As of 5 Oct 2026, Tamil Nadu Grama Bank offers up to 7.00% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 7.50% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank — confirm with TNGB before investing.
Estimate returns at TNGB (quarterly compounding)
Rates for deposits below ₹3 crore · General vs Senior · trend over time
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
| Tenure | General | Senior | Trend | Applies to | As of | Source |
|---|---|---|---|---|---|---|
7 days to 14 days |
4.00% | 4.50% | Any amount | 11 May 2026 under verification |
official fetched 26 Sept 2026 |
|
15 days to 29 days |
4.25% | 4.75% | Any amount | 11 May 2026 under verification |
official fetched 26 Sept 2026 |
|
30 days to 45 days |
4.50% | 5.00% | Any amount | 11 May 2026 under verification |
official fetched 26 Sept 2026 |
|
46 days to 90 days |
4.75% | 5.25% | Any amount | 11 May 2026 under verification |
official fetched 26 Sept 2026 |
|
91 days to 180 days |
5.75% | 6.25% | Any amount | 11 May 2026 under verification |
official fetched 26 Sept 2026 |
|
181 days to less than 1 year |
6.25% | 6.75% | Any amount | 11 May 2026 under verification |
official fetched 22 Sept 2026 |
|
1 year to less than 2 years |
6.85% | 7.35% | Any amount | 11 May 2026 under verification |
official fetched 22 Sept 2026 |
|
2 years to less than 3 years |
7.00% | 7.50% | Any amount | 11 May 2026 under verification |
official fetched 26 Sept 2026 |
|
3 years to less than 5 years |
6.70% | 7.20% | Any amount | 11 May 2026 under verification |
official fetched 26 Sept 2026 |
|
5 years and above |
6.70% | 7.20% | Any amount | 11 May 2026 under verification |
official fetched 26 Sept 2026 |
As of 5 Oct 2026, Tamil Nadu Grama Bank offers up to 7.00% p.a. on its fixed deposit (FD) (2 years to less than 3 years) for general customers and 7.50% p.a. (2 years to less than 3 years) for senior citizens. Rates below are as published by the bank — confirm with TNGB before investing.
As of 5 Oct 2026, Tamil Nadu Grama Bank offers 6.85% p.a. on a 1-year FD for general customers and 7.35% p.a. for senior citizens.
Yes. Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Tamil Nadu Grama Bank, depending on the tenure.
Deposits with Tamil Nadu Grama Bank are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
RateScan.in refreshed this dataset on 5 Oct 2026; the bank's rates shown here are effective 11 May 2026. Rates can change without notice, so verify on the official TNGB website before investing.
Deposits with Tamil Nadu Grama Bank are insured by DICGC up to ₹5,00,000 per depositor (principal + interest). Senior citizens (60+) typically earn an extra 0.50% p.a. over the published general rates.
Informational only — always confirm the current rate on the official TNGB website before investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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