Abhyudaya Bank FD returns at a glance based on investment amount
Deposit
~1 year6.15%
~3 years6.55%
~5 years6.15%
~10 years5.90%
₹50,000
₹53,147₹256/mo
₹60,760₹273/mo
₹67,842₹256/mo
₹89,812₹246/mo
₹1 lakh
₹1,06,293₹513/mo
₹1,21,520₹546/mo
₹1,35,684₹513/mo
₹1,79,623₹492/mo
₹2 lakh
₹2,12,587₹1,025/mo
₹2,43,040₹1,092/mo
₹2,71,368₹1,025/mo
₹3,59,246₹983/mo
₹5 lakh
₹5,31,466₹2,563/mo
₹6,07,600₹2,729/mo
₹6,78,421₹2,563/mo
₹8,98,116₹2,458/mo
₹10 lakh
₹10,62,933₹5,125/mo
₹12,15,200₹5,458/mo
₹13,56,842₹5,125/mo
₹17,96,232₹4,917/mo
Illustrative · quarterly compounding · rates as of 18 Oct 2026. Maturity assumes cumulative FD; monthly figure is simple interest ÷ 12 (non-cumulative payout). Not a bank quote — verify on the bank's site. DICGC insures up to ₹5 lakh per depositor per bank.
Compare Abhyudaya Bank Fixed Deposit Returns with other Top Banks
Pick up to three other banks (Post Office is pre-selected when available), an amount (or type your own) and whether you are a senior citizen. Rows are 1, 3, 5 and 10 years — a year is shown only when Abhyudaya Bank has a rate for it. Bank D stays visible so you can add a fourth comparison.
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Taken from a rate table that is commented out (not displayed) in the bank's page source; the bank shows no visible domestic rates
General rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
No additional super-senior premium — showing Senior rates.
Senior rate by tenure (% p.a.)
Bars green where above, ink where at/below, the Post Office Time Deposit rate (sovereign-guaranteed, not DICGC-insured) at that tenure — no PO product shorter than 1 year, so shorter bars keep this bank's own color.
Higher 1 year Fixed Deposit rates than Abhyudaya Bank
Changes to Abhyudaya Bank's fixed deposit (FD) rates that RateScan.in has recorded since it started tracking them on 10 Oct 2026. Each date is when RateScan.in first recorded the new rate; the bank's own effective date is in the rate table above.
No change to Abhyudaya Bank's fixed deposit (FD) rates has been recorded since tracking started on 10 Oct 2026.
Abhyudaya Bank Fixed Deposit: frequently asked questions
What is the highest Abhyudaya Bank Fixed Deposit interest rate?
As of 18 Oct 2026, Abhyudaya Co-operative Bank Ltd. offers up to 6.55% p.a. on its fixed deposit (FD) (Above 24 months to 36 months) for general customers and 6.90% p.a. (Above 24 months to 36 months) for senior citizens. Rates below are as published by the bank — confirm with Abhyudaya Bank before investing.
What is the Abhyudaya Bank 1-year FD interest rate?
As of 18 Oct 2026, Abhyudaya Co-operative Bank Ltd. offers 6.15% p.a. on a 1-year FD for general customers and 6.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 25 Aug 2025 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Abhyudaya Bank 2-year FD interest rate?
As of 18 Oct 2026, Abhyudaya Co-operative Bank Ltd. offers 6.35% p.a. on a 2-year FD for general customers and 6.75% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 25 Aug 2025 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Abhyudaya Bank 3-year FD interest rate?
As of 18 Oct 2026, Abhyudaya Co-operative Bank Ltd. offers 6.55% p.a. on a 3-year FD for general customers and 6.90% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 25 Aug 2025 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What is the Abhyudaya Bank 5-year FD interest rate?
As of 18 Oct 2026, Abhyudaya Co-operative Bank Ltd. offers 6.15% p.a. on a 5-year FD for general customers and 6.65% p.a. for senior citizens (for a ₹5 lakh deposit). The rate is effective 25 Aug 2025 and was last verified 18 Oct 2026. Source: the bank's official rate page.
What fixed deposit (FD) tenures does Abhyudaya Bank offer?
Abhyudaya Co-operative Bank Ltd.'s published fixed deposit (FD) rate table has 8 tenure bands, from “7 Days to 45 days” to “Above 60 months and up to & inclusive of 120 months”.
Does Abhyudaya Bank pay more than the Post Office Time Deposit?
Abhyudaya Co-operative Bank Ltd. pays more than the Post Office Time Deposit at 0 of 4 standard tenures compared (general rates). Rates: 1y 6.15% (PO 6.90%), 2y 6.35% (PO 7.00%), 3y 6.55% (PO 7.10%), 5y 6.15% (PO 7.50%). PO is the Post Office Time Deposit rate.
Abhyudaya Co-operative Bank Ltd.'s 1-year general FD rate of 6.15% ranks #208 of 248 banks on RateScan.in (as of 18 Oct 2026). The highest is Sangli DCCB at 8.25%.
Is my fixed deposit (FD) with Abhyudaya Bank insured?
Deposits with Abhyudaya Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal + interest combined).
How current are these Abhyudaya Bank rates?
RateScan.in refreshed this dataset on 18 Oct 2026; the bank's rates shown here are effective 25 Aug 2025. Rates can change without notice, so verify on the official Abhyudaya Bank website before investing.
Deposits with Abhyudaya Co-operative Bank Ltd. are insured by DICGC up to ₹5,00,000 per depositor per bank (principal and interest combined, across all its branches). Anything above that is not insured.
Abhyudaya Bank is an urban co-operative bank. Co-operative banks are regulated by the RBI together with the state registrar of co-operative societies; check that the bank is covered by DICGC before depositing.
Senior citizens (60+) earn up to 0.50% p.a. more than general customers at Abhyudaya Bank, depending on the tenure.
officialEffective 25 Aug 2025 · Ingested 10 Oct 2026 · Verified 18 Oct 2026 · View source
Informational only — always confirm the current rate on theofficial Abhyudaya Bank websitebefore investing. Bank names and associated colors are used for identification purposes only. All bank names, logos, and trademarks are the property of their respective owners. RateScan.in is not affiliated with, endorsed by, or sponsored by any bank.
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