Greater Co-operative Bank Ltd. Fixed Deposit interest rates · October 2026
Greater Bank's best Fixed Deposit rate is 7.00% (1 year to less than 2 years), 1.25 points below the best on the market (8.25%).
- Seniors: up to 7.50% (Above 5 years to 10 years), 0.50 points above the general rate for that tenure.
Showing 14 of 28 rates.
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
7 days to 14 days Below ₹1 crore (retail) |
3.60% | 3.60% | Below ₹1 crore (retail) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
7 days to 14 days ₹1 crore and above (bulk) |
3.60% | 3.60% | ₹1 crore and above (bulk) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
15 Days to 45 Days Below ₹1 crore (retail) |
3.60% | 3.60% | Below ₹1 crore (retail) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
15 Days to 45 Days ₹1 crore and above (bulk) |
3.60% | 3.60% | ₹1 crore and above (bulk) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
46 Days to 90 Days Below ₹1 crore (retail) |
3.85% | 3.85% | Below ₹1 crore (retail) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
46 Days to 90 Days ₹1 crore and above (bulk) |
3.85% | 3.85% | ₹1 crore and above (bulk) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
91 Days to 124 Days Below ₹1 crore (retail) |
4.10% | 4.10% | Below ₹1 crore (retail) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
91 Days to 124 Days ₹1 crore and above (bulk) |
4.10% | 4.10% | ₹1 crore and above (bulk) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
125 Days Below ₹1 crore (retail) |
4.35% | 4.35% | Below ₹1 crore (retail) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
125 Days ₹1 crore and above (bulk) |
4.35% | 4.35% | ₹1 crore and above (bulk) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
126 Days to 150 Days Below ₹1 crore (retail) |
4.60% | 4.60% | Below ₹1 crore (retail) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
126 Days to 150 Days ₹1 crore and above (bulk) |
4.60% | 4.60% | ₹1 crore and above (bulk) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
151 Days to 179 Days Below ₹1 crore (retail) |
4.85% | 4.85% | Below ₹1 crore (retail) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
151 Days to 179 Days ₹1 crore and above (bulk) |
4.85% | 4.85% | ₹1 crore and above (bulk) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
180 days to less than 1 year Below ₹1 crore (retail) |
5.35% | 5.35% | Below ₹1 crore (retail) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
180 days to less than 1 year ₹1 crore and above (bulk) |
5.35% | 5.35% | ₹1 crore and above (bulk) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
1 year to less than 2 years Below ₹1 crore (retail) |
7.00% | 7.35% | Below ₹1 crore (retail) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
1 year to less than 2 years ₹1 crore and above (bulk) |
7.00% | 7.35% | ₹1 crore and above (bulk) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
400 Days Below ₹1 crore (retail) |
7.00% | 7.35% | Below ₹1 crore (retail) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
400 Days ₹1 crore and above (bulk) |
7.00% | 7.35% | ₹1 crore and above (bulk) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
555 Days Below ₹1 crore (retail) |
7.00% | 7.35% | Below ₹1 crore (retail) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
555 Days ₹1 crore and above (bulk) |
7.00% | 7.35% | ₹1 crore and above (bulk) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
2 years to less than 3 years Below ₹1 crore (retail) |
6.60% | 6.75% | Below ₹1 crore (retail) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
2 years to less than 3 years ₹1 crore and above (bulk) |
6.60% | 6.75% | ₹1 crore and above (bulk) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
3 years up to 5 years Below ₹1 crore (retail) |
6.75% | 6.85% | Below ₹1 crore (retail) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
3 years up to 5 years ₹1 crore and above (bulk) |
6.75% | 6.85% | ₹1 crore and above (bulk) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
Above 5 years to 10 years Below ₹1 crore (retail) |
7.00% | 7.50% | Below ₹1 crore (retail) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
Above 5 years to 10 years ₹1 crore and above (bulk) |
7.00% | 7.50% | ₹1 crore and above (bulk) | 18 Oct 2026 | official fetched 15 Oct 2026 ✓ verified 18 Oct 2026 |
No rates match these filters.
