The Surat District Co-operative Bank Ltd. Fixed Deposit interest rates · November 2026
What will my FD earn at Surat DCCB?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 14 days |
3.00% | 3.40% | Above ₹15 lakh | 18 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
15 days to 30 days |
3.00% | 3.40% | Any amount | 18 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
31 days to 45 days |
3.25% | 3.65% | Any amount | 18 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
46 days to 120 days 3 slabs at this rate |
4.00% | 4.40% | Any amount | 18 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
121 days to 179 days |
4.25% | 4.65% | Any amount | 18 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
180 days to 270 days |
5.25% | 5.65% | Any amount | 18 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
271 days to 364 days |
6.00% | 6.40% | Any amount | 18 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
1 year to 3 years 3 slabs at this rate |
6.75% | 7.50% | Any amount | 18 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
Above 3 years to 5 years |
6.90% | 7.65% | Any amount | 18 Nov 2025 ✓ verified 13 Nov 2026 | official fetched 13 Nov 2026 |
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Surat DCCB FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
6.75%Before you book
Surat DCCB Fixed Deposit: frequently asked questions
What is the highest Surat DCCB Fixed Deposit interest rate?
As of 14 Nov 2026, The Surat District Co-operative Bank Ltd. offers up to 6.90% p.a. on its fixed deposit (FD) (Above 3 years to 5 years) for general customers and 7.65% p.a. (Above 3 years to 5 years) for senior citizens. Rates below are as published by the bank. Confirm with Surat DCCB before investing.
What is the Surat DCCB 1-year FD interest rate?
As of 14 Nov 2026, The Surat District Co-operative Bank Ltd. offers 6.75% p.a. on a 1-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Surat DCCB 2-year FD interest rate?
As of 14 Nov 2026, The Surat District Co-operative Bank Ltd. offers 6.75% p.a. on a 2-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Surat DCCB 3-year FD interest rate?
As of 14 Nov 2026, The Surat District Co-operative Bank Ltd. offers 6.75% p.a. on a 3-year FD for general customers and 7.50% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the Surat DCCB 5-year FD interest rate?
As of 14 Nov 2026, The Surat District Co-operative Bank Ltd. offers 6.90% p.a. on a 5-year FD for general customers and 7.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Nov 2025 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Surat DCCB?
Yes. Senior citizens (60+) earn up to 0.75% p.a. more than general customers at The Surat District Co-operative Bank Ltd., depending on the tenure.
When did Surat DCCB last change its Fixed Deposit rates?
RateScan.in has recorded no change to The Surat District Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 13 Nov 2026.
What fixed deposit (FD) tenures does Surat DCCB offer?
The Surat District Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 13 tenure bands, from “7 days to 14 days” to “Above 3 years to 5 years”.
Does Surat DCCB pay different fixed deposit (FD) rates by deposit size?
Yes. The Surat District Co-operative Bank Ltd.'s table lists separate bands: Above ₹15 lakh; Any amount. Each row shows the band it applies to.
Does Surat DCCB pay more than the Post Office Time Deposit?
The Surat District Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.75% (PO 6.90%), 2y 6.75% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.90% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Surat DCCB's 1-year FD rate rank?
The Surat District Co-operative Bank Ltd.'s 1-year general FD rate of 6.75% ranks #480 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with Surat DCCB insured?
Deposits with The Surat District Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Surat DCCB rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 18 Nov 2025. Rates can change without notice, so verify on the official Surat DCCB website before investing.
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Good to know
- Deposits with The Surat District Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Surat DCCB is a district central co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.75% p.a. more than general customers at Surat DCCB, depending on the tenure.
Informational only. Always confirm the current rate on the official Surat DCCB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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