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Haryana Gramin Bank Fixed Deposit interest rates · October 2026

As of 5 Oct 2026, Haryana Gramin Bank offers up to 6.60% p.a. on its fixed deposit (FD) (450 days) for general customers and 7.10% p.a. (450 days) for senior citizens. Rates below are as published by the bank — confirm with HGB before investing.

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Fixed Deposit rates

Rates for deposits below ₹3 crore · General vs Senior · trend over time

3%4%5%6%7% 7 to 14 days: 3.50% 7–45 days: 3.50% 15 to 29 days: 3.50% 30 to 45 days: 3.50% 46 to 60 days: 4.50% 46–90 days: 4.75% 61 to 90 days: 4.50% 91 days: 5.55% 91–180 days: 5.50% 92 to 179 days: 5.00% 180 to 270 days: 5.75% 181 days to < 1 year: 6.00% 271 to 332 days: 5.75% 333 days · HGB 333 days: 6.35% 334 days to under 1 year: 5.75% 1 year: 6.10% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Over 1 year to 449 days: 6.25% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 1 year to < 2 years: 6.60% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 450 days · HGB 450 days: 6.60% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 451 days to 2 years: 6.25% · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Over 2 years to 3 years: 6.25% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 2 years to < 3 years: 6.40% · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Over 3 years to 5 years: 6.25% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 3 years to < 5 years: 6.40% · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to 10 years: 6.25% · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d7d15d1m2m2m2m3m3m3m6m6m9m11m11m1y1y1y450d451d2y2y3y3y5y General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

3%4%5%6%7% 7 to 14 days: 4.00% (General: 3.50%) 7–45 days: 4.00% (General: 3.50%) 15 to 29 days: 4.00% (General: 3.50%) 30 to 45 days: 4.00% (General: 3.50%) 46 to 60 days: 5.00% (General: 4.50%) 46–90 days: 5.25% (General: 4.75%) 61 to 90 days: 5.00% (General: 4.50%) 91 days: 6.05% (General: 5.55%) 91–180 days: 6.00% (General: 5.50%) 92 to 179 days: 5.50% (General: 5.00%) 180 to 270 days: 6.25% (General: 5.75%) 181 days to < 1 year: 6.50% (General: 6.00%) 271 to 332 days: 6.25% (General: 5.75%) 333 days · HGB 333 days: 6.85% (General: 6.35%) 334 days to under 1 year: 6.25% (General: 5.75%) 1 year: 6.60% (General: 6.10%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Over 1 year to 449 days: 6.75% (General: 6.25%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 1 year to < 2 years: 7.10% (General: 6.60%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 450 days · HGB 450 days: 7.10% (General: 6.60%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 451 days to 2 years: 6.75% (General: 6.25%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Over 2 years to 3 years: 6.75% (General: 6.25%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 2 years to < 3 years: 6.90% (General: 6.40%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Over 3 years to 5 years: 6.75% (General: 6.25%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 3 years to < 5 years: 6.90% (General: 6.40%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to 10 years: 6.75% (General: 6.00%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d7d15d1m2m2m2m3m3m3m6m6m9m11m11m1y1y1y450d451d2y2y3y3y5y Senior General Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

No additional super-senior premium — showing Senior rates.

4%5%6%7% 7 to 14 days: 4.00% (Senior: 4.00%) 7–45 days: 4.00% (Senior: 4.00%) 15 to 29 days: 4.00% (Senior: 4.00%) 30 to 45 days: 4.00% (Senior: 4.00%) 46 to 60 days: 5.00% (Senior: 5.00%) 46–90 days: 5.25% (Senior: 5.25%) 61 to 90 days: 5.00% (Senior: 5.00%) 91 days: 6.05% (Senior: 6.05%) 91–180 days: 6.00% (Senior: 6.00%) 92 to 179 days: 5.50% (Senior: 5.50%) 180 to 270 days: 6.25% (Senior: 6.25%) 181 days to < 1 year: 6.50% (Senior: 6.50%) 271 to 332 days: 6.25% (Senior: 6.25%) 333 days · HGB 333 days: 6.85% (Senior: 6.85%) 334 days to under 1 year: 6.25% (Senior: 6.25%) 1 year: 6.60% (Senior: 6.60%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Over 1 year to 449 days: 6.75% (Senior: 6.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) 1 year to < 2 years: 7.10% (Senior: 7.10%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 450 days · HGB 450 days: 7.10% (Senior: 7.10%) · Post Office TD: 6.90% (above the govt-guaranteed benchmark) 451 days to 2 years: 6.75% (Senior: 6.75%) · Post Office TD: 6.90% (at/below the govt-guaranteed benchmark) Over 2 years to 3 years: 6.75% (Senior: 6.75%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) 2 years to < 3 years: 6.90% (Senior: 6.90%) · Post Office TD: 7.00% (at/below the govt-guaranteed benchmark) Over 3 years to 5 years: 6.75% (Senior: 6.75%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 3 years to < 5 years: 6.90% (Senior: 6.90%) · Post Office TD: 7.10% (at/below the govt-guaranteed benchmark) 5 years to 10 years: 6.75% (Senior: 6.50%) · Post Office TD: 7.50% (at/below the govt-guaranteed benchmark) 7d7d15d1m2m2m2m3m3m3m6m6m9m11m11m1y1y1y450d451d2y2y3y3y5y Senior Senior Post Office TD Special scheme

Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.

