up to 7.20% p.a. on its fixed deposit (FD) (730 to 1094 days) for general customers and 7.25% p.a. (730 to 1094 days) for senior citizens. Rates below are as published by the bank — confirm with Mumbai DCC before investing.
Estimate returns at Mumbai DCC (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 to 45 days |
4.25% | 4.25% | Any amount | 4 Sept 2026 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
46 to 180 days |
5.10% | 5.10% | Any amount | 4 Sept 2026 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
181 to 364 days |
6.25% | 6.25% | Any amount | 4 Sept 2026 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
365 to 454 days |
7.05% | 7.10% | Any amount | 4 Sept 2026 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
455 to 547 days |
7.10% | 7.15% | Any amount | 4 Sept 2026 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
548 to 729 days |
7.15% | 7.20% | Any amount | 4 Sept 2026 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
730 to 1094 days |
7.20% | 7.25% | Any amount | 4 Sept 2026 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
3 to 5 years |
6.50% | 6.55% | Any amount | 4 Sept 2026 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
|
Above 5 years |
6.25% | 6.30% | Any amount | 4 Sept 2026 |
official fetched 1 Oct 2026 ✓ verified 5 Oct 2026 |
As of 5 Oct 2026, Mumbai District Central Co-operative Bank offers up to 7.20% p.a. on its fixed deposit (FD) (730 to 1094 days) for general customers and 7.25% p.a. (730 to 1094 days) for senior citizens. Rates below are as published by the bank — confirm with Mumbai DCC before investing.
As of 5 Oct 2026, Mumbai District Central Co-operative Bank offers 7.05% p.a. on a 1-year FD for general customers and 7.10% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.05% p.a. more than general customers at Mumbai District Central Co-operative Bank, depending on the tenure.
Deposits with Mumbai District Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 4 Sept 2026. Rates can change without notice, so verify on the official Mumbai DCC website before investing.
Deposits with Mumbai District Central Co-operative Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official Mumbai DCC website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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