U.P. Postal Primary Co-operative Bank Ltd., Lucknow Fixed Deposit interest rates · November 2026
What will my FD earn at UP Postal Primary Co-op Bank?
| Tenure | General | Senior | Applies to | Effective On | Source |
|---|---|---|---|---|---|
15 DAYS TO 45 DAYS |
5.50% | – | Any amount | 16 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
46 DAYS TO 90 DAYS |
6.00% | – | Any amount | 16 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
91 DAYS TO 180 DAYS |
6.50% | – | Any amount | 16 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
181 DAYS to less than 1 YEAR |
7.00% | – | Any amount | 16 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
1 YEAR to less than 2 YEARS |
7.50% | – | Any amount | 16 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
2 YEAR to less than 3 YEARS |
7.75% | – | Any amount | 16 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
3 years to 5 years |
8.00% | – | Any amount | 16 Feb 2023 ✓ verified 13 Nov 2026 | official fetched 27 Oct 2026 |
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UP Postal Primary Co-op Bank FD return examples
Open a figure in the FD calculator. Darker shade = higher rate. ★ marks the highest estimated interest over one year at that rate. Maturity uses quarterly compounding. The monthly figure is simple annual interest divided by 12. Rates as of 14 Nov 2026. Confirm the current rate and payout terms with the bank. DICGC’s limit includes eligible balances and accrued interest held at the same bank in the same right and capacity.
FD rates by tenure
1 year
7.50%Before you book
UP Postal Primary Co-op Bank Fixed Deposit: frequently asked questions
What is the highest UP Postal Primary Co-op Bank Fixed Deposit interest rate?
As of 14 Nov 2026, U.P. Postal Primary Co-operative Bank Ltd., Lucknow offers up to 8.00% p.a. on its fixed deposit (FD) (3 years to 5 years) for general customers. Rates below are as published by the bank. Confirm with UP Postal Primary Co-op Bank before investing.
What is the UP Postal Primary Co-op Bank 1-year FD interest rate?
As of 14 Nov 2026, U.P. Postal Primary Co-operative Bank Ltd., Lucknow offers 7.50% p.a. on a 1-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 16 Feb 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the UP Postal Primary Co-op Bank 2-year FD interest rate?
As of 14 Nov 2026, U.P. Postal Primary Co-operative Bank Ltd., Lucknow offers 7.75% p.a. on a 2-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 16 Feb 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the UP Postal Primary Co-op Bank 3-year FD interest rate?
As of 14 Nov 2026, U.P. Postal Primary Co-operative Bank Ltd., Lucknow offers 8.00% p.a. on a 3-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 16 Feb 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
What is the UP Postal Primary Co-op Bank 5-year FD interest rate?
As of 14 Nov 2026, U.P. Postal Primary Co-operative Bank Ltd., Lucknow offers 8.00% p.a. on a 5-year FD for general customers (for a ₹5 lakh deposit). The rate is effective 16 Feb 2023 and was last verified 13 Nov 2026. Source: the bank's official rate page.
Do senior citizens get higher Fixed Deposit rates at UP Postal Primary Co-op Bank?
U.P. Postal Primary Co-operative Bank Ltd., Lucknow does not publish a separate senior citizen premium for these deposits in our data. Check the bank's official rate card for any senior-citizen offers.
When did UP Postal Primary Co-op Bank last change its Fixed Deposit rates?
RateScan.in has recorded no change to U.P. Postal Primary Co-operative Bank Ltd., Lucknow's fixed deposit (FD) rates since it started tracking them on 27 Oct 2026.
What fixed deposit (FD) tenures does UP Postal Primary Co-op Bank offer?
U.P. Postal Primary Co-operative Bank Ltd., Lucknow's published fixed deposit (FD) rate table has 7 tenure bands, from “15 DAYS TO 45 DAYS” to “3 years to 5 years”.
Does UP Postal Primary Co-op Bank pay more than the Post Office Time Deposit?
U.P. Postal Primary Co-operative Bank Ltd., Lucknow pays more than the Post Office Time Deposit at 4 of 4 standard tenures compared (general rates). Rates: 1y 7.50% (PO 6.90%), 2y 7.75% (PO 7.00%), 3y 8.00% (PO 7.10%), 5y 8.00% (PO 7.50%). PO is the Post Office Time Deposit rate.
How does UP Postal Primary Co-op Bank's 1-year FD rate rank?
U.P. Postal Primary Co-operative Bank Ltd., Lucknow's 1-year general FD rate of 7.50% ranks #105 of 1033 banks on RateScan.in (as of 14 Nov 2026). The highest is Kattappana Urban Co-op Bank at 9.50%.
Is my fixed deposit (FD) with UP Postal Primary Co-op Bank insured?
Deposits with U.P. Postal Primary Co-operative Bank Ltd., Lucknow are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these UP Postal Primary Co-op Bank rates?
RateScan.in refreshed this dataset on 14 Nov 2026; the bank's rates shown here are effective 16 Feb 2023. Rates can change without notice, so verify on the official UP Postal Primary Co-op Bank website before investing.
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Good to know
- Deposits with U.P. Postal Primary Co-operative Bank Ltd., Lucknow are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
- UP Postal Primary Co-op Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Informational only. Always confirm the current rate on the official UP Postal Primary Co-op Bank website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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