TenureGeneralSeniorTrendApplies toAs ofSource
7 to 14 days
 3.50% 4.00% Below ₹2 crore
16 May 2026
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fetched 22 Sept 2026
7–45 days
 3.50% 4.00% Any amount
1 Sept 2026
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sourced from third-party
15 to 29 days
 3.50% 4.00% Below ₹2 crore
16 May 2026
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official
fetched 22 Sept 2026
30 to 45 days
 3.50% 4.00% Below ₹2 crore
16 May 2026
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fetched 22 Sept 2026
46 to 60 days
 4.50% 5.00% Below ₹2 crore
16 May 2026
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fetched 22 Sept 2026
46–90 days
 4.75% 5.25% Any amount
1 Sept 2026
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61 to 90 days
 4.50% 5.00% Below ₹2 crore
16 May 2026
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official
fetched 22 Sept 2026
91 days
 5.55% 6.05% Below ₹2 crore
16 May 2026
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fetched 22 Sept 2026
91–180 days
 5.50% 6.00% Any amount
1 Sept 2026
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92 to 179 days
 5.00% 5.50% Below ₹2 crore
16 May 2026
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fetched 22 Sept 2026
180 to 270 days
 5.75% 6.25% Below ₹2 crore
16 May 2026
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official
fetched 22 Sept 2026
181 days to < 1 year
 6.00% 6.50% Any amount
1 Sept 2026
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271 to 332 days
 5.75% 6.25% Below ₹2 crore
16 May 2026
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official
fetched 22 Sept 2026
333 days
HGB 333 days
 6.35% 6.85% Below ₹2 crore
16 May 2026
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official
fetched 22 Sept 2026
334 days to under 1 year
 5.75% 6.25% Below ₹2 crore
16 May 2026
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fetched 22 Sept 2026
1 year
 6.10% 6.60% Below ₹2 crore
16 May 2026
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fetched 22 Sept 2026
Over 1 year to 449 days
 6.25% 6.75% Below ₹2 crore
16 May 2026
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fetched 22 Sept 2026
1 year to < 2 years
 6.60% 7.10% Any amount
1 Sept 2026
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sourced from third-party
450 days
HGB 450 days
 6.60% 7.10% Below ₹2 crore
16 May 2026
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official
fetched 22 Sept 2026
451 days to 2 years
 6.25% 6.75% Below ₹2 crore
16 May 2026
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official
fetched 22 Sept 2026
Over 2 years to 3 years
 6.25% 6.75% Below ₹2 crore
16 May 2026
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official
fetched 22 Sept 2026
2 years to < 3 years
 6.40% 6.90% Any amount
1 Sept 2026
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aggregator
sourced from third-party
Over 3 years to 5 years
 6.25% 6.75% Below ₹2 crore
16 May 2026
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official
fetched 22 Sept 2026
3 years to < 5 years
 6.40% 6.90% Any amount
1 Sept 2026
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sourced from third-party
Over 5 years to 10 years
 6.00% 6.50% Below ₹2 crore
16 May 2026
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official
5 years to 10 years
 6.25% 6.50% Any amount
1 Sept 2026
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sourced from third-party
Source ↗

HGB Fixed Deposit: frequently asked questions

What is the highest HGB Fixed Deposit interest rate?

As of 5 Oct 2026, Haryana Gramin Bank offers up to 6.60% p.a. on its fixed deposit (FD) (450 days) for general customers and 7.10% p.a. (450 days) for senior citizens. Rates below are as published by the bank — confirm with HGB before investing.

What is the HGB 1 year FD interest rate?

As of 5 Oct 2026, Haryana Gramin Bank offers 6.60% p.a. on a 1-year FD for general customers and 7.10% p.a. for senior citizens.

Do senior citizens get higher Fixed Deposit rates at HGB?

Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Haryana Gramin Bank, depending on the tenure.

Is my fixed deposit (FD) with HGB insured?

Deposits with Haryana Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).

How current are these HGB rates?

RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 16 May 2026. Rates can change without notice, so verify on the official HGB website before investing.

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Good to know

Deposits with Haryana Gramin Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.

official Effective 16 May 2026 · Ingested 22 Sept 2026 · View source

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