Greater Bank FD returns at a glance based on investment amount
| Deposit | ~1 year7.00% | ~3 years6.75% | ~5 years6.75% | ~10 years7.00% |
|---|---|---|---|---|
| ₹50,000 | ₹53,593₹292/mo | ₹61,120₹281/mo | ₹69,875₹281/mo | ₹1,00,080₹292/mo |
| ₹1 lakh | ₹1,07,186₹583/mo | ₹1,22,239₹563/mo | ₹1,39,750₹563/mo | ₹2,00,160₹583/mo |
| ₹2 lakh | ₹2,14,372₹1,167/mo | ₹2,44,479₹1,125/mo | ₹2,79,500₹1,125/mo | ₹4,00,319₹1,167/mo |
| ₹5 lakh | ₹5,35,930₹2,917/mo | ₹6,11,196₹2,813/mo | ₹6,98,749₹2,813/mo | ₹10,00,799₹2,917/mo |
| ₹10 lakh | ₹10,71,859₹5,833/mo | ₹12,22,393₹5,625/mo | ₹13,97,499₹5,625/mo | ₹20,01,597₹5,833/mo |
Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
Compare Greater Bank Fixed Deposit Returns with other Top Banks
Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when Greater Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.
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Chart shows the Below ₹1 crore (retail) rates; other deposit amounts are in the table above.
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Chart shows the Below ₹1 crore (retail) rates; other deposit amounts are in the table above.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Chart shows the Below ₹1 crore (retail) rates; other deposit amounts are in the table above.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Higher 1 year Fixed Deposit rates than Greater Bank
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Greater Bank Fixed Deposit rate changes
Changes to Greater Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 18 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Greater Bank's fixed deposit (FD) rates has been recorded since tracking started on 18 Oct 2026.
Compare Greater Bank with similar banks
Nearby banks paying a little more at 1 year
Banks with a similar rate at 1 year
Best FD rates among urban co-operative banks → Best FD rates in Maharashtra →
Greater Bank Fixed Deposit: frequently asked questions
What is the highest Greater Bank Fixed Deposit interest rate?
As of 18 Oct 2026, Greater Co-operative Bank Ltd. offers up to 7.00% p.a. on its fixed deposit (FD) (1 year to less than 2 years) for general customers and 7.50% p.a. (Above 5 years to 10 years) for senior citizens. Rates below are as published by the bank — confirm with Greater Bank before investing.
What is the Greater Bank 1-year FD interest rate?
As of 18 Oct 2026, Greater Co-operative Bank Ltd. offers 7.00% p.a. on a 1-year FD for general customers and 7.35% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Oct 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Greater Bank 2-year FD interest rate?
As of 18 Oct 2026, Greater Co-operative Bank Ltd. offers 6.60% p.a. on a 2-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Oct 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Greater Bank 3-year FD interest rate?
As of 18 Oct 2026, Greater Co-operative Bank Ltd. offers 6.75% p.a. on a 3-year FD for general customers and 6.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Oct 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Greater Bank 5-year FD interest rate?
As of 18 Oct 2026, Greater Co-operative Bank Ltd. offers 6.75% p.a. on a 5-year FD for general customers and 6.85% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 18 Oct 2026 and was last verified 18 Oct 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at Greater Bank?
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Greater Co-operative Bank Ltd., depending on the tenure.
When did Greater Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to Greater Co-operative Bank Ltd.'s fixed deposit (FD) rates since it started tracking them on 18 Oct 2026.
What fixed deposit (FD) tenures does Greater Bank offer?
Greater Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 14 tenure bands, from “7 days to 14 days” to “Above 5 years to 10 years”.
Does Greater Bank pay different fixed deposit (FD) rates by deposit size?
Yes. Greater Co-operative Bank Ltd.'s table lists separate bands: Below ₹1 crore (retail); ₹1 crore and above (bulk). Each row shows the band it applies to.
Does Greater Bank pay more than the Post Office Time Deposit?
Greater Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 1 of 4 standard tenures compared (general rates). Rates: 1y 7.00% (PO 6.90%), 2y 6.60% (PO 7.00%), 3y 6.75% (PO 7.10%), 5y 6.75% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does Greater Bank's 1-year FD rate rank?
Greater Co-operative Bank Ltd.'s 1-year general FD rate of 7.00% ranks #54 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Greater Bank insured?
Deposits with Greater Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Greater Bank rates?
RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 18 Oct 2026. Rates can change without notice, so verify on the official Greater Bank website before investing.
More Greater Bank rates
Fixed Deposit rates at other banks
Good to know
- Deposits with Greater Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- Greater Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
- Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Greater Bank, depending on the tenure.
Informational only — always confirm the current rate on the official Greater Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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